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Lt Col John (Jack) Christensen
3
3
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Thanks for sharing. I'm not much into rewards cards though.
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Cpl Vic Burk
Cpl Vic Burk
10 mo
Lt Col John (Jack) Christensen I don't use points. I use the cash back cards only.
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Maj John Bell
1
1
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The best way to use credit cards is to not use them.
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Cpl Vic Burk
Cpl Vic Burk
10 mo
Maj John Bell Or like I do, pay them off immediately. As soon as the transaction goes from pending to posted I pay it off. I don't believe in spending money I don't have.
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Maj John Bell
Maj John Bell
10 mo
Cpl Vic Burk - I use a debit card. And have a savings account with 3 months of my living expenses as an emergency buffer. The only problem I've ever had is that the rental car agencies won't let you rent a car with a debit card. I don't travel much, so I don't care much.
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Cpl Vic Burk
Cpl Vic Burk
10 mo
Maj John Bell - I have a debit card also but the price is the same either way so I use the credit card. Depending on the purchase I get up to 3% back in rewards. Not a fortune but 3% is better than 0%! Our traveling days are over with my wife's health, so mileage rewards are worthless to us.
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