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https://www.velocitycommunity.org/watch-out-for-the-paypal-prenote-scam-in-2022/#:~:text=First%2C%20the%20scammers%20build%20out,into%20their%20fake%20PayPal%20account
Beware of prenote connection scams! Look out for $0 transactions on your bank account. If you or a trusted merchant did not make the connection, it could be a scammer trying to connect to your banking. If the $0 connection works, they can pull the contents of that account. Contact your bank if you notice any suspicious activity.