Retired and returning to work: How the extra income could collide with other financial...

Good info LTC Eugene Chu . Figuring when to pull the plug while maximizing SS and other pension vehicles is extremely complex. Especially SS, which needs its own either/or and if/then logic tree. Not mentioned here, but affected me, is that if you choose to work past your full retirement date, you can start receiving your SS benefits on your full retirement date, continue working (in my case 2 1/2 years, then SS will adjust your benefits again to account for your additional quarters and income.