'Everybody is baffled' by Trump rescinding flood-protection rules, senator says

I am trying to understand this. When I buy a house I have a simple rule, don't buy or build in an area that floods. Not hard. Get out a map of flood plains etc and buy outside those areas. Even if people say they won't flood because of bla bla bla. They WILL FLOOD. So the federal government can't do this? We need regulations, enhanced building codes, and executive orders to implement what should be common sense? The other crazy thing is the executive order wasn't fully implemented. Oh the Horror, ...no the real tragedy is people in charge of federal planning and building construction lack basic common sense! My wife and I also decided we would not buy property on barrier islands off the coast until we can afford to lose the cost of the property . Let's think about this. The tallest point is say 14 feet. Flood and storm surges can reach 10 to 12 feet. Storms have wiped out whole sections of these islands. So do I need federal regulations and hand holding to tell me this isn't wise to invest in barrier Island property? https://www.vox.com/policy-and-politics/2017/8/29/16214558/trump-federal-standards-infrastructure-projects

Nice misleading headline- Flood Protection vs Federal Building Permit Process

I missed the story here. Trump bad, Obama good, got it. But, we have another Federal Program in debt at the tune of 25 Billion and everyone starts focuses on Trump for whatever reason. We have a clear problem and it is not the current POTUS. Does anyone know where we get all this money to spend?

They said that flood-related disasters from 2005 to May 2017 have cost U.S. taxpayers about $51 billion from FEMA’s spending on public assistance alone, which includes the repairing and replacing of publicly owned facilities. The National Flood Insurance Program’s debt is nearly $25 billion, they continued, and other disaster-related costs are spread across 17 agencies.

"That’s why Van Hollen says he introduced the Flood Risk Management Act on Sept. 8 with Brian Schatz, D-Hawaii, and Cory Booker, D-N.J. IT WOULD ESSENTIALLY CODIFY THE RULES THAT FORMER PRESIDENT OBAMA INTRODUCED WITH A JANUARY 2015 EXECUTIVE ORDER, based on the lessons learned from Hurricane Sandy in 2012" (emphasis added).

One wonders why the aforementioned Democrat Congressmen never bothered to introduce such legislation prior to now. One also wonders why, if it was such a good idea, Obama waited until 2015 to do something about problems discovered in 2012. Apparently, nobody else is "baffled" by that.