What suggestions do you have for auto and homeowner insurance?

Are you looking to bundle them? There are a couple of other posts similar to yours if you want to use the search bar. Here are two: https://www.rallypoint.com/answers/446425.what-are-the-best-options-for-bundling-renter-s-and-auto-insurance?loc=similar_main&pos=0
https://www.rallypoint.com/answers/446425.what-are-the-best-options-for-bundling-renter-s-and-auto-insurance?loc=similar_main&pos=0

I had State Farm until the mid 90's. PCS'ing to Europe kinda forced me to USAA. Been with them ever since. Having lived back and forth between Europe and CONUS, it was just easier. I have mine bundled and like that I can change statu when I store a vehicle. I quit looking at cost as it does not tell the whole tail of service to customers. USAA does farm out my boat insurance to Progressive. It may be cheaper to go direct, but as I bundle a lot, I like the fact that USAA oversees the policy and I get a USAA discount from Progressive. States regulate requirements for auto policiy minimums. Just remember, the more stuff you gather on the trail of life, the the greater chance of loss when you file a claim..

Personally for homeowners insurance i prefer using a broker, let someone else do the shopping around and prepare comparisons. They usually have access to smaller insurance companies as well as the big ones, and it gives you a local point of contact.