Scam losses worldwide this year are $1 trillion. How to protect yourself.

Thanks for the Tips to protect against scams:

Here are some tips from Anand and some previously reported and commonly shared tips from the Identity Theft Resource Center:

Be wary of a sense of secrecy and urgency: In nearly every scam, the scammer will emphasize that something has to be done quickly and quietly, without telling anyone else, said Anand. "Those should generally be a major warning sign or a red flag," he said.

Use multi-factor authentication: Two-factor authentication or multi-factor authentication adds an extra layer of protection to your account through another verification method, like a text code, phone call or through an app.

Use unique passphrases for every account: Use a 12+ character passphrase, or phrase unique to you, instead of an 8-character password. Also, do not re-use the same passphrase for multiple websites or accounts.

Use secure payment methods online: Only shop trusted websites and use trusted payment methods. If you shop at an unfamiliar site, use a payment method that has a dispute resolution process, like a credit card or PayPal.

Never open a link from an unknown source: Don't click on links or download attachments via email or text unless you are expecting something from a person or business you know.

Log out of accounts when you are done: Always log out of accounts online or on your cell phone so no one can gain access if they get your device.