7 Steps to Improve Your Credit Score Right Now

One way to help bring credit utilization down is to ask current creditors to increase your line of credit. They oftentimes do not pull a credit inquiry if you've shown a consistent history of on time payments above the minimum for 6+ months. It's an easy "boost" strategy that takes just mere minutes of your time. Many companies allow you to request one through their app/website! Moreover, if you go to Experian's website and create an account, they have a "boost" feature you can use that may boost your score another dozen or so points. You're welcome!