Three things to know about health insurance coverage for abortion

https://www.npr.org/sections/health-shots/2022/07/13/ [login to see] /health-insurance-abortion
Will your health plan pay for an abortion now that the U.S. Supreme Court has overturned Roe v. Wade?

Even before the June 24 ruling, insurance coverage for abortion varied widely. Now the issue is even more complex as states set varying rules — about half are expected to limit or ban abortion in almost all circumstances.

To be clear, though, the question of whether an insurance plan covers abortion is not the same as whether abortion is allowed in a state. Coverage issues are more complicated and governed by a wide variety of factors, including the level of abortion access a state allows.

How dense a thicket is it? Abortion may be covered in a health plan, but if no providers are available, patients don't have access. However, people with insurance that does not cover abortion can still get one — but only if it's available in their states or they can afford to travel and pay out-of-pocket. There are also a host of unanswered questions about whether states that restrict abortion will have the legal authority to target the coverage in employer plans.