Why the perfect credit score isn't necessary - The Points Guy

"To qualify for the best treatment from lenders, you typically only need a credit score of 760. In the eyes of a lender, you could say that 760 is the real perfect credit score.

Some people have a hard time believing that a score of 760 — 90 points shy of the highest credit score possible — could be just as good as a score of 850. Here’s proof."