‘Crunched on both sides’: Older millennials balance student loans, retirement saving and kids'...

I have no debt, and I didn't go to college. I have an IRA I plan to transfer over to and annuity at 40 on a 20 year plan then collect at 60. I am also enrolled in FERS. I would like to buy a home eventually within the next two years at 29. I haven't due to the uncertainty of my federal career. I don't want to get stuck in limited career growth within one location. I'm not planning on getting social security. I expect it to dry up by 2060 due to a population decrease. My generation nor those under us are having families or some aren't planning to. As the baby boomers retire and less youth enter the work force, I expect the us will heavily rely on migration not only to keep social security intact but to keep the country humming. Also live within your means people, its not hard.