Posted on Apr 27, 2018
WTF is a TSP: The Beginner's Guide to Crushing Military Retirement - You're Welcome.blog
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Which fund should I invest in the TSP?
I'm glad you asked!
If you are still in the Army and your money is sitting in the G Fund, go switch it RIGHT NOW. The system will automatically invest your money in the G Fund. DO NOT make the mistake I did and leave your money stagnating the G Fund for over 7 years because you didn’t know better.
If you don’t know anything about investing or do not desire to be actively involved in the allocation of your assets then I highly recommend putting your money in a Life-cycle Fund (L-Fund).
However, if you are like me in that you have a very long time until you can withdraw your money at age 60, want to make up ground due to early ignorance and poor investing strategies, and desire the highest rate of return on your investment; then I highly recommend you allocate your money into either the C, S, or I Fund or a combination of all three.
To drive the point home, my average rate of return from 2007 to 2014 was between 1.5% and 2% (100% G Fund). Since switching to 50% C Fund and 50% S fund, my average rate of return grew to 17-18%. It is mind boggling the difference a few mouse clicks can make.
If everything I just described to you sounds like a foreign language, take 10 minutes to read this article and educate yourself.
http://www.yourewelcome.blog/2018/04/23/difference-between-tsp-funds/
I'm glad you asked!
If you are still in the Army and your money is sitting in the G Fund, go switch it RIGHT NOW. The system will automatically invest your money in the G Fund. DO NOT make the mistake I did and leave your money stagnating the G Fund for over 7 years because you didn’t know better.
If you don’t know anything about investing or do not desire to be actively involved in the allocation of your assets then I highly recommend putting your money in a Life-cycle Fund (L-Fund).
However, if you are like me in that you have a very long time until you can withdraw your money at age 60, want to make up ground due to early ignorance and poor investing strategies, and desire the highest rate of return on your investment; then I highly recommend you allocate your money into either the C, S, or I Fund or a combination of all three.
To drive the point home, my average rate of return from 2007 to 2014 was between 1.5% and 2% (100% G Fund). Since switching to 50% C Fund and 50% S fund, my average rate of return grew to 17-18%. It is mind boggling the difference a few mouse clicks can make.
If everything I just described to you sounds like a foreign language, take 10 minutes to read this article and educate yourself.
http://www.yourewelcome.blog/2018/04/23/difference-between-tsp-funds/
Posted in these groups: 
Finance
Retirement
Finance Retirement
Edited >1 y ago
Posted >1 y ago
Responses: 2
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I like Vanguard. For investing. But there are several out there. Beware the ones that trade just to make money. My wife had one and we changed to something else and started to make money agai,
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The longer your investment time horizon is, the risk you can assume because the stock market goes up and down, but collectively the long-term trend is up.
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