Healthcare
Healthcare
Posted on Jan 6, 2025
With the change of the TRICARE regional contractor, how do I handle my dependent not being shown as eligible for coverage?
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So - assuming everyone knows TRICARE changed contractors: "TriWest Healthcare Alliance will replace Health Net Federal Services, LLC as the regional contractor." I went and registered on the new portal for TRICARE West after checking Milconnect and it shows my daughter as not eligible to get an eligibility letter. On the new TRICARE portal on the dashboard, it shows coverage is active for me and then +0. Is that just because they didn't start to transition until 1 Jan? I called the number on the website and was on hold for-ever. Do I just keep going about business as usual with her medical stuff? She's literally the reason I stayed in til retirement to keep TRICARE. I'm looking through TRICARE website and I don't see much info. It just says "If you pay for your TRICARE coverage via military pay system allotment and you’re pleased with your current plan, you don’t need to take any action. You’ll remain enrolled in your existing health plan." So I'm assuming it's taking time to update everything from HFNS to TriWest. Like she's listed on my dashboard on TriWest as a dependent. It's just weird at the top it says coverage is active for me and then "+0" next to it. And on MilConnect I have no option to even check her name under proof of coverage and it says "Any beneficiary who cannot be selected, does not have coverage and cannot be included in an Eligibility Letter."
Healthcare
Retirement
Posted 8 d ago
Responses: 2
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Well, good. I'm not the only one freaking out.
I was on hold 3+ hours last week trying to figure out my own situation and ensure my auto pay continued.
Crossing fingers.
Good Luck.
***************
Spouse and I went back and forth over winter trying to decide which insurance we put the kids on (Tricare or her company insurance). So the kids are on my Tricare currently.
I think next year we will put the kids on hers, then maybe I can drop Tricare all together and us the VA for just myself (then only needing dental really).
Total thread take over, this Tricare was the LAST THING the Reserves had to incent folks to stay in the Reserves. The pension play and savings is pretty much a cookie cutter plan anyone can get in corporate America. Education benefits such as tuition assistance is on par with any big company offerings (you can flip burgers and get the same tuition assistance at McD's).
Offering same level benefits and against all the things that we hate about the military and the impacts of reserve obligations and civilian obligations are going to come home to roost.
Yes, I'm on the old retirement plan, I'm among the last of that generation. Just wait until NO ONE is on the plan, and can walk with their 401K payouts.
Anyway.............
I was on hold 3+ hours last week trying to figure out my own situation and ensure my auto pay continued.
Crossing fingers.
Good Luck.
***************
Spouse and I went back and forth over winter trying to decide which insurance we put the kids on (Tricare or her company insurance). So the kids are on my Tricare currently.
I think next year we will put the kids on hers, then maybe I can drop Tricare all together and us the VA for just myself (then only needing dental really).
Total thread take over, this Tricare was the LAST THING the Reserves had to incent folks to stay in the Reserves. The pension play and savings is pretty much a cookie cutter plan anyone can get in corporate America. Education benefits such as tuition assistance is on par with any big company offerings (you can flip burgers and get the same tuition assistance at McD's).
Offering same level benefits and against all the things that we hate about the military and the impacts of reserve obligations and civilian obligations are going to come home to roost.
Yes, I'm on the old retirement plan, I'm among the last of that generation. Just wait until NO ONE is on the plan, and can walk with their 401K payouts.
Anyway.............
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CPT Lawrence Cable
SGM Mikel Dawson - SSI is "needs based" and a private or government pension is an asset that will effect the amount SSI pays. Until recently, SSDI or regular SSA were subject to Windfall Elimination Program if your work had a Pension that wasn't subject to SSA, certain government jobs, teachers, and RR workers, as an example. WEP is now gone, so no reduction anymore. The original reason for WEP is that, using teachers as an example, were treated as low income workers, SSA and SSDI percentages are progressive, the more you earn, the less you get. WEP and GPO was designed to offset that difference.
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SGM Mikel Dawson
CPT Lawrence Cable - Sir, as a "new" guy to retirement, I do not know all the rules, and if I did, it seems like they change all the time. Big reason I have someone do my taxes. It is a nightmare having to file taxes for two different countries. Come to find out, the U.S. is the only country (as far as I know) which requires a citizen living overseas to file taxes to them. One thing I like about the forms is getting good intel from those who know. Thanks.
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CPT Lawrence Cable
SGM Mikel Dawson - Yes, the US Government wants its pound of flesh anywhere you live as long as you are a citizen. Only one I ever checked on, so I would have to research the statement that we are the only one.
I am not sure that I agree with eliminating WEP, but I can't find the formula they will use to figure it. IMO, what would be fair is to pay them the percentage they would have gotten on their entire income, based on their contribution total. It isn't fair to treat SSA for someone making 60 grand plus of exempted income the same as some clerk at Lowe's that made 30 grand a year total.
I am not sure that I agree with eliminating WEP, but I can't find the formula they will use to figure it. IMO, what would be fair is to pay them the percentage they would have gotten on their entire income, based on their contribution total. It isn't fair to treat SSA for someone making 60 grand plus of exempted income the same as some clerk at Lowe's that made 30 grand a year total.
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SFC Kelly Fuerhoff
CPT (Join to see) I'm on the old retirement plan. So if you set up allotment from your retirement to pay for TRICARE, it will continue and rollover. That's what the TRICARE website says.
I just checked my portal on the new website and it doesn't show "+0" anymore but she's still greyed out on MilConnect. I'm assuming she's covered as she's listed as a dependent so I'll just keep going as usual.
I just checked my portal on the new website and it doesn't show "+0" anymore but she's still greyed out on MilConnect. I'm assuming she's covered as she's listed as a dependent so I'll just keep going as usual.
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So FYI - I was on hold and then got option for a call back. So I did that. Called back in an hour. My daughter's PCM I had picked isn't even in their directory. But also the PCM TRICARE picked isn't even in the directory...
I get it's changing over contractors but it's a hot mess.
I get it's changing over contractors but it's a hot mess.
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