What are your thoughts on reports that say recent college grads may have to work until age 75?

If you save and invest wisely that wouldn't be the case. The majority of Americans don't know how to mange money; that includes people who make a decent living. What really helps you to get a great head start is to join the military; that would help with educational expenses, medical ,retirement (if you stay long enough active or reserve) , learning a skill that can translate to good paying jobs.

On the other hand, the younger generation is doing a FAR better job at saving for retirement than the boomers. It'll be interesting to see how it all pans out.

I totally get what the author is saying. What a lot of boomers don't get is just how expensive modern life is compared to when they were in the same position. College is practically mandatory and stupid expensive. Things like cellphones and internet access are as well. Rent is also at an all time high and the ability to get a loan is lower than it has been. Yeah, incomes have largely stagnated but non-negotiable expenses have ballooned. It's not a good mixture long term.

I take it for granted that I will work until I am no longer physically able...then pray I pass on before I eat up what savings my wife and I have, and in such a manner that will allow her to quickly claim my life insurance :)