Posted on Sep 3, 2019
How to obtain an AER loan away from parent unit (on leave)?
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Alright ladies and gents, interesting question. Bluff first then the details.
How do you get an AER loan, what is required to get one, and what can you do to get one when away from your unit/installation?
- A buddies kid of mine is in the army, is on leave and back from deployment to where his wife and kids.
- They need to get back to his primary duty station and "having car issues."
- They are horrible with money, savings, life, etc.
- He has started a GoFundMe, "eye roll" asking for help.
- I mention to apply for AER and his reasoning "excuse" is he needs his 1SG/commanders signature but "cant get a hold of them."
Is there a way to get an AER loan without that, or can it be obtained and then sent his parent unit etc?
How do you get an AER loan, what is required to get one, and what can you do to get one when away from your unit/installation?
- A buddies kid of mine is in the army, is on leave and back from deployment to where his wife and kids.
- They need to get back to his primary duty station and "having car issues."
- They are horrible with money, savings, life, etc.
- He has started a GoFundMe, "eye roll" asking for help.
- I mention to apply for AER and his reasoning "excuse" is he needs his 1SG/commanders signature but "cant get a hold of them."
Is there a way to get an AER loan without that, or can it be obtained and then sent his parent unit etc?
AER
Enlisted
Officers
Finance
Military Family
Posted 5 y ago
Responses: 8
Well, if his credit sucks, he will fall under this:
When is a Soldier NOT eligible for direct access to AER?
Effective 9 September 2015, all Soldiers, regardless of rank, are authorized direct access to AER for financial assistance, except for those who fall in one or more of the categories listed below:
Soldiers in the grades of E-1 through E-4 who are in Initial Entry Training (Basic Training/OSUT) are not eligible for direct access to AER.
Soldiers with less than 12 months Time in Service (TIS) are not eligible for direct access to AER.
Soldiers who have two or more requests (Loan or Grant) within a 12 month period are not eligible for direct access to AER.
Soldiers who exhibit “High Risk” behavior for financial problems IAW AR 600-85 and Sec Army Directive 2015-21 are not eligible for direct access to AER.
Soldiers who fall into one or more of the categories listed above will require the Company Commander/First Sergeant review of their AER application prior to submitting a request for AER assistance.
Otherwise, he is eligible and can use this link for AER to answer all questions:
https://www.aerhq.org/Financial-Assistance
When is a Soldier NOT eligible for direct access to AER?
Effective 9 September 2015, all Soldiers, regardless of rank, are authorized direct access to AER for financial assistance, except for those who fall in one or more of the categories listed below:
Soldiers in the grades of E-1 through E-4 who are in Initial Entry Training (Basic Training/OSUT) are not eligible for direct access to AER.
Soldiers with less than 12 months Time in Service (TIS) are not eligible for direct access to AER.
Soldiers who have two or more requests (Loan or Grant) within a 12 month period are not eligible for direct access to AER.
Soldiers who exhibit “High Risk” behavior for financial problems IAW AR 600-85 and Sec Army Directive 2015-21 are not eligible for direct access to AER.
Soldiers who fall into one or more of the categories listed above will require the Company Commander/First Sergeant review of their AER application prior to submitting a request for AER assistance.
Otherwise, he is eligible and can use this link for AER to answer all questions:
https://www.aerhq.org/Financial-Assistance
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TSgt David Holman
WO1 (Join to see) the fact that he has already used an AER a month ago to purchase a ticket home (a misuse, unless it was a true emergency) plus his given history of financial irresponsibility should give immediate pause to the question. This troop needs more than an AER, and needs to be put in touch with someone to help him get a better grip of his finances. I can speak from experience that sometimes it takes a smack in the face from life to get someone on the right path, and if this soldier can't be helped out in the military, then he can definitely be helped out of the military.
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MAJ Rene De La Rosa
TSgt David Holman - Definitely agree with his need to be helped OUT of the Army. This is too much.
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WO1 (Join to see)
TSgt David Holman - I am hoping that this will be enough of a wake up call for him to get his shit together. However, with a gofundme being the first "go-to" it probably wont be.
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WO1 (Join to see)
MAJ Rene De La Rosa - Absolutely! Then the bad thing is these are the types of guys that blame the Army for their problems and say how horrible it was etc.
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Can't get in contact with his unit is an eyebrow raising comment that would lead to an offer to help him contact the unit for him before I'd pose any other offer of assistance.
Tell him to look at his leave form, if he has one, and provide you the opportunity to attempt contact.
Tell him to look at his leave form, if he has one, and provide you the opportunity to attempt contact.
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Have you tried contacting the Red Cross? They have loans also and can get in touch with Commands.
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