Posted on Jun 17, 2015
COL Mikel J. Burroughs
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How will you and your family be affected as a veteran if the Government has no Backup Plan if the Court Rules Against Obamacare.

Interesting article and I would like to see how this will affect some of our RP Members.

http://bloom.bg/1GYjVaM
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Responses: 19
LCDR Bruce Cooley
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Personally, it will lower my costs.....as my healthcare costs increased by over 45% when "Obamacare" was implemented. On a larger level....it is, in my opinion, unethical to force citizens to purchase something from a group of private companies that have never been under the same type of fiscal scrutiny as the smallest bank....
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COL Mikel J. Burroughs
COL Mikel J. Burroughs
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LCDR Bruce Cooley great point - thanks for commenting!
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PO1 Glenn Boucher
PO1 Glenn Boucher
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Personally it won't make any change for me at all, I use TRICARE Prime as a retiree and the Delta Dental for retirees. I never took any healthcare from any job I held since retirement, its not worth it to me.
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LCDR Bruce Cooley
LCDR Bruce Cooley
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PO1 Glenn Boucher, I had the opportunity to use the TRICARE Retired Select, and it would have doubled my cost of insurance. I 'did' use it when I was still in the Reserves, prior to my retirement, and it was less expensive than my employer provided insurance.
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For those of you who think Tricare protects them, maybe you should consider all the cuts to Tricare lately. It's making private insurance look more appealing day by day. I don't know what the numbers are like now, but prior to Obamacare, Tricare was paying 7% less than Medicare in my area, and providers were dropping Tricare like hot potatoes.

There are other providers who drop Medicare left and right. Once you hit 65 and end up on TFL (or if you're on SSDI, as I am, and have Medicare before 65) you are also very vulnerable. There are fewer and fewer Medicare providers every day.

I have heard from some providers that "Obamacare" pays less than even Tricare. That's a little misleading, because the ACA doesn't pay anyone. PRIVATE insurance companies sell all the insurance mandated by the ACA. The reason that costs are high and benefits poor is because there is no regulation on these providers, and they are taking advantage of beneficiaries in many ways.

Under old medical insurance ways, your employer/union made a contract with your insurer to provide certain benefits and charge certain charges. Under the ACA, there are no such bargaining chips - the insurance companies are free to do what they want.

Had the ACA just gone to universal Medicare, it would have been a much more efficient, effective solution, but keep in mind, Obama modeled the ACA on "RomneyCare" in Massachusetts. All of the ACA's flaws are brought to you courtesy of a completely paralyzed DC. Even during Obama's first two years in office with a Democrat Congress, he couldn't do much of what he wanted due to gridlock, filibusters, etc.

I don't know who the next President will be; I hope it's not a Clinton or Bush, but from the choices I have seen so far, I am afraid, very afraid...
COL Mikel J. Burroughs
COL Mikel J. Burroughs
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LCDR Rabbi Jaron Matlow great feedback and information.
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Thanks...
Capt Seid Waddell
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My costs should drop if it results in increased competition and not having to buy protection I will never need (such as maternity coverage for those of us in our 70s).

I have changed providers each of the past three years for significant overall cost savings, so it is clear that competition works. The best would be to be able to make choices based upon our individual needs.

If the court follows the law instead of ideological convictions, Obamacare should fall.
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