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They just started my MEB last week and told me due to the lack of personnels, most cases are not processing right now until they hire more staffs.
What I’m wondering is after going through all the steps in the MEB, how many days I have left to clear / turn in / and take leave to get out? I want to use the VA loan to buy a home but I’m afraid that at the end of the MEB, I wont have enough time left to use my military income to borrow a VA loan.
What I’m wondering is after going through all the steps in the MEB, how many days I have left to clear / turn in / and take leave to get out? I want to use the VA loan to buy a home but I’m afraid that at the end of the MEB, I wont have enough time left to use my military income to borrow a VA loan.
VA Loan
Medical
Retirement
Medical Board
Posted 3 y ago
Responses: 6
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This is really an impossible question to answer...
Once the MEB is completed, your file will go the PEB. At the PEB it will go to an Informal Board. This will then result in an Expedited VA rating. Both the Informal Board and the Expedited VA rating should be fairly fast. HOWEVER, you will then have some period of time (I used to know, but it's been too long. I think either 14 or 21 days) to appeal the Informal. Appealing the Informal will result in a review, based on the results of the review, you will either end up going to a Formal Board or not. If you go to a Formal Board, it will be scheduled as rapidly as possible. I don't know what that would be now that the PEBs have all consolidated, but I would expect within 30 days. Following the Formal Board, I believe there is one more possible appeal, as well ad PDA administrative review. Once that is complete, separation orders will be cut. I would expect those orders to be 30 or 90 days out (again, it's been too long since I worked there to remember the specifics).
As you can see, there is immense variability in the process, based largely on your decisions. In reality, though, there is no reason - absent a unit policy for you NOT to start clearing once the Informal Board at the PEB has found you unfit.
Oh, and as SFC (Join to see) said, using your military income to qualify for a loan is a BAD move.
Once the MEB is completed, your file will go the PEB. At the PEB it will go to an Informal Board. This will then result in an Expedited VA rating. Both the Informal Board and the Expedited VA rating should be fairly fast. HOWEVER, you will then have some period of time (I used to know, but it's been too long. I think either 14 or 21 days) to appeal the Informal. Appealing the Informal will result in a review, based on the results of the review, you will either end up going to a Formal Board or not. If you go to a Formal Board, it will be scheduled as rapidly as possible. I don't know what that would be now that the PEBs have all consolidated, but I would expect within 30 days. Following the Formal Board, I believe there is one more possible appeal, as well ad PDA administrative review. Once that is complete, separation orders will be cut. I would expect those orders to be 30 or 90 days out (again, it's been too long since I worked there to remember the specifics).
As you can see, there is immense variability in the process, based largely on your decisions. In reality, though, there is no reason - absent a unit policy for you NOT to start clearing once the Informal Board at the PEB has found you unfit.
Oh, and as SFC (Join to see) said, using your military income to qualify for a loan is a BAD move.
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SFC Marc W.
COL Vincent Stoneking provides good info. Once your ratings come back and you do not appeal and your DA199 is completed, you have 90 days to get out of the Army; including terminal leave. Once the results are accepted, you move fast.
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You can't and should not use your military income for the basis of your VA loan when you are separating because you will be authorized more money for a loan than you will be capable of paying for once you separate. That is a bad place to be when you don't have cash coming in. Sure, you will most likely get some level of disability from the VA but it may be months before you start receiving any payments
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I used 30 days of leave to prepare for my last PCS move. If you are married make sure and go to the place where they can input your data for the GI Bill. I don't remember the name of the office. The key is to add names of dependents into your GI Bill so they can have access to it.
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