Posted on Feb 18, 2014
SFC Transportation Management Coordinator
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CMC Robert Young
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SSG, current rules allow for buy down for collecting our retirement from age 60; 90 days T10 gets you 90 days closer to collecting your retirement....at least for the time accrued since the law past so long as the time accrued occurs within a single fiscal year.


However, the three things congress has left undone is the making the retirement credit retroactive to 9/11 when the military called up reservists by the thousands; bridging the gap when mobilization crosses fiscal years; and making some adjustment in allowing reservists with T10 recalls to received additional benefits (PX, commissary, etc.) if they retire before age 60. The unfortunate thing is that given the mood of the congress now regarding money, and the mistaken notion that cutting military benefits will some how miraculously balance the federal budget, getting our law makers to make the needed changes to the law seems unlikely.


That said, I'm with you. It seems unfair for reservists and NG members who have carried a heavy load during the last decade not receive some positive adjustment in their benefit package.

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SFC James Baber
SFC James Baber
11 y

Master Chief,


I agree on the adjustment part, and as I tried to tell the SSG he can be a lot closer to be eligible for his retirement points from those title 10 assignments, but until he has the necessary fulltime 20 years as an active component, then no he shouldn't be entitled to receive any benefits earlier than his contract states for a reservist or guardsman, as that would be a slap in the face of every active component that did their 20 years fulltime to receive their benefits. Every reservist and guardsman knows from day one that they will not receive their pensions for 20 years of qualified service until 57-60 years of age depending on when and if they complete the time required.


I do agree with all that has occurred with the military and repetitive mobilizations and deployments that they should receive some type of PX, commissary access when they retire, but not the pension or medical benefits that a fulltime component retiree is entitled too.

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SFC Stephen P.
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What benefits are we talking about?
Tricare? PX/Commisary? MWR?


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SFC James Baber
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SSG F.,


I am not sure what you are looking for, but title 10 time does count towards retirement time faster than just standard reserve and/or guard, it does give you more credit, but you still have to do more required time than a normal AD SM, and you should receive credit towards a full 20 than someone who has done a full 20 year AD stretch, how fair would that be, if you want credit for 20 years of service, go active and serve for 20 years of active service, otherwise it should still be 25 years for reserve or guard even with some title 10 time thrown in, if it is partial then why should you be given something that hasn't been earned properly.

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SFC Transportation Management Coordinator
SFC (Join to see)
11 y
Maybe i should have been more precise, the benefits i'm speaking about is the retirement pension benefits earned and after 20 yrs of service.  Example, I earned my "20 yrs letter"  about 2 yrs ago in the reserves, so i could take a knee at any time, however I love what i do so that's not an option for now. However I wouldn't receive my retirement benefits until I'm 60 yrs old. As a soldier with over 5 Title 10 tours, 4 OCONUS/ 1 CONUS and 2 yrs active duty, deference should be given so as allow reservist in similar situations to be eligible for pension benefits after 20 yrs like the AD component.
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SFC James Baber
SFC James Baber
11 y

I understand your clarification, but again you are saying you have done the same as an active component Soldier when you haven't, you have completed a portion of what an active component Soldier has done, but not the same as they have done for their benefits as they leave at the 20 year mark, I know reservists and guardsman aren't able to collect their benefits until 57-60 yrs. old, but that reasoning is due to them being part-timers, if they had committed to fulltime they would get the immediate reaping of benefits, that is the choice that reservists and guardsmen make when they sign their contracts, it is known up front not a slip in later, it is known from point one, to say they should get it now for doing what you have accomplished is a slap in the face to every active component that had to sacrifice for the fulltime of 20 years to achieve and acquire their benefits, that is being a little selfish. If you want 20 year benefits and enjoy your job you have now, lateral over to AD side of the house, fulfill the commitment and receive your immediate benefits at that point it is that simple and deserving of as well.


I did some AGR, guard and also 20+ years of AD, that is why I have earned my immediate benefits that I now receive and don't have to wait until 57-60 years old to collect, I did it the way the requirements state I needed to, it is not a knock on what you have accomplished, but you have not yet earned those immediate benefits as you have not served the required fulltime service to draw them.

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