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I'm not one to use a military discount for $2 off a meal or anything like that but major purchases north of $1K can be very helpful financially. A friend told me if you have anything through USAA (bank accounts, insurance, etc.) that you can get a reasonable discount when buying a car. If anyone know or has experience doing this, would greatly appreciate input.
USAA
Finance
Edited >1 y ago
Posted >1 y ago
Responses: 7
I used TrueCar through USAA and saved like $1,500 on my vehicle purchase a few months ago
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I'm not too sure what you are asking about. USAA does there own financing for Auto loans I have used them to refinance auto loans before. They do have discount for car rentals.
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SSgt (Join to see)
At a past job I worked with a Marine and he had mentioned something about getting a discount off the sticker price. I'm not sure if he was using USAA's finance department or not. Does USAA do initial financing for cars? I don't actually have a USAA account this moment but considering switching to them
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SFC(P) (Join to see)
SSgt (Join to see) - Yes they do financing. So if you go on there website you can find that program you are talking about. I have never used it. The refinancing was pretty simple and easy process. Like others here experiences are going to vary, like the car insurance I hated them for it but everything else has been good.
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I did USAA once on a new car. Pretty seamless. You get a price on USAA. If you like it, then you can either work with their financing, someone else, or if you have cash, fine. Do check the COSTCO price. It may be a touch lower, BUT, COSTCO requires a kickback. If you're armed with both numbers, dealerships will usually match the price but will say please don't buy through a required kickback entity. Do ask which dealerships in your region actually do these things. I recall in the Seattle area, about 3 Ram dealerships specialized in USAA and actually had a lower price vs. others down the road. Finally, take a look at what's been sitting on their lot for over a month. Armed with the pricing, you can likely push lower as their pucker factor is increasing. However, if you want a very specific build, then you won't likely get any further discounts.
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