Posted on Apr 4, 2018
SPC David Willis
SPC SPC David Willis
15.1K
15
11
4
4
0
My credit score is ok but not great, but hers is really good. Using a VA loan do they only look at the score of the person who has the VA loan or will they use both to get an average score?
Posted in these groups: 210d76c2 Department of Veterans Affairs (VA)1 HomeValoancaptain VA LoanFb25ce24 Mortgage
Posted >1 y ago
Avatar feed
Responses: 7
SGT Aric Lier
4
4
0
SGT
Posted >1 y ago
when I bought my house they used both scores and combined income. however check with state laws as to what they put on the deed, joint tenants or tenants in common
(4)
Comment
(0)
SGT Aric Lier
SGT Aric Lier
>1 y
on another note stay away from banks, they will sell the mortgage to an investor anyway. meaning your local bank isn't who you will be paying, mine was transferred 3 times at closing.goto a reputable mortgage lender.
(1)
Reply
(0)
Avatar small
SGM Bill Frazer
3
3
0
SGM
Posted >1 y ago
On any loan, if a couple is applying, then both credit is considered, to include a VA loan.
(3)
Comment
(0)
Avatar small
SPC David Willis
1
1
0
SPC
Posted >1 y ago
Thanks everyone for the good info!
(1)
Comment
(0)
Avatar small
Read This Next
RallyPoint Home

Join nearly 2 million former and current members of the US military, just like you.

Log In
© RallyPoint Networks, Inc 2024

RallyPoint is not affiliated with DoD
close

Welcome to RallyPoint!

Terms of Service | Privacy Policy I'm a civilian Supporter