Trying to consolidate multiple retirement accounts. What company do you trust to handle your retirement accounts?

Probably looking for someone to manage the funds. I'm out of my element when it comes to that stuff. I'm pretty much looking to set it and forget it.

CPT (Join to see) - Look up any managed fund you choose, figure out what the fees and costs are. Then match them over the past 5 or 10 year performance against a good S&P 500 Index Fund. It's not difficult to roll them over. As long as there is no sale involved, there should be no tax implications. Then sit back, dollar cost average future investments and good things will happen by the time you retire.

CPT (Join to see) - You can set it and forget it with TSP L funds, target date retirement funds, and a growing number of robo platforms, but be careful. Goals change, risk tolerance evolves, and portfolios allocated based on one variable (like your age) can miss the boat. Asset allocation and discipline over time are key.

agree with all that others have said, very good advice, especially about being careful with "set and forget" because if life is anything it is unpredictable, so is the market, your best friend now is time so make use of it in your life and with your savings, if you are even a novice with MS Excel or similar they have calculations (formulas) already written in such as present value or future value of a dollar or annuity and a couple more, once you figure those out you can do a quick spreadsheet using calcs, this will give you a more personalized estimate, you can peg in different values as your financial situation improves and monitor it from time to time, similar calculators are available online from basic to very detailed, you should look at your tax strategies also but that mostly comes later in life, most brokerages also have a variety of objective-based funds or mixed asset allocations to fit your goals, just don't put all your eggs in one basket, be careful about stock tips from friends or "flash in the pan" funds because it's long term performance that matters most, fees and loads for mutuals should be considered also but if you're considering Vanguard you've already figured that out, commissions on stock purchases are a different matter and can get expensive but unless you really know what you're doing I wouldn't recommend individual stocks (or you have a great broker that has earned your trust), there is a quick calc you can use called the rule of 72, take 72 and divide it by the rate of return you expect and that figure is roughly how many years it takes to double your money, example a fund earning 8% will double approx. every 9 years (72/8 = 9) so your nest egg of say 50,000 becomes 100,000 in 9 years, that assumes no further deposits to the principal but the formulas I mentioned allow you to factor those in also, good luck

I know there are worse problems for me to have. My parents are both horrible with money and always said they would never be able to retire which prompted me to start squirreling a little money away when I could. I also don't know if Social Security will even be there by the time I retire. I'm over halfway to my military retirement, but the way budgets keep getting axed who knows with that as well.

USAA is very good, even if you don't invest with them their customer service and insurance rates are the benchmark, they totally get it with taking care of the Vets, makes sense considering it was formed by a few enterprising Vets