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Retention NCO
RCP
ARCC (Army Reserve Career Counselor)
Posted >1 y ago
Responses: 4
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A big con that i just discovered is that if you receive any VA disibility and receive a payment the garnish the payment until the lump sum of the RCP is paid back.
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I was always led to believe that RCP isn't a choice. I do know they pay you for it. In some cases to get the separation pay they require a reserve commitment. I am not sure if that is the case for RCP. They should tell you all that during your transition briefings.
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MAJ (Join to see)
In order to get the RCP separation pay a 3 year min contract with the reserves is required. The rent entire NCOs know the information and will discuss it during out processing.
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MAJ (Join to see)
PRO- money now; chance to continue service and get 20 years in the reserves; still have base/commisary/exchange access; live where you want; can go to school full time and get a degree; can have a life (travel, spend time with family) and integrate into civilian lifestyle
CON-lose retirement at 20 years (reserve doesn't pay out until you reach 60 years old); no medical unless you pay for it (reserve Tricare available if your civilian employer does not offer insurance and you have to pay into it like other programs); not guaranteed steady employment...
Like anything else in life it's all about perspective and what works for the individual.
CON-lose retirement at 20 years (reserve doesn't pay out until you reach 60 years old); no medical unless you pay for it (reserve Tricare available if your civilian employer does not offer insurance and you have to pay into it like other programs); not guaranteed steady employment...
Like anything else in life it's all about perspective and what works for the individual.
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SGT David T.
MAJ (Join to see) - MAJ (Join to see) - That was the same deal they offered me when I got out being flagged for weight. I refused the money lol.
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