Posted on Feb 4, 2016
How do you handle potential insurance gaps while transitioning with a pregnant wife??
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Situation: Baby is due in August, shortly after separating. Insurance kicks in on the civilian side a couple of weeks after the due date. Is there something temporary to fill the gap?
Posted 9 y ago
Responses: 6
Per the Tricare website: The Transitional Assistance Management Program (TAMP) offers transitional TRICARE coverage to certain separating active duty members and their eligible family members. TRICARE eligibility under the TAMP is good for up to 180 days. Active duty sponsors and family members enrolled in TRICARE Prime who desire to continue their enrollment upon the sponsor's separation from active duty status are required to reenroll. To reenroll, the sponsor or family member must complete and submit a TRICARE Prime enrollment application.
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MCPO Roger Collins
Thanks for doing the research and answering the question. It would appear that either the OP doesn't know this or there is something that wasn't stated in the initial post.
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Sgt Aaron Shaw happy to help. Now is the time to really seek professional advice. I of course work for Farmers and am biased, but our agents truly make you smarter... as our whole ad campaign promises. I'm not much of an expert on Health insurance, but be sure to reach out to someone who is (Captain Obvious I know.) That being said, most local insurance agents are. We require our agents to be licensed in Property, Casualty, Life and Health and that will be the case for most companies... Allstate, State Farm, Nationwide, etc. will be the same way. Make sure all things are properly insured now... is your automobile covered? Home? Did you get an umbrella policy to cover EVERYTHING? Now is the time for Life insurance. I know the military has solid Life packages... but it is it enough? Look into Whole Life policies that work as tax-free retirement income as well as protect your assets. Find a good, trusted local agent and sit down with that person. Protect your assets and make sure you're setting up your family for success. Look into 529 College plans. Start one now for that little baby due... in 18 years you'll be amazed the money raised. [login to see] if you need anything. Happy to help.
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I believe you will have tricare transitional insurance for six months after you ETS.
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