Posted on Sep 30, 2022
They were turned away from urgent care. The reason? Their car insurance
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https://www.npr.org/sections/health-shots/2022/09/29/ [login to see] /er-or-urgent-care-after-car-accident-insurance-medical-bills
Frankie Cook remembers last year's car crash only in flashes.
She was driving a friend home from high school on a winding road outside Rome, Ga. She saw standing water from a recent rain. She tried to slow down but lost control of her car on a big curve. "The car flipped about three times," Frankie says. "We spun around and went off the side of this hill. My car was on its side, and the back end was crushed up into a tree."
It sounds bad, but Frankie says the air bags deployed and both passengers were wearing seat belts, so she was left with just a headache when her father, Russell Cook, came to pick her up from the crash site.
Frankie Cook remembers last year's car crash only in flashes.
She was driving a friend home from high school on a winding road outside Rome, Ga. She saw standing water from a recent rain. She tried to slow down but lost control of her car on a big curve. "The car flipped about three times," Frankie says. "We spun around and went off the side of this hill. My car was on its side, and the back end was crushed up into a tree."
It sounds bad, but Frankie says the air bags deployed and both passengers were wearing seat belts, so she was left with just a headache when her father, Russell Cook, came to pick her up from the crash site.
They were turned away from urgent care. The reason? Their car insurance
Posted from npr.org
Medical
Health
Insurance
Cars
Driving
Posted 2 y ago
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Quote from article: "But, when injuries are the result of accidents, another insurer, such as auto or home, may be primarily responsible for the medical bills."
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Unfortunately I flipped our car after we hit black ice going down US41, slid off into a ditch which caused the car to roll over. Those few seconds are very clear in my mind. Our dog was in the back seat and he went from the seat to the side of the car to the roof to the side and to the floor. The look of amazement on his face will never leave me. We were in farm country. There was no one going down the highway at the time. The car still ran so I made the decision to go to the nearest gas station and report the accident. The state trooper arrived and chewed me out for leaving the scene of the accident. This was before cell phones so I felt I had no choice. I asked the officer,"How long would you sit out there waiting for someone to show up in the middle of the winter? Would you sit out there long enough to be out of gas and heat?" We took a drive out there so he could see the site. He saw the ice and let me go without a ticket
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SPC Gary C.
SP5 Dennis Loberger The winter of '78-'79 I hit a patch of black ice and did a 360, while in mid spin I saw a OHP trooper he turned his car around and hit the lights. When I could I pulled over and got ready for him to come up, then I looked in the mirror just in time to see him hit the same patch and spin. He pulled up behind me and said "I was going to give you a ticket, but now I just want to know if you are ok."
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Paramedic here.... Hate to tell them but MOST insurance policies will NOT pay out until the auto insurance has paid in the event of a motor vehicle crash (MVC). I know from personal experience it can often take months for an automobile insurance policy to reimburse for services. The Urgent Care clinics here (independent from the local hospital corporation) have the same policies when it comes to treating injuries stemming from an MVC.
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