Do you want a happy retirement? These 4 strategies can be the keys

Pretty reasonable advice, but they left out one of the most important things. Pay off your credit cards at the end of each month. The interest rates on cards are obscene. If you can't pay it off at the end of the month, don't buy it. Since I have been married and all my former card debt paid off, I have only paid interest when my bill was late getting to me while overseas.

And be careful the GOP doesn't wipe out all of your stocks when your old.