Posted on May 16, 2017
Dave Ramsey's Baby Steps — the plan to win with money.
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Money
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Posted >1 y ago
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Yes, I am a Dave Ramsey counselor and on Baby Step 4 and 5. I took the family down to the Franklin, TN studio to do our Debt free scream. That is all debt's gone but the house debt. The wife, me and our four kids screaming into the microphone was a lot of fun and it gives us a way to reinforce the importance not going in debt for things.
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Danielle Gray
That's amazing! Congrats! We're on 4, 5, and 6 as well. We haven't followed every single principle, but the plan was instrumental in getting out of debt. Glad to hear that it worked for you guys as well.
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Late response, but no in personal opinion. It is a good plan for the seriously indebted spenders similar to addiction treatment for hardened drug users. It does not fit those without children, those who pay off credit cards on-time for rewards and currently low mortgage rates compared to the 1980s
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I'm currently on baby step 2, just paid off my credit card and cut it in half. I only have $7,000 left to pay off. It's a good program! #BeansAndRice #RiceAndBeans
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Danielle Gray
That's great! I agree it's a fantastic program. We finished our debt snowball at the end of last year and are now working on paying off our house. I never thought before hearing Dave that I could ever have a paid for house. I just assumed I would always be in debt in some way.
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