Posted on Jan 4, 2017
Obamacare Sign-Ups Reach 8.8 Million as Repeal Efforts Start
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Posted 8 y ago
Responses: 12
Get angry. These hypocrites fight against their own plan and then deny Medicare expansion, making it unaffordable. Been actively trying to make Obama look bad since day one!
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CDR Jon Corrigan
Obama doesn't need any assistance looking bad - he manages that quite well all by himself.
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MAJ Byron Oyler
Actually on this one, the for profit insurance companies are the ones that made him look bad with the ACA.
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SSG Mike Wyche
Actually the expansion was with Medicaid not Medicare. Also the expansion cost is not guaranteed, so the states may end up footing the bill for expansion.
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I'm healthy and have good insurance. My boss has the same insurance but also had his entire descending aorta replaced. Before that, he had a aneurysm repaired in his ascending aorta or it would have burst leading to near instant death. He is going to be on expensive medication for the rest of his life. Before the ACA he would have hit his insurance lifetime cap which eventually would have led to bankruptcy to keep himself alive and then death.
That can happen to any of us and is one of the many things the ACA prevents. My boss is not impoverished or a deadbeat, he is the CTO at a reasonable sized company and works hard. Through no fault of his own from the insurance company's perspective he is now more expensive to keep alive than the amount of revenue he generates for them. If the Republicans just repeal the ACA without replacing it and things go back to the way they were, he will die after the inability to get insurance bankrupts his family, full stop. There's your death panel.
That can happen to any of us and is one of the many things the ACA prevents. My boss is not impoverished or a deadbeat, he is the CTO at a reasonable sized company and works hard. Through no fault of his own from the insurance company's perspective he is now more expensive to keep alive than the amount of revenue he generates for them. If the Republicans just repeal the ACA without replacing it and things go back to the way they were, he will die after the inability to get insurance bankrupts his family, full stop. There's your death panel.
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SSG Mike Wyche
I would assume since you state that the company is a reasonably sized company, that your company provides the insurance not the ACA. Technically the ACA insurance also has a lifetime max.
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SPC Kevin Ford
SSG Mike Wyche - The company provides the insurance but the ACA is why there are no longer lifetime caps. The ACA removes lifetime caps on all health insurance plans in the US regardless of source (with very few exceptions).
"Lifetime limits
Insurance companies can’t set a dollar limit on what they spend on essential health benefits for your care during the entire time you’re enrolled in that plan."
https://www.healthcare.gov/health-care-law-protections/lifetime-and-yearly-limits/
Edit to add: There may still be caps on things that are not considered "essential health benefits" but that's not what we are talking about here.
"Lifetime limits
Insurance companies can’t set a dollar limit on what they spend on essential health benefits for your care during the entire time you’re enrolled in that plan."
https://www.healthcare.gov/health-care-law-protections/lifetime-and-yearly-limits/
Edit to add: There may still be caps on things that are not considered "essential health benefits" but that's not what we are talking about here.
Ending Lifetime & Yearly Limits
The health care law stops insurance companies from limiting yearly or lifetime coverage expenses for essential health benefits.
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CPT Alexander Grant
SPC Kevin Ford - thank you for this excellent post.
a lot of people forget also forget that whole "pre-existing conditions" thing that was condemning people to death prior to ACA
a lot of people forget also forget that whole "pre-existing conditions" thing that was condemning people to death prior to ACA
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SPC Kevin Ford
CPT Alexander Grant - I've had some discussions here with people who disagree and say you can still get free emergency care. I reply that in order to receive free emergency care prior to the ACH the path was first bankruptcy then drastically reduced health outcomes due to only having access to emergency care and no preventative services that are crucial, particularly with chronic conditions.
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