SFC Private RallyPoint Member 9213 <div class="images-v2-count-0"></div> 2013-11-21T11:54:56-05:00 SFC Private RallyPoint Member 9213

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2013-11-21T11:54:56-05:00 2013-11-21T11:54:56-05:00 CPT Private RallyPoint Member 9266

<div class="images-v2-count-0"></div>Excellent question!!&lt;br&gt;&lt;br&gt;A few years ago, I would have taken the money and gone private sector. Now with the new healthcare law and all the insurance problems people are having, I think I&#39;d stick with Tri-Care.&lt;br&gt;

2013-11-21T14:26:44-05:00 2013-11-21T14:26:44-05:00 LTC Jason Bartlett 9320

<div class="images-v2-count-0"></div>I prefer to stick with Tri-Care.&lt;div&gt;&lt;br&gt;&lt;/div&gt;

2013-11-21T17:18:04-05:00 2013-11-21T17:18:04-05:00 SFC Private RallyPoint Member 9339

<div class="images-v2-count-0"></div>I say keep TRICARE, their rates are not that bad comparing to some other providers. My Employer wants to take out $80 a week for a family rate compared to TRICARE at around $200 a month.

2013-11-21T18:02:56-05:00 2013-11-21T18:02:56-05:00 CPT Daniel Walk, M.B.A. 9773

<div class="images-v2-count-0"></div>Tricare. There is too much uncertainty for us (military and families) the way it is. The last thing we need is to face the ridiculosness that is happening in the civilian world. What a mess...

2013-11-22T13:53:05-05:00 2013-11-22T13:53:05-05:00 SGM Matthew Quick 9909

<div class="images-v2-count-0"></div>Tricare...my family and I never have to worry about getting treated or not treated by a doctor based on our coverage.

2013-11-22T19:56:18-05:00 2013-11-22T19:56:18-05:00 SSG Private RallyPoint Member 10508

<div class="images-v2-count-0"></div>My Family and I keep TRICARE as our insurance. Even do sometime my Family has a rough time with the services.

2013-11-23T20:52:51-05:00 2013-11-23T20:52:51-05:00 Lt Col Luis A. Rojas 10582

<div class="images-v2-count-0"></div>Definitely prefer TRICARE...the whole civilian health care system is a mess.

2013-11-23T22:49:15-05:00 2013-11-23T22:49:15-05:00 CPT Private RallyPoint Member 10586

<div class="images-v2-count-0"></div>TRICARE hands down! It is one less thing I have to think about and I don&#39;t have to worry about TRICARE getting cancelled like any other plan (knock on wood!). Plus I don&#39;t have to go thru the hassle of trying to get coverage thru healthcare.gov.

2013-11-23T22:51:59-05:00 2013-11-23T22:51:59-05:00 SSG Private RallyPoint Member 10591

<div class="images-v2-count-0"></div><p>Tricare is not bad for the bottom of line and mid range care. They however do not care for anything NEW. I had a friend in my last unit who had a child who had a disease that was super rare and fairly new for the most part. Tricare would not cover the medication, the test to prove she had the disease, or even most of the care this child received. When the SM contacted Tricare about it, United Health Care said it is not covered in their policy.</p><p>My wife also works for United health Care (the company who now holds the contract for Tricare) and they even said themselves that Tricare is NOT insurance, but an entitlement. Quite honestly I do not know what the difference is. </p>

2013-11-23T22:56:38-05:00 2013-11-23T22:56:38-05:00 PO3 Matt Schmidt 10609

<div class="images-v2-count-0"></div>Having been out for a few years, I really miss Tri-Care--however, the best aspect of military healthcare is that you were expected to keep yourself up-to-date on all medical check-ups. &amp;nbsp;In the private sector, taking time off from work to go to medical appointments feels frowned upon....

2013-11-23T23:13:52-05:00 2013-11-23T23:13:52-05:00 SFC James Baber 10625

<div class="images-v2-count-0"></div>As much as everyone, active and retired complain about Tricare, and there is plenty of things screwed up to complain about it, the number one positive is that it is still cheaper than anything else out there on the market or with an other employer health coverage.

2013-11-23T23:33:36-05:00 2013-11-23T23:33:36-05:00 SFC James Baber 10628

<div class="images-v2-count-0"></div>My wife is a RN and her hospital charges their employees almost 5-6x what we pay for our whole family for one person. And what is even worse, they don't even get a discount if they receive treatment there, even if it one the job injury. Put that in your pipe and smoke it, for employer loyalty to their employees.

2013-11-23T23:35:28-05:00 2013-11-23T23:35:28-05:00 SFC James Baber 10632

<div class="images-v2-count-0"></div>Although I would relish the return of Champus, unlike Tricare where you have to call for authorization even with emergencies when you are away from home, the old Champus the military had before 1996 was the bomb. I could be traveling cross country on leave, not feeling up to par, stop into any local doctors office show my military id card, and not have a thing to worry about, no bills, no co-pays, no pharmacy issues, all prescriptions filled at any pharmacy anywhere. But Tricare is almost as good in the long run.

2013-11-23T23:41:00-05:00 2013-11-23T23:41:00-05:00 MAJ Laurie H. 10740

<div class="images-v2-count-0"></div>I much prefer TRICARE. It&#39;s cheaper than the insurance any civlian employer will offer, and in most cases the coverage is just as good. In some unique circumstances TRCIARE, however, just wouldn&#39;t cut it - rare diseases, new medications - but for my purposes it works for now.&amp;nbsp;&lt;div&gt;&lt;br&gt;&lt;/div&gt;&lt;div&gt;I&#39;ve also never found a provider that didn&#39;t take TRICARE. I say the word and I&#39;m welcomed. This wasn&#39;t always the case when I had &#39;the best&#39; private insurance.&amp;nbsp;&lt;/div&gt;

2013-11-24T07:29:35-05:00 2013-11-24T07:29:35-05:00 CPT Private RallyPoint Member 10886

<div class="images-v2-count-0"></div>I currently work for a Fortune 1000 company, and I kept Tricare Reserve Select. The Company insurance was cheaper per month, but the family deductible was 4Xs the TRS deductible.

2013-11-24T14:54:48-05:00 2013-11-24T14:54:48-05:00 SGM Ed Mounts 11369

<div class="images-v2-count-0"></div>Being retired I will tell you there is a huge benefit to keeping tri care vs other medical coverage, The other coverages often times are 5 times greater than the cost of Tri care and cover less. The big question is how we keep these benefits for our Soldiers still serving, the govt keeps trying to cut retirement benefits and it is up to us to speak out.

2013-11-25T12:07:44-05:00 2013-11-25T12:07:44-05:00 CW3(P) Private RallyPoint Member 11381

<div class="images-v2-count-0"></div>I am clueless on healthcare, so I will stay with Tricare.

2013-11-25T12:20:41-05:00 2013-11-25T12:20:41-05:00 SSgt Gregory Guina 115493

<div class="images-v2-count-0"></div>Tricare 100%. My brother is in business for himself thus he must purchase his own healthcare. He currnetly pays over $900 a month for him his wife and two young daughters. I have a wife and four children. My daughter spent four months in the NICU after she was born and when we got the statemnt of benefits from Tricare the hospital stay alone was more then 2 million dollars. This did not include the multiple surgeries or any of the specialty doctors that billed independently. Overall in her 2 and a half years she has racked up more than 3.5 million dollars worth care. This amount would have been over most scopes of any private inusrance that I would have had.

2014-04-30T12:47:57-04:00 2014-04-30T12:47:57-04:00 PO3 Candace Gracik 120619

<div class="images-v2-count-0"></div>I would keep Tricare!! There are too many issues with finding your own health care coverage for you personally and then for your family. It will be hard to find an adequate coverage especially in an emergency situation concerning your dependents.

2014-05-06T22:20:39-04:00 2014-05-06T22:20:39-04:00 TSgt Kevin Buccola 183726

<div class="images-v2-count-0"></div>Prefer to keep Tricare Prime -- Private health would cost way too much for the amount of pay received by retirees. Medicaid and Medicare are not viable options either.

2014-07-22T11:10:38-04:00 2014-07-22T11:10:38-04:00 SSgt Private RallyPoint Member 233150

<div class="images-v2-count-0"></div>I would rather take a bump in pay equivalent to the average per capita cost of "Try and Care" to the DoD. And then I'd fork over the remainder out of pocket to afford solid private health insurance. Tricare is not customer-oriented, they happily ignore complaints, and don't cover anything my wife needs. Occasionally they even say they'll cover something but change their mind when it's too late and send us the bill, which ultimately goes to collections because again, they ignore complaints and don't want to resolve anything. Tricare is also split into regional zones that apparently don't talk to each other and act like different insurance companies altogether. If this is what a single-payer healthcare system looks like, I guess these people fighting tooth and nail to prevent it on the national level are actually on to something here.

2014-09-08T18:22:50-04:00 2014-09-08T18:22:50-04:00 2013-11-21T11:54:56-05:00