SSgt Private RallyPoint Member 2400610 <div class="images-v2-count-0"></div>I&#39;m interested in a 2014 Ford Transit Connect. The dealership is telling me that because the banks consider it a commercial vehicle the interest rate is higher than I would pay for a different mini van. Is there any validity to this? I don&#39;t want to get ripped off, but I know very little about finances. My credit score is above 700, I&#39;m being offered a 5% rate on 72 month loan. What is the going interest rate on auto loans right now? 2017-03-07T17:41:50-05:00 SSgt Private RallyPoint Member 2400610 <div class="images-v2-count-0"></div>I&#39;m interested in a 2014 Ford Transit Connect. The dealership is telling me that because the banks consider it a commercial vehicle the interest rate is higher than I would pay for a different mini van. Is there any validity to this? I don&#39;t want to get ripped off, but I know very little about finances. My credit score is above 700, I&#39;m being offered a 5% rate on 72 month loan. What is the going interest rate on auto loans right now? 2017-03-07T17:41:50-05:00 2017-03-07T17:41:50-05:00 SGT Private RallyPoint Member 2400644 <div class="images-v2-count-0"></div>I&#39;d suggest talking with your bank for financial advice and possible member discounts. Thats the best I can do for you here. Response by SGT Private RallyPoint Member made Mar 7 at 2017 5:56 PM 2017-03-07T17:56:37-05:00 2017-03-07T17:56:37-05:00 SFC George Smith 2400806 <div class="images-v2-count-0"></div>Never finance thru the Dealership Unless You are doing it as a last resort... Check with you Bank ot USAA <br />Remember when you Buy a Used Vehicle You are getting someone else &#39; Headaches... Response by SFC George Smith made Mar 7 at 2017 6:44 PM 2017-03-07T18:44:21-05:00 2017-03-07T18:44:21-05:00 PO1 Tony Holland 2401164 <div class="images-v2-count-0"></div>Better yet, talk to USAA or your credit union --- both are preferable to most banks. Response by PO1 Tony Holland made Mar 7 at 2017 8:35 PM 2017-03-07T20:35:24-05:00 2017-03-07T20:35:24-05:00 2017-03-07T17:41:50-05:00