SSG Private RallyPoint Member 1834851 <div class="images-v2-count-0"></div> What are the pros and cons of taking the RCP? 2016-08-25T07:05:56-04:00 SSG Private RallyPoint Member 1834851 <div class="images-v2-count-0"></div> What are the pros and cons of taking the RCP? 2016-08-25T07:05:56-04:00 2016-08-25T07:05:56-04:00 SGT David T. 1835009 <div class="images-v2-count-0"></div>I was always led to believe that RCP isn't a choice. I do know they pay you for it. In some cases to get the separation pay they require a reserve commitment. I am not sure if that is the case for RCP. They should tell you all that during your transition briefings. Response by SGT David T. made Aug 25 at 2016 8:30 AM 2016-08-25T08:30:48-04:00 2016-08-25T08:30:48-04:00 SFC Private RallyPoint Member 1835047 <div class="images-v2-count-0"></div>What is "taking the RCP"? <br /><br />If you mean turning down promotions until you are separated at 14 years, it seems to me that would be a big waste of time, but it fits some peoples long term goals. Response by SFC Private RallyPoint Member made Aug 25 at 2016 8:47 AM 2016-08-25T08:47:38-04:00 2016-08-25T08:47:38-04:00 SPC Sheila Lewis 1835992 <div class="images-v2-count-0"></div>It's not a choice. Response by SPC Sheila Lewis made Aug 25 at 2016 1:11 PM 2016-08-25T13:11:11-04:00 2016-08-25T13:11:11-04:00 SGT(P) Private RallyPoint Member 1845096 <div class="images-v2-count-0"></div>A big con that i just discovered is that if you receive any VA disibility and receive a payment the garnish the payment until the lump sum of the RCP is paid back. Response by SGT(P) Private RallyPoint Member made Aug 28 at 2016 8:33 PM 2016-08-28T20:33:23-04:00 2016-08-28T20:33:23-04:00 2016-08-25T07:05:56-04:00