Ok, I just ripped off the band aid and have an approved retirement, any advice? https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice <div class="images-v2-count-0"></div>I have just started the retirement process. I am particularly concerned with medical/physical and the next career. Any advice is welcome and appreciated. Sat, 31 Oct 2015 23:36:19 -0400 Ok, I just ripped off the band aid and have an approved retirement, any advice? https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice <div class="images-v2-count-0"></div>I have just started the retirement process. I am particularly concerned with medical/physical and the next career. Any advice is welcome and appreciated. LTC Jason Mackay Sat, 31 Oct 2015 23:36:19 -0400 2015-10-31T23:36:19-04:00 Response by SFC Joe S. Davis Jr., MSM, DSL made Oct 31 at 2015 11:47 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1079945&urlhash=1079945 <div class="images-v2-count-0"></div><a class="dark-link bold-link" role="profile-hover" data-qtip-container="body" data-id="136036" data-source-page-controller="question_response_contents" href="/profiles/136036-ltc-jason-mackay">LTC Jason Mackay</a> here is a link I posted earlier.<br /><a target="_blank" href="https://www.rallypoint.com/answers/what-advice-would-you-give-to-a-veteran-making-a-veterans-affairs-disability-claim">https://www.rallypoint.com/answers/what-advice-would-you-give-to-a-veteran-making-a-veterans-affairs-disability-claim</a> <div class="pta-link-card answers-template-image type-default"> <div class="pta-link-card-picture"> <img src="https://d26horl2n8pviu.cloudfront.net/link_data_pictures/images/000/027/476/qrc/Blog-Header-July-2012.jpg?1446349629"> </div> <div class="pta-link-card-content"> <p class="pta-link-card-title"> <a target="blank" href="https://www.rallypoint.com/answers/what-advice-would-you-give-to-a-veteran-making-a-veterans-affairs-disability-claim">What Advice Would You Give To A Veteran Making A Veterans Affairs Disability Claim? | RallyPoint</a> </p> <p class="pta-link-card-description">As I left Active Duty, I thought If its any advice I could share with submitting your Veterans Affairs Disability Claim. Each persons is unique, but similar in the process as stated on your E-Benefits account. To the members on Active duty, please use your last two years wisely, as to get everything medically documented. It will save you a lot of time, with the VA. I have found MRIs/X-Ray/CAT Scans help out tremendously. Be proactive and note...</p> </div> <div class="clearfix"></div> </div> SFC Joe S. Davis Jr., MSM, DSL Sat, 31 Oct 2015 23:47:16 -0400 2015-10-31T23:47:16-04:00 Response by PO1 John Miller made Nov 1 at 2015 12:26 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1080005&urlhash=1080005 <div class="images-v2-count-0"></div><br />Sir, make copies of all your medical and dental records. Also get paper copies of any electronic records from your base hospital as those don't necessarily get entered into your hard medical record. File your VA disability claim BEFORE you retire and it will get "fast-tracked," meaning that you could get your rating and disability compensation the first day you officially retire. I wish I had done that with my own claim, as it took almost 6 months to get it approved. The only good thing that came from that is I got back paid from the day I retired. I suggest you have a VA Service Rep from the DAV, American Legion, VFW, or similar organization help you file your claim as they know how to cut through the red tape. PO1 John Miller Sun, 01 Nov 2015 00:26:29 -0400 2015-11-01T00:26:29-04:00 Response by PO2 Tom Belcher made Nov 1 at 2015 1:37 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1080058&urlhash=1080058 <div class="images-v2-count-0"></div>Did you ever serve in Iraq? PO2 Tom Belcher Sun, 01 Nov 2015 01:37:54 -0400 2015-11-01T01:37:54-04:00 Response by SFC Steve Douglas made Nov 3 at 2015 6:55 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084188&urlhash=1084188 <div class="images-v2-count-0"></div>Sir, <br />With regard to your next career a piece of advice, don't get discouraged. The civilian world is filled with clueless individuals that have no idea what you've been through. I've been retired since Nov 07 and there are times I still struggle with the transition. SFC Steve Douglas Tue, 03 Nov 2015 06:55:22 -0500 2015-11-03T06:55:22-05:00 Response by Cpl Clayton Poff made Nov 3 at 2015 7:18 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084214&urlhash=1084214 <div class="images-v2-count-0"></div>Get a copy of NaVOBA's Vetrepreneur® magazine and search for career opportunities there, Also go to vetbiz.gov, click on Search VIP for a Veteran-Owned Business find local veteran owned companies. As a recently retired LTC your relationships are your most sell able asset to companies that sell to the DoD . As always Pray, Plan, Do Act. Cpl Clayton Poff Tue, 03 Nov 2015 07:18:53 -0500 2015-11-03T07:18:53-05:00 Response by CH (LTC) Robert Leroe made Nov 3 at 2015 7:36 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084241&urlhash=1084241 <div class="images-v2-count-0"></div>When I retired, my goal was to find a 2nd career near a military base, which I did (HAFB), to take advantage of the clinic/pharmacy, and use TRICARE referrals for the rest. There's VA in the area and even a Soldiers Home with a hospital. The best thing is that part of my retirement pay is tax-free. If you're not near a base, the mail-in pharmacy is your best bet. For the rest, I hope you have a plan. Get involved in local veterans groups; they'll be glad to have you on board. Hooah! CH (LTC) Robert Leroe Tue, 03 Nov 2015 07:36:50 -0500 2015-11-03T07:36:50-05:00 Response by SMSgt John Gereaux, PHR made Nov 3 at 2015 8:23 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084317&urlhash=1084317 <div class="images-v2-count-0"></div>Get your finances in order, know what you can live on and then do what, YOU, want to do in the next chapter of your life. Don't get trapped in doing something just to pay the bills, do something that makes you feel like you're continuing to make a difference. Just John's 2 cents. Congrats! SMSgt John Gereaux, PHR Tue, 03 Nov 2015 08:23:48 -0500 2015-11-03T08:23:48-05:00 Response by SFC Martin Applegate made Nov 3 at 2015 9:41 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084505&urlhash=1084505 <div class="images-v2-count-0"></div>Sir,<br /> I put my resume on Monster 4 months before I was getting out and got interviewed, and accepted a contingent offer two days later. I had a job lined up, transferred my clearance when the time came, got out and began work the next week. I have now been with L-3 Communications for 15 years and am now looking at retirement for real now. My company pays me $1000 a year for medical coverage so I simply pay for Tricare Prime to Johns Hopkins here in Baltimore and my dental and eye coverage are similar. My company also had two weeks vacation, all paid holidays, free life insurance, 401k with matching, a retirement plan and paid college if you chose to go. Everything has worked out really well and I get job offers all the time to move if I wanted to. I love my company and will be retiring for good two years from now. Get started looking and you might be surprised how quickly things open up. When time came for my 5 year physical I just went to my doctor and started the process and have continued that just like when I was on active duty.<br /><br />SFC Applegate SFC Martin Applegate Tue, 03 Nov 2015 09:41:57 -0500 2015-11-03T09:41:57-05:00 Response by SMSgt Cary Baker made Nov 3 at 2015 9:58 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084552&urlhash=1084552 <div class="images-v2-count-0"></div>Congratulations sir. I have been retired for 2 yrs now. I can honestly say its fantastic! Ensure you get a copy of your medical records and make another copy for VA. You will need to set up an appointment with your County VA rep, he/she will sift through your records quickly and fill out a form for you with all possible disability items to be evaluated on. This can take some time. Work on your resume now. If you haven't attended your Transition Assistance Program, do so at least once. I payed particular close to the Dep of Labor briefings (they taught me how interview for jobs), VA, Resume writing, and Tri-care. Once you have a good resume, cover letter, and reference letters - visit your local Job Services Veterans Representative - he/she will let you know what's available in your area. He/she will also beat up your resume, show you all the web-sites for job application and which jobs you will qualify for. If you want to apply for a Civil Servant position, the TAP briefing will also give you some guidance on that also - or they should. I myself, was finished with the military and was ready to be a civilian. I live in Minot, ND and my Job Services Rep was fantastic. I now fill train cars with crude oil, working 4 days on/4 days off, paid vacation, quarterly pay raises, bonuses, 401K, and medical/dental if you want them. And the job isn't that hard, I'm 50. I'm having the time of my life. However sir, retirement is a scary thing - your stress levels will increase several times over. You will have lots of things to do, including over sight of your retirement ceremony. But when that day comes, it goes quick, and it's fun. <br /><br />Congratulations again sir.<br />SMSgt (Retired) Cary Baker SMSgt Cary Baker Tue, 03 Nov 2015 09:58:34 -0500 2015-11-03T09:58:34-05:00 Response by Lt Col David Jensen made Nov 3 at 2015 10:00 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084558&urlhash=1084558 <div class="images-v2-count-0"></div>Know that you will not get your final pay for 60 days after your retirement date. They will hold it in order to clear up anything you may "owe". All the comments previously about the VA physical you really need to re-read and take to heart. I am wading through the process still ... 4.5 years after my retirement. Partially my fault, partially "the system".<br /><br />Keep your physical fitness up. It will serve you well when finding your new career and helping keep your mind straight.<br /><br />Pray often ... if for nothing else than to remember to give thanks for all you have.<br /><br />Finally, do your best at what you set your mind to. It may take a few months to find the next career you are looking for. Good luck and CONGRATULATIONS! Lt Col David Jensen Tue, 03 Nov 2015 10:00:11 -0500 2015-11-03T10:00:11-05:00 Response by Maj Private RallyPoint Member made Nov 3 at 2015 10:00 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084560&urlhash=1084560 <div class="images-v2-count-0"></div>There are differing opinions about negotiating salary but when I retired I took my leave and earings statement total and added in what the government say I saved from taxes. I used that total amount to negotiate my salary. As far as medical advice apply for disability. I didn't want to do it when I retired beause my retirement physical said I was in excellent health. The civilian wouldn't process my retirement unless I filled out the disability request. Three - four months later they awarded me 10% disability which isn't much but it is tax free. As far as resumes. Prepare your resume and then ask a couple of friends in corporations to review it and comment on suggested improvements. Maj Private RallyPoint Member Tue, 03 Nov 2015 10:00:17 -0500 2015-11-03T10:00:17-05:00 Response by MSgt Art Busch made Nov 3 at 2015 10:12 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084586&urlhash=1084586 <div class="images-v2-count-0"></div>Get an appointment with your local Amvets National Service Officer. They'll walk you through properly filing for VA disability. MSgt Art Busch Tue, 03 Nov 2015 10:12:09 -0500 2015-11-03T10:12:09-05:00 Response by LCDR John Comar made Nov 3 at 2015 10:32 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084650&urlhash=1084650 <div class="images-v2-count-0"></div>Congrats on your successful career. What I tell all of my friends is: Don&#39;t cash out your terminal leave, and don&#39;t try to work while you are in terminal leave. Enjoy the paid vacation while you can. You will never get that much time off again until you retire for good. Take a trip, finish the honey do list, enjoy your family. Towards the end of it you will know when it&#39;s time to start working again. Also continue to cultivate your network because often you won&#39;t find the right job, it will find you. The first one you take probably won&#39;t be it, and that&#39;s ok. They say most retirees have ~ 5 jobs before finding the &quot;right&quot; one. Your hard earned pension allows you that luxury to be a little fickle. LCDR John Comar Tue, 03 Nov 2015 10:32:22 -0500 2015-11-03T10:32:22-05:00 Response by CPO Anthony Picciano made Nov 3 at 2015 10:39 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084670&urlhash=1084670 <div class="images-v2-count-0"></div>I claimed everything at the end of my career. You are retiring but get to keep Tricare insurance so you do not have to tell the new company any medical history that does not effect the position that you are applying for. Your medical records are not or should not be public information. As a 90% disabled Retired veteran I use Tricare so my medical history is just that. I do state if asked. Just do not go into detail. Like a scare across my face is 10%. Not that I could be wrong. Lets say you rate out at 90% with no restrictions as I did. That's 1800usd non taxable included to your retirement. After your second career add the incomes up! Don't forget to have fun. With just your retirement pay you take home more than most before you wake up. Go live hell you dedicated half you working life to serve the nation to be Free your turn. CPO Anthony Picciano Tue, 03 Nov 2015 10:39:21 -0500 2015-11-03T10:39:21-05:00 Response by TSgt Daniel Wareham made Nov 3 at 2015 11:21 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084779&urlhash=1084779 <div class="images-v2-count-0"></div>If you have any, and I do mean any, medical issues, don't let them say "The VA will look into it." Make them start the diagnoses process while you are still active duty. I have had numbness in both hands and legs prior to my retirement, but I let the Hospital put off doing any until after I retired. A huge mistake. Get it all started now, if you haven't. Get it in your records along with treatments before you final out. Ringing in your ears, even occasionally? Get it in your records. Sore or swollen joints? Get it in your records. Take a couple of hours and sit down with your medical records and go over them yourself to verify what is and isn't in there. TSgt Daniel Wareham Tue, 03 Nov 2015 11:21:53 -0500 2015-11-03T11:21:53-05:00 Response by Lt Col Timothy Parker, DBA made Nov 3 at 2015 11:26 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084805&urlhash=1084805 <div class="images-v2-count-0"></div>I found part of the secret of landing a job you want is to get into the networks for the type of job you want. A industry group for example for whatever you want to do. As it turns out, most hires are through networks and not based on what you can do necessarily. Also, buff up your Linkedin page - that is what most recruiters use now. Just my humble opinion. Lt Col Timothy Parker, DBA Tue, 03 Nov 2015 11:26:44 -0500 2015-11-03T11:26:44-05:00 Response by 1SG Dan Thorstad made Nov 3 at 2015 11:43 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084848&urlhash=1084848 <div class="images-v2-count-0"></div>What I tell my clients that are retiring is to take their last year in service and visit their PCM often. If you stubbed your toe in BCT and it still hurts, tell your PCM. Disabilities that started in service need to be chronic in order to receive a rating. Doesn't really matter if you visited with a doctor about an ailment over the last 20 years, just as long as you bring it up in your last year and it becomes part of the record. Ensure everything you plan on claiming is in your medical records! <br /><br />I also suggest you see a Veterans Service Officer, either at the county or a National Service Officer at the VA Regional Office. Doesn't matter which one you choose. The Service Officer can review your medical records and suggest contentions to claim, some will be obvious, some will not. Veterans who file a claim on their own tend to miss out on claiming conditions secondary to a disability. For example, a knee injury incurred during service could be a contributing factor to hip and/or back pain. You've had to change your gait, put more weight on the other leg, etc.<br /><br />Hope this helps. Feel free to contact me if you have any questions! 1SG Dan Thorstad Tue, 03 Nov 2015 11:43:28 -0500 2015-11-03T11:43:28-05:00 Response by TSgt Chuck Mankin made Nov 3 at 2015 12:14 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084944&urlhash=1084944 <div class="images-v2-count-0"></div>Make sure they give you a complete physical before you are done, document everything so that you can go to the VA with any ailments from active duty. What type of new career are you looking for? TSgt Chuck Mankin Tue, 03 Nov 2015 12:14:59 -0500 2015-11-03T12:14:59-05:00 Response by Maj Mike Sciales made Nov 3 at 2015 12:24 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1084967&urlhash=1084967 <div class="images-v2-count-0"></div>In addition to gathering all records and documenting every award, achievement, medal, injury &amp; deployment, plus OERs. Make sure to apply for a permissive TDY house hunting trip to anywhere in the USA you are thinking about retiring to. So if you are in Alaska and want to retire in Miami, it's a benefit for you and the family. You are after all, PCSing into retirement and there's no coming back. Enjoy the ride. I did. Maj Mike Sciales Tue, 03 Nov 2015 12:24:05 -0500 2015-11-03T12:24:05-05:00 Response by LTC George J Salerno made Nov 3 at 2015 12:37 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085002&urlhash=1085002 <div class="images-v2-count-0"></div>For those retiring, I offer this advice I wish I did. You do not need a job right away. You are blessed in having the retirement and won't starve or lose a house (though personal variables differ). Take the time to learn what you want to do for the rest of your next career. If you take a job because you need or think you need it, that will be the industry in which you will be labeled (i.e. I took a gov't job as a QA Specialist, that was my label until I worked for a bank in Bus Continuity; that became my label.) <br /> Networking is the other key. Meet civilians and find some of their networking groups. As a lot of question; do informational interviews. You may find someone who served who will take a chance. <br /> The transition is not easy for most. In my mind, the goal is to find what you want to do rather than need (unless you truly do need). LTC George J Salerno Tue, 03 Nov 2015 12:37:28 -0500 2015-11-03T12:37:28-05:00 Response by SSG Bruce Booker made Nov 3 at 2015 12:49 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085047&urlhash=1085047 <div class="images-v2-count-0"></div>I didn't stay in the military long enough to retire, so I won't offer you any advice about things like medical and disabilities. I did eventually file a VA claim for something from Vietnam that got worse over time. I don't think the word "fast" exists in the VA's vocabulary. My claim took well over a year. A friend who separated with two Purple Heart awards on his record waited over 2 1/2 years for the VA to process his claim. But I did retire after a 37-year career in law enforcement, so I can offer you a few pieces of advice that apply to retiring from just about any job, especially a job where everyone is sort of like a big family.<br /><br />First and foremost, there will be a mental shift in who and what you are. I retired from a command rank in a large law enforcement agency. You are retiring from a high command military rank. One day you are an important person, in charge of a lot of other people, responsible for a big piece of the budget and a lot of assets and resources. You are respected and recognized by your peers and your subordinates. The next day you are "just another retired guy." What you do as a LTC is a big piece of who and what you are. That is going to change in a big way. Recently retired friends gave me some good advice about that before I retired. I think I was prepared for the change. I've seen other guys retire who hadn't thought about that. Some of them had a hard time making that adjustment.<br /><br />Have other interests, even if you get another full time or part time job. I have some friends whose life was completely wrapped up in their job. They had no "outside" interests. When they retired, they had nothing to go to, nothing to do. You put in a lot of years to earn the right to pursue other interests like hobbies, travel, more education, and so forth. Take advantage of that. Invest yourself in your other interests, the things you like but didn't have time to pursue.<br /><br />Stay active physically and mentally. You are retiring from an "active" job. Guys who retire and just go sit in their recliner chair and do nothing are often dead in a year or two.<br /><br />When you leave the military, in some ways you are leaving a family. The camaraderie and the organizational structure that have been such big parts of your life won't be there any more, at least not like they are now. Stay in touch with select colleagues. When I retired, there were people I was glad to be rid of. There were others I really missed. I've stayed in close contact with a few of them. I'm glad I did.<br /><br />Congratulations on a successful career, sir. Enjoy your retirement. You've earned it.<br /><br />Just a few thoughts from "another old retired guy." SSG Bruce Booker Tue, 03 Nov 2015 12:49:31 -0500 2015-11-03T12:49:31-05:00 Response by SMSgt Roy Dowdy made Nov 3 at 2015 12:58 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085077&urlhash=1085077 <div class="images-v2-count-0"></div>As previously suggested...make copies of all of your medical records to show the VA...this is critical! SMSgt Roy Dowdy Tue, 03 Nov 2015 12:58:57 -0500 2015-11-03T12:58:57-05:00 Response by SSG Todd Halverson made Nov 3 at 2015 1:09 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085111&urlhash=1085111 <div class="images-v2-count-0"></div>Only thing I can say is; Make sure you do not sugar coat anything about your injuries or pain level. Remember to translate any pain level to that of a normal civilian, not someone in the Military that has excepted the pain and learned to live with it. If you served in a combat zone in the early 2000's make sure to have that annotated in your medical records. Get your name in the Burn Pit Registry so you are prepared if, and when, the VA recognizes the hazards we were exposed to from them. Stay in contact with colleagues and search for organizations that cater to Vets. Once you get to the real world, you are pretty much on your own as far as the camaraderie. <br />Take the time to let yourself adjust to the civilian world, if you are not taking a DOD type job. Spend your terminal leave time relaxing with family and friends and just get settled. Take the time to discover your new norm and adjust to it. SSG Todd Halverson Tue, 03 Nov 2015 13:09:26 -0500 2015-11-03T13:09:26-05:00 Response by COL D Zimmer made Nov 3 at 2015 2:01 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085262&urlhash=1085262 <div class="images-v2-count-0"></div>Congrats - <br /><br />- Get organized! Transition and retirement should be considered a JOB. It takes effort to do it well enough that you don't suffer from poor choices or poor oversight.<br /><br />- Realize immediately that the Army transition process applies a generic approach and is not tailor made for your personal circumstances. Much of the 'transition' training is for a first or second term solider, usually not directed towards a 20+ year, senior officer. You need to educate yourself as the 'system' best supports an educated applicant that already knows what they need.<br /><br />- There is a huge local retired mafia willing to give advice, seek it early, seek it often.<br /><br />- If you can, apply for the 'Benefits Delivery upon Discharge (BDD)' with the VA. You can apply for an appointment 6 months out. Make sure you have all your medical files copied, organized, and tabbed by ailment before then. Get help from the VFW or other service organization. This will preclude the need to undergo the VA roulette immediately upon your retirement date. Do it while still in uniform. Don't be hesitant to list all your ailments, it doesn't make you greedy, it makes you thorough. The VA will decided if you get a percentage because of it, but you want it in your VA records in the event the ailment becomes a problem years down the road. Now is the time to ensure it is 'service connected', not later. <br /><br />- Begin to work on your DD-214 early so the day that you are entitled to sign it, it is 100% correct. Get all your personnel records, awards, etc on disk and hard copy. Make sure your ORB is accurate and up to date, now. <br /><br />- Begin to work your resume early, share it for review often. You'll probably find that your 20th version is getting close to something that's usable. The criticism of your efforts will not be balanced. Many will not want to tell you it 'sucks' because they may not want to spend the time explaining why (if they know), or they don't want to hurt your feelings. So find someone who will be truthful (brutal) and has the time. Find a retired senior officer that actually works in the industry in which your interested. They'll be honest.<br /><br />Finally, take the time you need to figure out what you want to do with your life. Make a plan to achieve that dream or aspiration. Assume some risks, if you can.<br /><br />Good luck COL D Zimmer Tue, 03 Nov 2015 14:01:10 -0500 2015-11-03T14:01:10-05:00 Response by CPL Norma Brown made Nov 3 at 2015 2:04 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085269&urlhash=1085269 <div class="images-v2-count-0"></div>As someone who deals with Soldiers daily in the retirement/med board process, I can offer this advice:<br /><br />Find another mission to focus on. A job, a passion, something that gives you the structure you've had for 20+ years..... Stay fit, get involved with organizations that are there to help, and support you...<br /><br />DAV<br />AMVETS<br />VFW<br />Team Red White Blue<br />AmLegion<br />Mentor ROTC kids...... just do something :) CPL Norma Brown Tue, 03 Nov 2015 14:04:15 -0500 2015-11-03T14:04:15-05:00 Response by Maj Justin Walworth made Nov 3 at 2015 2:39 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085344&urlhash=1085344 <div class="images-v2-count-0"></div>Make copies of all your awards, performance reports, and any other job related documentation or training reports. Start looking at job applications in the field you are looking at. You'll probably need to track down a few records like college transcript or SoSec card. Work your network. Hopefully you already have a LinkedIn profile and it is as professional and complete as your resume. Lastly, military service is a positive to most companies, but you need to talk through how you'll be awesome doing their job vs your job in the military. Hopefully you can bridge the two. Ex: Tell me about how you handle a stressful situation? Well this one time leading a combat mission... Maj Justin Walworth Tue, 03 Nov 2015 14:39:54 -0500 2015-11-03T14:39:54-05:00 Response by LCpl Steve Smith made Nov 3 at 2015 2:42 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085352&urlhash=1085352 <div class="images-v2-count-0"></div>Well Sir, <br /><br />We all know that old statistic that the life expectancy for someone who retires and has nothing to do hit the down hill slide fast (short life expediency after service). So for your Physical and Mental Health, defiantly find something to do Hobbies, Gym, Volunteer maybe at the V.A.. As for a Career? You are in one of the best spots to be in, while you explore what you want to do you are getting your full retirement check so money is not a "I have to Find Work" situation. What were your Dream Jobs that you would love to do if you had the opportunity. you have time to find the work that makes you happy or start your own business. Medical? You should be fully covered ( at least that's the way it used to be, not sure now). I would Highly Recommend making Copies of your Medical Records and S.R.B. We all know the Gov. and they will lose stuff (Paperwork) and you will need to send them new copies and be ready for a possible log fight for any claim you file for an injury you received while in service. You know they have millions of programs that can help you if you want to start your own business ( Not Sure what they all are but they do have them). So if your retirement Check can cover things, I'd say do what you love as far as work goes, that way it doesn't feel like work lol. Wow long winded here lol, that's my two cents...ok that's like 50 or 75 cents but Good luck Sir and enjoy whatever it is. LCpl Steve Smith Tue, 03 Nov 2015 14:42:05 -0500 2015-11-03T14:42:05-05:00 Response by SGT Barry Third made Nov 3 at 2015 2:58 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085400&urlhash=1085400 <div class="images-v2-count-0"></div>My advise is to take some time for your self, relax , and have some long over due fun ,,if your retired from the service , your medical will be covered , there is the VA and Champ VA for your family, or if you have a full retirement you have that to use any where,,<br />Next step ,,, Adjust to Civilian life by ,, not doing anything service related, that can make you wish you were still there,, <br />My first 2 years of retirement were awesome , been retired since 2009, now a days , i wake every morning and invent something to do , on my own time frame, ENJOY Barry SGT Barry Third Tue, 03 Nov 2015 14:58:08 -0500 2015-11-03T14:58:08-05:00 Response by MSgt Devin Beckes made Nov 3 at 2015 5:48 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1085831&urlhash=1085831 <div class="images-v2-count-0"></div>Colonel, the best advice I can give you concerns your VA disability. "If it isn't in your medical records, it didn't happen" Meaning, if you have a medical issue you are concerned about, get seen before you retire. Even if you receive a 0% for the condition, if it gets worse you will be covered. MSgt Devin Beckes Tue, 03 Nov 2015 17:48:14 -0500 2015-11-03T17:48:14-05:00 Response by SSG Ronald Rollins made Nov 3 at 2015 8:13 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1086111&urlhash=1086111 <div class="images-v2-count-0"></div>Sir, I agree with PO1 John Miller. Get your VA claim going now. I did mine before I retired and still took 18 months and they missed a lot i had to refile for. Any little thing, medically, is worth filing for. Even if you dont think so. If you plan to work after retirement, start looking now. I know the Carlisle Barracks is looking for instructors. Network with your fellow officers, friends, family, anyone. It can be tough. Congrats on a long and great career Sir!! SSG Ronald Rollins Tue, 03 Nov 2015 20:13:21 -0500 2015-11-03T20:13:21-05:00 Response by COL Robert Davies made Nov 3 at 2015 10:29 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1086357&urlhash=1086357 <div class="images-v2-count-0"></div>It all depends where you are now and how close you are to the closest VAMC. I retired out of the Hood and VA REFUSED to do any of my medical stuff before I signed my DD214. It will get very cold down below before they will do your packet. If you have nothing to claim then it will not take 18-24 months or longer for them to do your P&amp;C. COL Robert Davies Tue, 03 Nov 2015 22:29:54 -0500 2015-11-03T22:29:54-05:00 Response by SGT(P) Jessica Brennan made Nov 3 at 2015 10:34 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1086366&urlhash=1086366 <div class="images-v2-count-0"></div>When it comes to your medical/physical part, go to your hospital records sections and have them give you a copy of your dental and medical records. You can also go to radiology section an ask for a cd for all of your X-ray, Mir, etc scans. You are going to have to wait til your out to fill a claim with The VA, which can be a lengthy process I.E. 1 year. Before you get out ask a nurse to print you out a copy of your medical chronological history to help with the process with the VA. Take advantage of all the job fairs they have on post/ base before you get out. Try to get involved with a VFW, post <br />Legion, etc. clubs. Know that there will be days that you will complete miss being in the military and that it is hard to adjust to civilians and civilian life. The VA has rehab type programs available to veterans, as in sports, wood work, jeep programs. Golf, disc golf etc. I find those helpful in being that your around military people again plus it's a great way to network with new people. Make sure you take advantage of resume classes. Look at state and GOV websites at what they offer for veterans in your state. If you are retiring retiring you will get a a check from DoD and when you get your VA all done you get a check from them too. You can continue being enrolled with Tricare and then there is also delta dental for retirees. The VA offers life insurance. As for your house hold goods the Army as of now only offers holding your house hold goods for one year from the date you retire at the governments expense after that a years up its on your expense. Make sure to email the transportation company when you want them to ship your stuff. They will ship your house hold goods anywhere in the continetial United States. Vocational rehab program with the VA can also help you find a career only thing is you have to meet there prerequisites to be enrolled in their program. There's the SBP survivors benefits program that the Army has you can either opt to do or not. Hope this helps, if you have anymore questions I'd be more than glad to answer them. SGT(P) Jessica Brennan Tue, 03 Nov 2015 22:34:37 -0500 2015-11-03T22:34:37-05:00 Response by LCpl Jason Bialosky made Nov 3 at 2015 11:07 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1086448&urlhash=1086448 <div class="images-v2-count-0"></div>LTC take the time and look at more than just what the next job or career. Look at your TSP and moving it to something that will give you more control and also if you have not looked in to life insurance and how that can work for you moving forward if you do those things you will have more piece of mind transitioning to the next step in your life LCpl Jason Bialosky Tue, 03 Nov 2015 23:07:02 -0500 2015-11-03T23:07:02-05:00 Response by CPT Brent Ferguson made Nov 4 at 2015 6:11 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1086769&urlhash=1086769 <div class="images-v2-count-0"></div>I can't emphasize this enough. GET YOUR RECORDS. All of them. You need medical, dental, personnel, and ANY POSSIBLE EXPOSURES OR INJURIES THAT ARE NOT IN THEM documented with letters from your command, buddies, family, anyone that can support the statement. The minute you walk off base take a photocopy of them and register for the VA. Get all dental work done ASAP the wait can be quite long and can actually put you past the time frame where you CAN get the work done. Also, since you are an LTC, sorry but you are old enough to get a colonoscopy. Don't fall for that virtual colonoscopy BS. I know a lot of physicians and NONE recommend it. You see, the virtual puts you thru all the discomfort without anesthesia. Virtual CANT fix any problems they find. A regular colonoscopy CAN. So, if you get a virtual and they find something - you get double the fun and you have to turn around and go for a full colonoscopy. Within the first 3 months insure that you address all medical issues with the VA - and at least have appointments pending with them. <br /><br />I hurt myself on active duty 24 years ago and am still trying to get the VA to address the medical issues, because I was a stalwart soldier and gutted it out. At least the fractures show on X-ray, but all the other medical records were lost by the VA long ago. Get those records, put the originals in a safe deposit box. I still can't find any of the 30 or so witnesses to the collision, loss of consciousness, or fractures - the VA really doesn't look for you. Thank goodness for that one X-ray record.<br /><br />One final anecdote: 20 years ago, when I broke my teeth and jaw during company PT, the dentist told me they would eventually fall out and the VA would make me some new ones. Back then they used arsenic to kill the roots of broken teeth. We now know this is bad and causes systemic health issues. <br /><br />My point? What we know now may not be what we know in 20 years. You're not just getting the records for what you know now, you should be trying to document WHAT YOU DON'T KNOW. Toward that end, yes, get all your records. Certainly write down exposures and treatments you had and when/where. Also write down who you were with AND HOW TO CONTACT THEM. Try to keep in touch and update that information at least annually. That way, if some of your buddies start to drop because you all got the experimental anthrax vaccine - or some other cause - you can get a heads up, perhaps even thwarting an adverse outcome. CPT Brent Ferguson Wed, 04 Nov 2015 06:11:58 -0500 2015-11-04T06:11:58-05:00 Response by SFC David Davenport made Nov 4 at 2015 8:41 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087004&urlhash=1087004 <div class="images-v2-count-0"></div>Congratulations on making this far. You have been organized with everything you have done so far and don't stop now. Develop a plan of what you need to get done and what you want to get done. Like any plan it will adjust change as time goes by. Some of the basics: Turn in your gear and do CoC inventories as early as possible; start the medical disability process and stay on top of it; get a copy of all of your records; figure out your budget (no what you need to live on and how much you have to work with); start thinking about what you want to do as a second career; network as much as possible.<br /><br />As a side note I recommend you develop two resumes. One for work in the defense industry that includes military jargon and a second that is a translation of everything you have done in your career. SFC David Davenport Wed, 04 Nov 2015 08:41:21 -0500 2015-11-04T08:41:21-05:00 Response by Lt Col Brad Hamant made Nov 4 at 2015 9:39 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087115&urlhash=1087115 <div class="images-v2-count-0"></div>Your analogy is spot-on; I love it! My memories are still fresh, and much of the advice already posted is good. I'd amplify these things, mostly already mentioned by smart commenters: 1) Work hard on building your network. Join MOAA, VFW, a professional group related to your MOS, or whatever group offers a vibrant local chapter in your area. Consider "networking cards" to help meet people. Make sure friends and neighbors know you'll soon be job-searching. Your next job will very likely appear via your network, but it takes time so start now. 2) Ponder, discuss with family, and pray about what you're good at, what you'd enjoy, and what you can offer your community. Figuring all this out is another long process, and most people are not nearly deliberate enough about it. Communication with the people closest to you is always important, of course, but even more so during life's transitions. 3) Even if you're healthy, take full advantage of DAV's (or other's) offer to go over your medical records. They're very good at it and have a relationship established with the VA. Almost everyone who's reached vested retirement has something in their record that warrants some level of disability claim or at least needs to be recorded in the system for the future. The VA is competent but overwhelmed; be patient. Claims filed before retirement (there's a limit to how far before) get priority. 4) Don't be in a hurry to start working the day your terminal leave starts. You've definitely earned a vacation (or two). Your wife (if you have one) has, too. 5) Finally, keep up with your fitness. Just because no one cares any more how many push-ups you can do or how fast you can run doesn't mean your body will give you a pass. Remember that your emotional and physical health are intrinsically linked. But since your next employer will probably not build exercise into your duty day, you'll have to get creative. Active hobbies are good. Active hobbies with friends and loved ones are better.<br /><br />Good luck. It's an exciting time!! Lt Col Brad Hamant Wed, 04 Nov 2015 09:39:40 -0500 2015-11-04T09:39:40-05:00 Response by MSgt Jeffrey Glick made Nov 4 at 2015 9:51 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087144&urlhash=1087144 <div class="images-v2-count-0"></div>Col. Get all your medical records and use a service organization to help you with submitting your VA claim I chose DAV one for convience two for the person who helpped me his reputation for the details. MSgt Jeffrey Glick Wed, 04 Nov 2015 09:51:13 -0500 2015-11-04T09:51:13-05:00 Response by CWO4 Carter Owens made Nov 4 at 2015 11:44 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087437&urlhash=1087437 <div class="images-v2-count-0"></div>As mundane as this may sound, start preparing for the retirement day. I had an approved retirement letter 12 months out. There is a lot of preparation i.e. Admin, Logistics, etc....The final day will be over in a snap and that's it. Good luck LTC. CWO4 Carter Owens Wed, 04 Nov 2015 11:44:06 -0500 2015-11-04T11:44:06-05:00 Response by MSgt Marvin Kinderknecht made Nov 4 at 2015 3:04 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087956&urlhash=1087956 <div class="images-v2-count-0"></div>LTC, on your resume, try to relate anything you did in the Military to the civilian job you are seeking. Since I do not know your background, I am kinda shooting in the dark. I do believe you have education covered unless you want to add military school. Acomplisments such as: I successfully completed ****** on time, below budget. As a result I was promoter to ***. I hope you get the drift. In the mean time, Draw unemployment!! MSgt Marvin Kinderknecht Wed, 04 Nov 2015 15:04:12 -0500 2015-11-04T15:04:12-05:00 Response by SGT Ben Keen made Nov 4 at 2015 3:15 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1087985&urlhash=1087985 <div class="images-v2-count-0"></div>I'm sure you heard some of this before and while I can't really help on the medical/physical side of things, I can offer you advise on the employment side of things.<br /><br />Last week, while in Nashville receiving the award as the 2016 American Staffing Association's National Employee of the Year representing the nearly 14 million temporary/contract employees in this country, I spoke with a lot leaders in the staffing industry. A few thoughts and ideas were echoed. First, we all know Service Members hit the job market with some amazing skills, sadly putting those skills into terms that the civilian business understands is not easily done. For a majority of the resumes these industry leaders see, a Veteran writes what he or she thinks is a working resume. Yet rather than having a resume work for you, you ended up working for the resume. Now your retirees, it's a little different. You have a bit of cushion thanks to your pension for the time you served and thank you for putting in all that time. But the advise I will give you is this. When you feel ready to return the work workforce, take the time to craft a well written resume. Your resume should be you on paper. It should work for you carrying your personal brand to each employer that sees it. Once you have that done, practice your interview techniques. This might sound dumb, especially for a senior leader as yourself, but pratice your handshake and sitting in a chair. <br /><br />I can go on and on but will leave you with this. If you or anyone else reading this would like to discuss further, please send me a connection invite and we can discuss offline. SGT Ben Keen Wed, 04 Nov 2015 15:15:27 -0500 2015-11-04T15:15:27-05:00 Response by COL Private RallyPoint Member made Nov 4 at 2015 8:49 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1088613&urlhash=1088613 <div class="images-v2-count-0"></div>The information posted by others is spot on. Your focus should be to transition in a deliberate method. You spent at least 20 years in the military and after you take your uniform off and retire, you are no longer in the military and your military career becomes invisible to some, offensive to some, irrelevant to some and a sacrifice to some. You won't know who these people are until they learn of your military background.<br /><br />So, start planning 'what do I want to do when I grow up' now. Consider what you enjoy doing, what you don't enjoy, where you want to live/work and who you know/can network with to find your life after military. Take permissive leave to find a place to live and plan your last military move. Once you get out, enjoy your transition leave with your family, volunteering and exploring what you want to do. <br /><br />As for employment, the trend tends to be that you will spend about a year in your first job after the military (leaving because you hate it or they believe 'you don't fit'). You will change jobs about 3 times in the first 4 years, luckily finding what you want to do. Don't let yourself get low balled by employers who will offer you the difference between your retired pay and what you earned on Active Duty. Do your research and pursue the market rate for the job and skills you bring (Salary.com is a good source). Consider local cost of living factors when taking a job and always choose family over employment (your family probably got the short end while you served). Always consider contract and short-term employment as an option to learn about potential employers and build a network.<br /><br />As for the family, expect some challenges, more friction and the need to balance life. If you are unlucky, you will be divorced within 3 years after retirement (possibly costing you half of your pension, plus alimony and child support...financial reunion). If you are very lucky, you will let your spouse pursue her goals while you assume housekeeping and begin to date her again. Hopefully, you will reconnect with the person you married and your marriage will last the rest of your life.<br /><br />Financially, plan for periods of unemployment by maintaining 6 months in savings. Yes, you have a pension coming in every month (unless the government fails to pass a budget) and you might have income from a job (or two). But, there will come a time when you just don't want to work any more or because of disability, you can't. Spend the time between military retirement and retirement finding what makes you happy and what you want to do when you want to just stop working.<br /><br />Good lcuk. COL Private RallyPoint Member Wed, 04 Nov 2015 20:49:54 -0500 2015-11-04T20:49:54-05:00 Response by Maj Paul Mordini made Nov 4 at 2015 11:33 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1088939&urlhash=1088939 <div class="images-v2-count-0"></div>Max out deferred comp at your next job Maj Paul Mordini Wed, 04 Nov 2015 23:33:04 -0500 2015-11-04T23:33:04-05:00 Response by SSG Juan Morrill made Nov 5 at 2015 6:27 PM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1090835&urlhash=1090835 <div class="images-v2-count-0"></div>as far as employment look to your local government offices first (county/state level). I'm from MN so my regional VA Clinic in Minneapolis is awesome as far as care goes, hopefully in your area the clinic is descent, one hears of too many that are not that good. Physically after 20+ years, I don't think you'll have much of a problem finding your niche....good luck sir SSG Juan Morrill Thu, 05 Nov 2015 18:27:42 -0500 2015-11-05T18:27:42-05:00 Response by TSgt Craig Shoun made Nov 9 at 2015 9:50 AM https://www.rallypoint.com/answers/ok-i-just-ripped-off-the-band-aid-and-have-an-approved-retirement-any-advice?n=1096797&urlhash=1096797 <div class="images-v2-count-0"></div>I just went through this a couple years ago. First you will have to go through a physical. You complain about ANY, and I mean ANY minor ache or pain, no matter how small. If its documented, it will help you out later. Say you have a minor back ache and don't say anything. Later in life it becomes a problem. End point, no % increase in your disability because it was not military connected or recorded. At this point you are trying to get the highest disability rating you can. <br />Second, don't worry about medical records per-say. Just go to the medical record office and tell them you are retiring they will cut you a CD of everything and you can either pick it up or they will mail it to you. <br />Third, go see a Shrink. It may sound weird but being in the military doesn't come without its brain pains. Not to mention, psych related problems stack with physical ailments. Plus Psi related problems carry a decent %. <br />Fourth, during all this, putting yourself out into the job market is a must. Send resume's to every job website you can imagine, make sure you include a retirement date/when you are available for work. I went a year without finding a job after I retired, still don't have one actually. I had to start going back to college for income. So the earlier you can get into this the better. <br />Next some where in here, going to a TAPS seminar is crucial, it will be extremely helpful. If you can, go to it two or even three times. TSgt Craig Shoun Mon, 09 Nov 2015 09:50:55 -0500 2015-11-09T09:50:55-05:00 2015-10-31T23:36:19-04:00