If I go AD to National Guard and back to AD, do I get my pension when I retire or at 65? Does switching to Blended Retirement affect that?

Capt Private RallyPoint Member — Tue, 11 Jul 2017 16:27:22 -0400

Response by SSG Robert Smith made Jul 11 at 2017 4:56 PM

SSG Robert Smith — Tue, 11 Jul 2017 16:56:31 -0400

If i were you I would make the active duty tours equal 20 years so the guard time is extra. You should get it as soon as you retire if you get 20 good years on active duty.

Response by CAPT Kevin B. made Jul 11 at 2017 5:23 PM

CAPT Kevin B. — Tue, 11 Jul 2017 17:23:53 -0400

You go from a money at 20 to a money at 60 system. If you come back, I'd expect you'd be locked into the "new" AD system of money at 60 because the "old" system isn't an option anymore. So you run the numbers presuming you can promote to O-4 and at worse survive a continuation board. You need to compare apples to apples so you do a "net present value" of all options set to a specific future date. All the money before that date becomes a "net future value" component.

Response by CPT Lawrence Cable made Jul 11 at 2017 5:27 PM

CPT Lawrence Cable — Tue, 11 Jul 2017 17:27:06 -0400

Here is the official answer. The years of creditable service for computation of the retired pay percentage multiplier include all active duty and any credited reserve points divided by 360. So you get pay credit for all your NG points. However, you don't get any credit for years served from membership points or IDT points. 12–26. Periods not creditable for retirement

The following periods are not creditable for retirement under this chapter.

a. All time required to be made good (see 10 USC 972). (See paragraph 1–21.)

b. Periods of service voided by the Government other than those voided because of minority.

c. Time in a non-pay (non-casualty) status under 37 USC 552(C).

d. Service in a Reserve Component not on

(1) Active duty.

(2) Active duty for training.

(3) Other full-time training duty.

Response by Shayna Blumenthal MBA, MS made Jul 12 at 2017 10:06 AM

Shayna Blumenthal MBA, MS — Wed, 12 Jul 2017 10:06:15 -0400

I would speak to your local Retirement Services Officer. They would be able to give you the most accurate information. Go to https://soldierforlife.army.mil/retirement/rso for a list of all the RSOs or to search by location.

Army Retirement Services Officers | Soldier for Life

Army Retirement Services Officers (RSOs) can provide answers for retiring and Retired Soldiers and surviving spouses. Before retirement, contact your RSO for your pre-retirement and Survivor Benefit Plan (SBP) briefings. After retirement, contact your RSO for benefits assistance and for special program items such as the retiree councils, Retiree Appreciation Days, and installation retiree newsletters.

Response by SSG Private RallyPoint Member made Jan 3 at 2018 11:43 AM

SSG Private RallyPoint Member — Wed, 03 Jan 2018 11:43:53 -0500

If you get 20 years of active service you get your pension upon retirement, if you do not get 20 years of active you will qualify for what ever they new blended system has or wait until age 60, not 65 for a guard/reserve. Or if you did any active time as a guard/reserve you can subtract every 3 months, kind of tricky how they calculate it, from age 60. (note only for active time after jan 2008, I get to subtract 1 year 8 months according to my retirement guys calculations.)