How mandatory is SGLI?

2020-03-22T08:04:54-04:00

I’m tracking that it is not mandatory, but my unit is adamant that I need documentation from HRC stating that I opt out of it. MilConnect helpline said that there’s no need for documentation. I’ve been getting asked every week by my chain about why I’m still red on SGLI for months now.

Response by LTC Private RallyPoint Member made Mar 22 at 2020 8:27 AM

2020-03-22T08:27:15-04:00

You need to fill out a form saying you decline it annually or the default is you get signed up for it again.

You're not red because you dont have it, you're red because they don't have the documents uploaded.

Response by SFC Private RallyPoint Member made Mar 22 at 2020 10:39 AM

2020-03-22T10:39:59-04:00

Why would you decline SGLI? It's an outstanding deal

Response by SGM Bill Frazer made Mar 22 at 2020 2:59 PM

2020-03-22T14:59:19-04:00

If you are married, then you are being silly!

Response by 1SG Private RallyPoint Member made Mar 22 at 2020 4:56 PM

2020-03-22T16:56:15-04:00

Had a Soldier decline it.
He was alienated from his family, and had no spouse. P
Died during a training jump. As I recall, the alienated parents' biggest concern was where's the $.
Also heard of stories where Soldier gets married, leaves his mother as the beneficiary, and spouse get that bad news, and vice versa.
Based on this responses, it is evident leaders believe Soldiers should have it, which is understandable.
However, it is the Soldier's decision, and once declined, I don't see the need for monthly queries.
Counsel the Soldier on the options. Suggest the Soldier request SGLI if the Soldier gets married, or otherwise wants someone to be a beneficiary, and detail the process. No need to pressure the Soldier.