First time home buyer here using my va home loan. How easy is the underwriting process?

SPC Stewart Smith — Fri, 03 Feb 2017 11:59:05 -0500

Response by SSG Carlos Madden made Feb 3 at 2017 1:46 PM

SSG Carlos Madden — Fri, 03 Feb 2017 13:46:05 -0500

Im in the same situation. Let me know how this goes. Sgt William Kelley has been helping me out.

Response by Sgt William Kelley made Feb 4 at 2017 8:04 AM

Sgt William Kelley — Sat, 04 Feb 2017 08:04:08 -0500

Hey Stewart,

My name is Bill Kelley, I am a Loan Officer at Guaranteed Rate Mortgage company.

A lot of variables come into play with underwriting so it's tough to say how the underwriting process will go unless you know the situation in its' entirety. Underwriting will depend on a few things 1) the property 2) the borrower 3) the overlays of the investor you have locked your loan with.

That being said, I don't want to alarm you. A loan officer and his/her team's main goal is to create a complete loan package and to dot the i's and cross the t's. This will really influence the ease in the underwriting department.

Feel free to send me a DM if you want to talk about the details of your specific situation.

Thanks Carlos Madden for the mention.