SPC Stewart Smith 2309537 <div class="images-v2-count-1"><div class="content-picture image-v2-number-1" id="image-133624"> <div class="social_icons social-buttons-on-image"> <a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Ffirst-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process%3Futm_source%3DFacebook%26utm_medium%3Dorganic%26utm_campaign%3DShare%20to%20facebook' target="_blank" class='social-share-button facebook-share-button'><i class="fa fa-facebook-f"></i></a> <a href="https://twitter.com/intent/tweet?text=First+time+home+buyer+here+using+my+va+home+loan.+How+easy+is+the+underwriting+process%3F&amp;url=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Ffirst-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process&amp;via=RallyPoint" target="_blank" class="social-share-button twitter-custom-share-button"><i class="fa fa-twitter"></i></a> <a href="mailto:?subject=Check this out on RallyPoint!&body=Hi, I thought you would find this interesting:%0D%0AFirst time home buyer here using my va home loan. How easy is the underwriting process?%0D%0A %0D%0AHere is the link: https://www.rallypoint.com/answers/first-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process" target="_blank" class="social-share-button email-share-button"><i class="fa fa-envelope"></i></a> </div> <a class="fancybox" rel="36148a3764fb28fd071a1fb0fa02947f" href="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/133/624/for_gallery_v2/a960bb55.JPG"><img src="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/133/624/large_v3/a960bb55.JPG" alt="A960bb55" /></a></div></div> First time home buyer here using my va home loan. How easy is the underwriting process? 2017-02-03T11:59:05-05:00 SPC Stewart Smith 2309537 <div class="images-v2-count-1"><div class="content-picture image-v2-number-1" id="image-133624"> <div class="social_icons social-buttons-on-image"> <a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Ffirst-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process%3Futm_source%3DFacebook%26utm_medium%3Dorganic%26utm_campaign%3DShare%20to%20facebook' target="_blank" class='social-share-button facebook-share-button'><i class="fa fa-facebook-f"></i></a> <a href="https://twitter.com/intent/tweet?text=First+time+home+buyer+here+using+my+va+home+loan.+How+easy+is+the+underwriting+process%3F&amp;url=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Ffirst-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process&amp;via=RallyPoint" target="_blank" class="social-share-button twitter-custom-share-button"><i class="fa fa-twitter"></i></a> <a href="mailto:?subject=Check this out on RallyPoint!&body=Hi, I thought you would find this interesting:%0D%0AFirst time home buyer here using my va home loan. How easy is the underwriting process?%0D%0A %0D%0AHere is the link: https://www.rallypoint.com/answers/first-time-home-buyer-here-using-my-va-home-loan-how-easy-is-the-underwriting-process" target="_blank" class="social-share-button email-share-button"><i class="fa fa-envelope"></i></a> </div> <a class="fancybox" rel="43278f40d97d245b22468aa857bdab88" href="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/133/624/for_gallery_v2/a960bb55.JPG"><img src="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/133/624/large_v3/a960bb55.JPG" alt="A960bb55" /></a></div></div> First time home buyer here using my va home loan. How easy is the underwriting process? 2017-02-03T11:59:05-05:00 2017-02-03T11:59:05-05:00 SSG Carlos Madden 2309790 <div class="images-v2-count-0"></div>Im in the same situation. Let me know how this goes. Sgt William Kelley has been helping me out. Response by SSG Carlos Madden made Feb 3 at 2017 1:46 PM 2017-02-03T13:46:05-05:00 2017-02-03T13:46:05-05:00 Sgt William Kelley 2311803 <div class="images-v2-count-0"></div>Hey Stewart,<br /><br />My name is Bill Kelley, I am a Loan Officer at Guaranteed Rate Mortgage company. <br /><br />A lot of variables come into play with underwriting so it&#39;s tough to say how the underwriting process will go unless you know the situation in its&#39; entirety. Underwriting will depend on a few things 1) the property 2) the borrower 3) the overlays of the investor you have locked your loan with.<br /><br />That being said, I don&#39;t want to alarm you. A loan officer and his/her team&#39;s main goal is to create a complete loan package and to dot the i&#39;s and cross the t&#39;s. This will really influence the ease in the underwriting department.<br /><br />Feel free to send me a DM if you want to talk about the details of your specific situation.<br /><br />Thanks Carlos Madden for the mention. Response by Sgt William Kelley made Feb 4 at 2017 8:04 AM 2017-02-04T08:04:08-05:00 2017-02-04T08:04:08-05:00 2017-02-03T11:59:05-05:00