During BCT and AIT what will happen to my health insurance for me and my family?

Gil Gonzalez — Sat, 08 Apr 2023 20:51:46 -0400

I have health insurance for me and my wife and kids. My insurance is covered through work.

Response by COL Randall C. made Apr 8 at 2023 9:14 PM

COL Randall C. — Sat, 08 Apr 2023 21:14:39 -0400

That entirely depends on your company. Most will continue your private health insurance while you are on active duty orders. Some will require you to continue paying your premiums and others will cover it as part of their 'activated military benefits' - you'll have to check with your company to see what their policy states.

Additionally, once your join the reserves you'll become eligible for Tricare Reserve Select (TRS*) (longer discussion, but in my experience you'll be sorely pressed to find a better Health Care plan ... as long as your doctors take it (most do)). When you are ordered to active duty for more than 30 days, then TRS is converted to the active duty version of the plan (You'll be on Tricare Prime as the active duty servicemember).
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* TRS coverage - https://www.tricare.mil/Plans/HealthPlans/TRS

TRICARE Reserve Select | TRICARE

overview of TRICARE Reserve Select

Response by SGT Private RallyPoint Member made Nov 13 at 2024 9:05 AM

SGT Private RallyPoint Member — Wed, 13 Nov 2024 09:05:55 -0500

I went through BCT and AIT a while back, and keeping my family's health insurance intact was a big concern.