SCPO Private RallyPoint Member 151437 <div class="images-v2-count-0"></div>I have had both but I prefer the conventional as long as long as I do not pay PMI. Do you prefer a VA loan or a convention loan? 2014-06-11T17:55:33-04:00 SCPO Private RallyPoint Member 151437 <div class="images-v2-count-0"></div>I have had both but I prefer the conventional as long as long as I do not pay PMI. Do you prefer a VA loan or a convention loan? 2014-06-11T17:55:33-04:00 2014-06-11T17:55:33-04:00 CWO4 Private RallyPoint Member 151475 <div class="images-v2-count-0"></div>. Response by CWO4 Private RallyPoint Member made Jun 11 at 2014 6:52 PM 2014-06-11T18:52:18-04:00 2014-06-11T18:52:18-04:00 MSG Wade Huffman 151477 <div class="images-v2-count-0"></div>I've never used a VA loan, I've always been able to get a better rate through conventional, and was able to put money down. <br />In most cases, IF you have a down payment, conventional is the better deal. The primary advantage of VA is no down payment is needed. Response by MSG Wade Huffman made Jun 11 at 2014 6:54 PM 2014-06-11T18:54:39-04:00 2014-06-11T18:54:39-04:00 2014-06-11T17:55:33-04:00