Being in the national guard, what is the point requirement for retirement? I'm sitting at about 1800pts. 11years in.

SSG Private RallyPoint Member — Mon, 22 Aug 2016 07:49:28 -0400

Some say do your 20 others say there is a point requirement. Some say it both.

Response by Capt Private RallyPoint Member made Aug 22 at 2016 8:12 AM

Capt Private RallyPoint Member — Mon, 22 Aug 2016 08:12:19 -0400

Unless it has changed you need 20 good years. Good years may be why some say point requirement.

Of course full pay and benefits do not start until you reach 60 years of age.

Note: Active duty years do, of course, count.

Response by SFC John Hill made Aug 22 at 2016 8:24 AM

SFC John Hill — Mon, 22 Aug 2016 08:24:58 -0400

This may help answer your question(s) NGB 680-2-19 Automated Retirement Points Accounting Management 19 August 2011 http://www.ngbpdc.ngb.army.mil/pubs/680/ngr680_2_19_august_2011.pdf

FYI, you will receive a NGB Form-22 for your NG service. A DD Form-214 will only be issued for the time periods you were mobilized/activated under Title 10.

ngr680_2_19_august_2011.pdf

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Response by MAJ Private RallyPoint Member made Aug 22 at 2016 8:41 AM

MAJ Private RallyPoint Member — Mon, 22 Aug 2016 08:41:03 -0400

From what I was told you need a minimum of 50 points per year and 20 good years, so that would make the minimum 1,000 points

Response by MSG Pat Colby made Aug 22 at 2016 8:54 AM

MSG Pat Colby — Mon, 22 Aug 2016 08:54:51 -0400

Points are used when calculating your Pension. More points = more money.

Response by CAPT Kevin B. made Aug 22 at 2016 10:10 AM

CAPT Kevin B. — Mon, 22 Aug 2016 10:10:59 -0400

It's like "Whose Line is it Anyways". Everything is made up and the points don't matter. So you have to make 20 good years minimum. That is usually a combination of active days, inactive drills, correspondence courses, etc. So the magic number is 50 in your Anniversary Year. Extra points mean more in your monthly direct deposit when you turn 60. BTW NEVER RESIGN once you hit 20 or better. That freezes your benefit at the rate that day. Instead transfer to the Retired Reserve, Fleet Reserve, or equivalents. Yes they can recall you between then and 60 but the odds are very very low and if they do, you'd likely want to do it anyways because it's that bad. Your retired pay will be based on the pay scale at age 60. I wound up with around 5500 points so piling on the points makes a difference.

Response by Maj Marty Hogan made Aug 22 at 2016 11:14 AM

Maj Marty Hogan — Mon, 22 Aug 2016 11:14:50 -0400

You need to cover 50 points for the year- attending drill alone generates 48 points and you get 15 points just for being in the Guard. Throw in your 2 weeks a year and you have 78 points. If you have AD time- those points are worth 1 point for every day served on AD. I would ask your unit Finance or Support Squadron for more specific info.

Here is an excellent website and article to explain
http://themilitarywallet.com/guard-reserve-points/

Understanding Guard and Reserve Points & Retirement

Understanding Guard and Reserve Points – How to earn points, how Points affect your Reserve Retirement benefits, and how to estimate your Reserve Pension.

Response by LTC Stephen C. made Aug 22 at 2016 12:14 PM

LTC Stephen C. — Mon, 22 Aug 2016 12:14:16 -0400

SSG Private RallyPoint Member, you must have 20 years of creditable service, with a minimum of 50 points per year being declared a creditable year. You must receive your "20 year letter" before you are good to go.
I would take time now to insure that each year that you thus have far is correct with respect to point total. Earnings statements and course completion certificates, etc., may be lost over time. Make sure the years you have now are correct and then conduct an audit of each year thereafter to make sure that year is correct. That way, when it's time to receive your twenty year letter, or hang up your cleats for good, you won't be scrambling and trying to get your points corrected.
If you've already done so, all the better.

Response by LTC Curtis Madsen made Aug 22 at 2016 1:14 PM

LTC Curtis Madsen — Mon, 22 Aug 2016 13:14:57 -0400

You need 9 more good years before your eligible for a retirement. Like mentioned in a previous post, addtional points increase how much retired pay you'll receive.

Response by SGM Private RallyPoint Member made Aug 22 at 2016 2:27 PM

SGM Private RallyPoint Member — Mon, 22 Aug 2016 14:27:58 -0400

The minimum points required to retire is 1000. That assumes all you have done is your Basic, AIT, and standard DIT and AT schedule for 20 years. The points aren't as important as the TIME requirement though. That is 20 years of good service. How many points you have at that time will determine your retirement pay percentage.

Response by SGT Beau Thomas made Aug 24 at 2016 6:02 PM

SGT Beau Thomas — Wed, 24 Aug 2016 18:02:43 -0400

Ever day spent on Title 10 after 2008(I believe) comes off the age of 60 as to when you can collect retirement pay. So according to my retirement paper work, I'll start collecting when I'm 58 1/2.

Response by TSgt Kerry Hardy made Aug 24 at 2016 9:32 PM

TSgt Kerry Hardy — Wed, 24 Aug 2016 21:32:50 -0400

Every Active Duty day equals 1 point. So a normal year is 365 with 5 leap years in 20 years of service. So 365 x 20 = 7300 + 5 = 7305 for 20 years of active service.

Guard and reserves are point per drill which is 2 drill points per day so a weekend drill is 4 with Annual Training of 14 days get 14 points. And believe that your get 15 for being in guard/reserves equaling 77 possible points but only needing 60 for good year. Has been 9 years since I was in Air Guard so point amounts maybe off but 60 is a good year unless it changed since 07.

A good year only applies to Guard and Reserves as you can miss drills and not have enough points to meet good year status. On active duty, title 10, you get your points as you can't miss a day on active status.

In guard and reserves you get point summaries yearly and those point are worth X amount toward your retirement pay. If you are in Drill status but manage to get 7305 points you would get an active retirement, has happened. But if it took 25 years to get 7305 points that is only a 20 year retirement.

Not sure if Army Guard has different point system or not.

Response by CW3 Kim B. made Aug 25 at 2016 9:41 AM

CW3 Kim B. — Thu, 25 Aug 2016 09:41:46 -0400

For a reserve retirement it is 20 "good" years. Each day of active duty (this includes at, adds etc)counts as 1, each drill (sat and Sun) weekend counts as 4 points. When you hit 50 points in a year you will be counted as a good year towards the mandatory 20 years required to claim a reserve requirement.

Response by MAJ Seth Goldstein made Aug 25 at 2016 11:21 AM

MAJ Seth Goldstein — Thu, 25 Aug 2016 11:21:06 -0400

You will receive a statement every year indicating how many good years you have toward retirement. You can retire anytime after you have 20 good years. Just check with you unit how long in advance they want you to let them know. Otherwise, MSG Colby is right the points only factor how much money you will get each month. If you go on DFAS you can put in your points and it will calculate how much money your will get each month at the age of 60.

Response by 1LT Malcolm A. Broussard II made Aug 25 at 2016 3:10 PM

1LT Malcolm A. Broussard II — Thu, 25 Aug 2016 15:10:38 -0400

I retired out of the National Guard. You need twenty "good" years for retirement. A good year is one where you met the minimum required points for that year. I don't remember what the minimum point requirement is. The average service member used to retire with 20 good years and have around 2,000 points. With all the deployments these days, it's very common to see someone with double that. I retired with 26 total years service, 23 good years and 6,053 points.

Response by LTC Lara DeLancey made Aug 25 at 2016 6:08 PM

LTC Lara DeLancey — Thu, 25 Aug 2016 18:08:13 -0400

I have worked in Personnel for 28 years, both as a Reservist and a full time civilian, you have to have 20 good years for retirement. A good year is a minimum of 50 points, you get 15 points for membership, one point for each UTA (48 per year), and one point for each day on orders. You can also earn points for additional reserve paid duty and correspondence courses. Whatever you do, never retire until after you receive your 20 year letter, if you are one day short you will not be entitled to retirement pay.

Response by SFC Fermin Jimenez made Aug 30 at 2016 8:20 AM

SFC Fermin Jimenez — Tue, 30 Aug 2016 08:20:38 -0400

My opinion is that you have to make your retirement time first, and my understanding is that retirement is 20 years, unless it's medical retirement. There was early retirement at 15 years before, and don't think is available any longer. But making the 20 years, and than adding active duty points with your reserve points will give you the results. Your National guard or reserves admin S1 should have that available, or contact your state retirement Point of Contact, don't forget your chain of command.

Response by CH (COL) Private RallyPoint Member made Aug 30 at 2016 8:39 AM

CH (COL) Private RallyPoint Member — Tue, 30 Aug 2016 08:39:18 -0400

You have to get 20 good years. The number of points that you earn only determines the amt of your retired pay.

Response by COL Private RallyPoint Member made Aug 30 at 2016 9:49 AM

COL Private RallyPoint Member — Tue, 30 Aug 2016 09:49:53 -0400

There is no point requirement beyond 20 'good' years. So, since a good year is '50 points' then the minimum number of points is 1000, plus 20 'good' years.

Response by SFC Private RallyPoint Member made Aug 30 at 2016 10:06 AM

SFC Private RallyPoint Member — Tue, 30 Aug 2016 10:06:20 -0400

Funny thing is you could end up getting VA disability and no retirement at all. It's all about your planning. Reserve and NG everything is a little different. 20 years in the Reserves and NG isn't the same as 20 years active duty. It's not even close.

Response by MSG Monique Martin made Aug 30 at 2016 11:35 AM

MSG Monique Martin — Tue, 30 Aug 2016 11:35:33 -0400

Retirement calculation explained: http://www.dfas.mil/retiredmilitary/plan/estimate.html
or: http://the-military-guide.com/reserve-retirement-calculator/

Retirement calculators: http://militarypay.defense.gov/Calculators.aspx

Estimate Your Pay

Response by SGM Debra Bradshaw made Aug 30 at 2016 12:50 PM

SGM Debra Bradshaw — Tue, 30 Aug 2016 12:50:39 -0400

The only thing you must be aware of is the minimum yearly requirement for performance. Without that it doesn't count as a good year. In other words if you can earn 100 points but 70 is the minimum, be sure to get your 70 each year.

Response by LTC Stephen F. made Aug 30 at 2016 5:04 PM

LTC Stephen F. — Tue, 30 Aug 2016 17:04:41 -0400

I don't think there is actually a specific point requirement for retirement SSG Private RallyPoint Member. Instead there is qualifying years of service which is typically twenty "good" years or more.
I had considerable active duty time so I am retiring in October with 7,515 points.
I encourage you to get as many points and good years as you can.

Response by PO1 Donald Vinson made Aug 30 at 2016 5:57 PM

PO1 Donald Vinson — Tue, 30 Aug 2016 17:57:51 -0400

As a 22 yr. retired reservist, you need at least 20 "GOOD" years of service. The more points you have the more retirement pay you will receive at the age of 60. If you are/were deployed in a combat zone, your retirement pay will be sooner, for example you get deployed to Afghanistan for a year, then you'll start receiving your retirement at 59 and so on. If you do 20 years of active duty you will receive 50% of your base pay, reservists /national guard are calculated on how many points you acquire. Hope this helps.

Response by MSgt Mike Samson made Aug 30 at 2016 9:25 PM

MSgt Mike Samson — Tue, 30 Aug 2016 21:25:23 -0400

It's been a while, but do need a set amount of points to make a good year. You where required to have 20 good years before retiring if you wanted to collect at age 60. Active duty gives you more points and more point equals a larger retirement. More rank also increases your retirement. Title ten order allows you to subtract amount of time on orders from age 60 and allows you to collect sooner than age 60.

Response by LTC Curtis Madsen made Aug 31 at 2016 9:09 PM

LTC Curtis Madsen — Wed, 31 Aug 2016 21:09:48 -0400

I took this picture from the NGAUS magazine I get. Gives you a really good snap shot of what you might make at retirement.

Response by CPO Mark Castlebury made Sep 3 at 2016 5:41 AM

CPO Mark Castlebury — Sat, 03 Sep 2016 05:41:46 -0400

As mentioned earlier the more points means more money at the time you are able to draw retirement. 20 good years is the minimum to receive a pension at age 60. I retired yesterday with 24 years of total service and 5800 points. That was 9 years active and the rest as a Selective Reservist. I was mobilized in 2011 for 41 months and due to NDAA 2008 I am able to use the Active duty time to draw my pension earlier. Reservists retire in a status known as Retired without pay "Grey area" and typically at age 60 begin drawing their pension, And healthcare benefits. The provision of NDAA 2008 allows that for every 90 days of cumulative active duty to be 90 days early that you can draw for pay from age 60. For me that means that I will begin receiving payments at 56 1/2. Hope that helps explain it a little more clearly.