What suggestions do you have for auto and homeowner insurance?

SSgt Jerome Clarke — Wed, 11 Sep 2024 19:56:02 -0400

Newley awarded 100% and live in Illinois, any suggestions on auto insurance and homeowner insurance? Are any specific insurance companies better to deal with deal or any to stay away from. I had USAA for a long time till I found out they go through progressive. switched directly to progressive and saved over 100$ a month. but that was years ago. any suggestions are going to be greatly appreciated.

Response by SSG Carlos Madden made Sep 12 at 2024 4:34 PM

SSG Carlos Madden — Thu, 12 Sep 2024 16:34:29 -0400

Are you looking to bundle them? There are a couple of other posts similar to yours if you want to use the search bar. Here are two: https://www.rallypoint.com/answers/446425.what-are-the-best-options-for-bundling-renter-s-and-auto-insurance?loc=similar_main&pos=0
https://www.rallypoint.com/answers/446425.what-are-the-best-options-for-bundling-renter-s-and-auto-insurance?loc=similar_main&pos=0

What are the best options for bundling renter's and auto insurance? | RallyPoint

I am looking for opinions on insurance. We are PCS back state side to FT Stewart and are looking to get new renters and car insurances. We would like to bundle the two. I have no issue with choosing to go with a someone I can also bank with (ie. USAA). I honestly just want to know if there is someone better out there than USAA.

Response by SSgt Private RallyPoint Member made Sep 13 at 2024 7:12 AM

SSgt Private RallyPoint Member — Fri, 13 Sep 2024 07:12:33 -0400

Personally for homeowners insurance i prefer using a broker, let someone else do the shopping around and prepare comparisons. They usually have access to smaller insurance companies as well as the big ones, and it gives you a local point of contact.

Response by MSG Andrew Whitish made Sep 14 at 2024 4:01 PM

MSG Andrew Whitish — Sat, 14 Sep 2024 16:01:24 -0400

I had State Farm until the mid 90's. PCS'ing to Europe kinda forced me to USAA. Been with them ever since. Having lived back and forth between Europe and CONUS, it was just easier. I have mine bundled and like that I can change statu when I store a vehicle. I quit looking at cost as it does not tell the whole tail of service to customers. USAA does farm out my boat insurance to Progressive. It may be cheaper to go direct, but as I bundle a lot, I like the fact that USAA oversees the policy and I get a USAA discount from Progressive. States regulate requirements for auto policiy minimums. Just remember, the more stuff you gather on the trail of life, the the greater chance of loss when you file a claim..

Response by TSgt Ken Vandevoort made Oct 15 at 2024 5:28 PM

TSgt Ken Vandevoort — Tue, 15 Oct 2024 17:28:28 -0400

We use an independent insurance agency. They represent many companies and can find the best deal for your situation.