At the crossroads to retire or not. As many of us face this question, at what point did you say "that's enough", and how is civilian life?

1SG Private RallyPoint Member — Sun, 05 Jun 2016 19:00:24 -0400

Response by SMSgt Tom Clater made Jun 5 at 2016 7:08 PM

SMSgt Tom Clater — Sun, 05 Jun 2016 19:08:14 -0400

When I didn't want to fix things for my unit or people anymore I knew it was time. Three months later I was on terminal leave. I could never have been a ROAD. It was the right call for me, I now work in manufacturing and they hired me because if the experience I had thanks to the military.

Response by CPT Private RallyPoint Member made Jun 5 at 2016 7:08 PM

CPT Private RallyPoint Member — Sun, 05 Jun 2016 19:08:32 -0400

1SG Private RallyPoint Member I do not speak from a position of retirement, but civiian life is chaotic at first. It takes a number of years to adjust, but the time is different for each vet.

Response by MSgt Aaron Brite made Jun 5 at 2016 7:22 PM

MSgt Aaron Brite — Sun, 05 Jun 2016 19:22:30 -0400

Well I was in the guard,so civilian life just continued retirement with an weekend each month. Retitrment kicked off w a civilian relocation. It has since eliminated a lot of headaches which I think was the cue to leave. When no one wants your advice, no longer really needs yor services (beyond mere paperwork of acut) or it takes you two days of a three day drill to get caught up, it's time to retire. Civilian life is good just no military connection.

Response by MSgt Daniel Attilio made Jun 5 at 2016 7:26 PM

MSgt Daniel Attilio — Sun, 05 Jun 2016 19:26:05 -0400

As soon as they owed me I stepped. Figured there was no point to put off the inevitable and should get started on the next chapter.
Civvie life is a bit chaotic but so long as you don't fall in love with any plan and continue to push forward it's no more disruptive than poorly planned training exercise. New lessons and unforeseen experiences that will eventually contribute to the next challenge.

Response by CPT Joseph K Murdock made Jun 5 at 2016 7:40 PM

CPT Joseph K Murdock — Sun, 05 Jun 2016 19:40:37 -0400

I felt like a boxer who did not know if I could finish my last round. I knew the Army and the soldiers deserved the best, not some leader who was just hanging on.

Response by CSM Darieus ZaGara made Jun 5 at 2016 7:42 PM

CSM Darieus ZaGara — Sun, 05 Jun 2016 19:42:03 -0400

Can you follow the orders of those appointed over you, can you lead the Soldiers placed in your stead, can you keep up with the physical demands of the job, and most of all do you want tp do these things?

Response by CAPT Kevin B. made Jun 5 at 2016 7:58 PM

CAPT Kevin B. — Sun, 05 Jun 2016 19:58:13 -0400

I retired twice. First was the MIL side and then the CS side. Enough for MIL was turning over my command and knowing I wanted to be home more as our kids were into the teen years. On the CS side, I got to the position of not needing to work anymore and the fun of working for a Navy organization that strives for a lower level of morale each year put me into the what's the point mode. Given all the annuities, TSP, disability, etc. it was a no brainer to quit and enjoy the pay raise. Haven't looked back. I'm grateful that I could choose the time and manner of my retirement vs. not being able to work anymore but still needed to. Back in the day, I'd see folk in their golden years working because they enjoyed it. See less of that now. More have to work to buy their prescriptions or pay the electric bill. I've been asked several times how I knew. You just know that enough is enough.

Response by SFC Everett Oliver made Jun 5 at 2016 8:07 PM

SFC Everett Oliver — Sun, 05 Jun 2016 20:07:26 -0400

Life is good, as long as I stay healthy. I retired after 22 years for lots of little reasons. I never really pinpointed why when I did it. I know now that it was general disgust. I was assigned as the Operations Sergeant in a AIT Company. I had 6 Drill Sergeants in the company who were never there when you needed one of them. So I had about a half dozen troops cut across the company grass instead of walking to the corner on the walk. I sprang into action and dropped them for 20. A Major happened by and he stood back until I sent the troops on their way when I addressed him he informed me I couldn't talk to the troops like that. It appears I called them Trainee and that was derogatory. DUH. And I think President Clinton's DADT had something to do with it also....

Response by 1SG Brett Austin made Jun 5 at 2016 8:14 PM

1SG Brett Austin — Sun, 05 Jun 2016 20:14:00 -0400

I think for me was just not enjoying what I was doing. Plus the next group of youngsters were ready. Civilian life is a little more challenging because it's not black and white. Be ready to be flexible....and enjoy yourself!!!

Response by MSG Pat Colby made Jun 5 at 2016 8:18 PM

MSG Pat Colby — Sun, 05 Jun 2016 20:18:37 -0400

My last Duty Assignment was pretty dismal. Dual Status Civilians pretty much ran the Division. Us AGR's were mere pawns. The CXO (Pretty much a General) was a piece of work. She was a MSG on Drill Weekends but still rarely left her Golden Throne. She looked and acted like Jabba the Hutt. Most all of the civilians in the Division HQ's had issues of one sort or another. Their shit didn't stink. The S-1 guy GS-5 in my unit got capped several times for drugs and they let it slide. There was a female psycho DADT in the same building as me that was a freaking nutcase. Everywhere you looked there was a Civilian basket case in charge of something or other. I was MORE than happy to GTFO. Pretty sure that PERSCOM Fucking sent me there because I pissed someone off along the way. "Priority Fill" they said. 4187 was my reply.

Civilian life is WONDERFUL!

Response by SFC(P) Private RallyPoint Member made Jun 5 at 2016 8:35 PM

SFC(P) Private RallyPoint Member — Sun, 05 Jun 2016 20:35:40 -0400

The army is downsizingand and there is a glass ceiling on all of us after we hit 18 FAS. If you think about it, you have already earned half your paycheck after you hit 20. If the position comes along that you're interested in I say take it.

Response by LTC Private RallyPoint Member made Jun 5 at 2016 8:53 PM

LTC Private RallyPoint Member — Sun, 05 Jun 2016 20:53:00 -0400

I'll stay in the reserves until my 60th birthday when they don't let me stay anymore. If somehow I get passed over twice for promotion and forced out, I'll go down to the local recruiter and reenlist.

Response by LTC John Mohor made Jun 5 at 2016 9:58 PM

LTC John Mohor — Sun, 05 Jun 2016 21:58:56 -0400

1SG Tredway,
If you've done everthing plus, that you set out to do, you've served 20 plus years and you're starting to ask, you're probably ready. For me 26 years active and reserve service was enough. I was able to have my Dad at my retirement as well as family and friends. I've been retired over three years now. I have my weekends back! In 9 more years I'll finally start collecting my retirement check! Civilian life is good! Enjoy whatever it is you choose to do! Be flexable have multiple plans and contingencies. If you're getting an active duty retirement great. Remember when you're looking at salary negotiating don't let that come into play with the person hiring you. You know what you're willing to work for!

Response by Maj John Bell made Jun 5 at 2016 11:25 PM

Maj John Bell — Sun, 05 Jun 2016 23:25:57 -0400

I served a CO, that destroyed my faith in the officer corps. After serving under him for a year I believed in Marines but not the Marine Corps. I gave myself two years to love the Marine Corps again. It didn't happen. I used the two years to prepare my exit. When the post-Desert Storm drawdowns came I fortunately jumped when the financial incentive to leave hit the right number. Fortunate because the next r.i.f.s weren't voluntary and there was in cash incentive.

Response by SGM Erik Marquez made Jun 5 at 2016 11:43 PM

SGM Erik Marquez — Sun, 05 Jun 2016 23:43:36 -0400

I was all in, ready to stay on another few years, in a job that I was performing well, above the standard, with respect from the GO's I worked for, the units I supported, the people that worked for me......in a duty position that was needed to be filled..and better filled by someone with institutional knowledge and understanding.
The Army decided they could not have the best person for a critical job just hanging out and doing it well, that person needed to be moved to a duty location they specifically asked not to go to, for a job that could be handled by any reasonably intelligent NCO... Pffft, thanks but no thanks Im out.

Response by SGT Tom Middleton made Jun 5 at 2016 11:52 PM

SGT Tom Middleton — Sun, 05 Jun 2016 23:52:12 -0400

It's difficult to discern when our time has come, 1SG. I too struggled with the same question when I retired.

I came to accept, while this war continues on, that it is not a question of whether each of us ends our military service, but when.

I thoughtfully accepted that each of us is finite. We have only so much to give before our bodies wear out and our time in this life is over.

When I retired in 2009, I looked ahead and tried to predict what was to come for my unit. All I could envision was an endless cycle of deployments, return, re-set and repeat. I could not envision a time when the cycle would end.

I accepted that there would always be one more mission just around the corner, and that no matter how long I stuck around I was unlikely to ever see the day when our nation would turn around and say that it no longer needed me, that it was time to pass the torch.

No, I saw just the opposite looming in our future, and with no clear end-point defined by someone else, I slowly accepted that it was up to me to pick my time to retire.

In the end, I did 24 years in the National Guard, with a year in the fight in Ramadi, Iraq 05-06.

It was enough. I thought about how much our nation would ask of draftees if we still had a draft, one year in the fight.

When I hung it up, though, I went into the Retired Reserve. I realize it is highly unlikely that our nation will ever call me back to active service, but it was important to me that I leave the option open. If we ever get so hard-pressed for soldiers that we have to recall the retired to the fight, count me in.

Civilian life has probably not been as difficult for me as a citizen-soldier as it would likely be for someone retiring from active duty, but there are times when I feel like a square peg in a round hole.

It gets easier in time.

Response by Capt Seid Waddell made Jun 6 at 2016 12:52 AM

Capt Seid Waddell — Mon, 06 Jun 2016 00:52:52 -0400

The grass always looks greener on the other side of the fence.

Response by SGM Joel Cook made Jun 6 at 2016 4:53 AM

SGM Joel Cook — Mon, 06 Jun 2016 04:53:44 -0400

BLUF if you have to ask it is probably time to pack it in. My choice was easy, I had intended to stay for 30 years. At 27 years I tore my rotator cuff in my dominant right shoulder. After medical profile and no more push ups forever. I decided I didn't want to be that SGM, that couldn't do a standard PT test and score excellent. So home I went!

Response by 1SG David Niles made Jun 6 at 2016 7:07 AM

1SG David Niles — Mon, 06 Jun 2016 07:07:27 -0400

When I had to be taped for the first time. Did an internal search, a gut check you might say and decided I did not want to do this any longer. Time to let the younger ones step up.

Response by SGT David T. made Jun 6 at 2016 7:38 AM

SGT David T. — Mon, 06 Jun 2016 07:38:07 -0400

I didn't retire but I was in long enough to go through this. I was done when I no longer was having fun and I didn't trust my chain of command. Civilian life is a double edged sword. It can be harsh and unforgiving and no one really cares about what you did in the service. However, on the opposite side it can be much better depending on how well you adapt. If have seen many senior NCOs come into organizations and be miserable because they were used to being in charge and couldn't handle being a nonsupervisory worker. Some adjust some didn't, but it takes time. I guess it was easier for me since I was only a NCO for a little over 3 years when I got out. Like the Army, civilian life is what you make it.

Response by TSgt Jennifer Disch made Jun 6 at 2016 9:38 AM

TSgt Jennifer Disch — Mon, 06 Jun 2016 09:38:02 -0400

I was medically retired at 21 years. Civilian life? it's hard to relate to other females and those that weren't in the military. Our work ethic and drive is very, very different and often seen with jealousy.

Response by Lt Col Scott Shuttleworth made Jun 6 at 2016 9:41 AM

Lt Col Scott Shuttleworth — Mon, 06 Jun 2016 09:41:22 -0400

I always told my wife that when it wasn't fun or it was painful mentally or physically then I would call it quits and retire. I remember distinctly one day when I was putting on my uniform and making sure everything was on right looking in the mirror and it hit me...it was time. I had just come off a deployment and my daughter was growing up without me. It was time and just in time. I was tagged with another deployment almost immediately and my retirement was my reason to not go again. Just couldn't do it and it worked out. I was tired and that was a lot of change going on that I knew I couldn't be objective as a leader with. You will know when it is time.

Civilian life is good. It is different but when you settle into it and get in a groove it is nice. No more forced PT ore PT evaluations...you just exercise because you want to and to stay healthy. You don't have to ask for permission to go on leave. you can actually make family plans because there is no more looking over your shoulder for the dep ord to drop. it is good. Takes some getting used to but it is good.

Response by MSG Alberto Rodriguez made Jun 6 at 2016 10:50 AM

MSG Alberto Rodriguez — Mon, 06 Jun 2016 10:50:23 -0400

I retired this past April after 23 years. It used to be , when I took leave, I couldn't wait to get back to work so I always kept the 60 day max accrued. The past 2 years when I took leave, l it was the opposite, I didn't want to get back to work. That's when I knew it was time to hang it up.

Response by 1SG John Keefer made Jun 6 at 2016 11:17 AM

1SG John Keefer — Mon, 06 Jun 2016 11:17:01 -0400

I made the decision when it was no longer fun. Follow your gut, only you will know when it's time!

Response by LCDR Rabbah Rona Matlow made Jun 6 at 2016 11:56 AM

LCDR Rabbah Rona Matlow — Mon, 06 Jun 2016 11:56:49 -0400

I reached a point of up or out, so I had to retire. Civilian life has been great, but at the same time, I really wish I was healthy enough to return as a chaplain, now that I'm ordained. Retirement is often a huge blow to career military folks.

The best thing you can do is have a good job lined up for when you retire. With your MSPH, you should be able to very well...

Response by 1SG Edward Cullen made Jun 6 at 2016 1:45 PM

1SG Edward Cullen — Mon, 06 Jun 2016 13:45:21 -0400

I have to be honest. After 34 years TIS, active and reserve. I knew it was time when I stopped having fun and the job got political, as it does once you get in the top tier. I am not, nor have I've been a politician...
Civilian life is double time to quick time in a hurry. Once you catch your breath and look around it feels good. Then you can go on web sites like this...lol

Response by LT Louis McKellar made Jun 6 at 2016 2:11 PM

LT Louis McKellar — Mon, 06 Jun 2016 14:11:47 -0400

I made the decision to go ashore after my first department head sea tour. My 10 1/2 yr old son had been killed a few years earlier and my family needed me home. So, against the advice of the detailer I went ashore, was passed over once for LCDR and put in my retirement papers. I retired with 20 years and 1 day of active duty. I've been retired 22 years.

Response by CW5 Christopher Dodd made Jun 6 at 2016 2:18 PM

CW5 Christopher Dodd — Mon, 06 Jun 2016 14:18:22 -0400

I retired after 26 years, started working for a contractor the next week, working in the commercial world is different, not better, not worse. I looked at as a PCS, leaving a familiar place after 3 years, for a new location, with the hopes of finding something more interesting.

Response by SFC David Bogue made Jun 6 at 2016 3:34 PM

SFC David Bogue — Mon, 06 Jun 2016 15:34:20 -0400

Hey Top, I took the big plunge in 01. Your education and leadership experience should be your best asset! Test the waters through the market before deciding. Be expected to work your way into the civilian world unless the opportunity arises for a DOD job or military friendly contractor. A hard decision that you can only make..,for sure...best of wishes

Response by LTC Mark Beattie made Jun 6 at 2016 3:43 PM

LTC Mark Beattie — Mon, 06 Jun 2016 15:43:34 -0400

I said "enough" when I felt I was physically unable to perform to a level I thought appropriate for my branch. In my case, I had severe arthritis in a hip that I had surgically replaced after retiring. When you start asking yourself if it's time to retire, then you're probably close. However, don't act too soon. Do your homework, analyze your situation, develop a plan, to include a timeline and checklist to make certain you leave no stone unturned. Your plan should include a plan for what you're going to do once you're actually retired and your a civilian once again. I personally enjoy civilian life and made the transition easily. Admittedly, it's different and most of the civilian population process information and think a little differently. You've developed skills that are not all that common amongst many who have not served (problem solving, analyzing situations, planning, puncuality, just to name a few. Forget your rank once you retire. When you take off that uniform, the rank goes with it....you'll be Mike Tredway or Mr. Tredway. Once you retire, don't hang on to what you were....move on. Life is good!!

Response by 1SG Scott Rosenberger made Jun 6 at 2016 5:58 PM

1SG Scott Rosenberger — Mon, 06 Jun 2016 17:58:37 -0400

I retired at 20 years 2 months and 22 days. I stayed just long enough to complete 2 years as an E-8 so I could retire at that rank. I retired because it was getting very hard for me to meet the standards I was supposed to enforce. I also had a new wife with no military experience, and knew it would not be fair to her when I left for a year on another deployment. Yes, civilian life is scary. The first thing I learned is how magic that active duty ID (CAC) card is. Should you decide to retire, get together at ACAP with fellow senior NCOs and each research an area. Is Delta Dental a good fit for your family? I opted not to take it. Which should you get, Tricare Standard or Prime? I got Prime, etc. Additionally, it took me about 3 years for my gross civilian salary to catch up with my gross E-8 pay. However, my beginning civilian pay with Army retirement was much more than active E-8 pay. Do I miss the Army? Sometimes yes. In the military when you have a problem you go through the 7 step problem solving process you learned before going to the E-5 board. Problem solved in a few hours or by COB tomorrow. In my civilian world it's a six sigma project. This can take months. Do I miss the camaraderie of the Army? Sometimes, but I'm lucky. I work in the military industrial complex, most of us are former or retired military. We even have a couple of Coasties. I work 2 programs here, and both programs support Soldiers and Marines. I still refer to them as my guys, because if I fail at my civilian job, they're down range without needed support. I hope this helps 1SG.

Response by Lt Col Jim Coe made Jun 6 at 2016 10:53 PM

Lt Col Jim Coe — Mon, 06 Jun 2016 22:53:03 -0400

I made the decision to retire when I took my first pass over for Colonel. I had 22 years and was embittered by the hit. It helped that I had good relations with a couple of contractors so I felt I could get a good job. It was also a good family decision. We were all tired of moving. It was enough.

Civilian life worked out well. I was good at my contracting job and grew the job from 1 to 28 people over 5 years. I found pleasure in running projects well and it paid off. After 16 years as a contractor, I took a job as an Army Civilian. That program manager position went well. I really retired in 2013.

I see you have very marketable skills and training in health care management. Suggest you decide where you want to live and plumb the waters in those areas. Don't overlook the VA. My daughter is a VA nurse practitioner and loves it.

Response by SSG Terry Back (Martin-Back) made Jun 7 at 2016 7:09 AM

SSG Terry Back (Martin-Back) — Tue, 07 Jun 2016 07:09:30 -0400

What do you dream about doing? What is it, that makes you want to get up in the morning? Once you figure out it's not your current position, then it's time to move on. I had 12 years active, 8 years guard and reserve and made a lot more money in real estate part time than I did being active, it was a no brainer for me. Now working on a 3rd career and looking forward to building that one for the fun of it. When you get to where you are going, do not lose contact with military ties, (veterans groups), they will assist you in what ever endeavors you seek. Good luck in what ever decision you choose and stay away from the bitter clingers...

Response by SFC Joey Jimenez made Jun 7 at 2016 7:38 AM

SFC Joey Jimenez — Tue, 07 Jun 2016 07:38:48 -0400

As I sat in TAP class for the 3rd time in my 24 year career this question was always on my mind. I contemplated each time if I was making the right move. As a Gulf War Veteran I was barely hanging on during my time past 20. I just wanted to be left alone, recruit kids, and change lives. I never took time for myself during my Infantry days because I was blinded by the mission. I had limited college and deteriorating health at the 20 year mark. During my TAP class a CSM gave me some valuable advice and he told me I was not ready to retire. He was right! I decided to try to stay 5 more years, recruit kids, and finally take care of myself. I finished a BS and received the needed surgeries and mental health care I was missing. Great for me, bad for the Army as my command developed an attitude and decided to MEB me because I was on profile for the first time in my career. It all worked out in the end and I thank that CSM for giving me the heads up.

Response by SGM Private RallyPoint Member made Jun 7 at 2016 8:14 AM

SGM Private RallyPoint Member — Tue, 07 Jun 2016 08:14:01 -0400

I read a lot of the stories below, and if that's your case, getting out is probably the best option. But me personally, I refuse to get pushed out of something I was enjoying. We learned through our career to suck it up and drive on. I guess when you don't have that drive, it's time to move on. (And no, that doesn't mean I'm suggesting that anyone below could have fixed the situation that sent them packing.)

In my opinion, there are specific criteria you should be looking at. Here are mine:

1) Is it still fun? (Perhaps that should read worth doing?) Is there someone you can help, some example you can set, some way you can make things better, if only incrementally?
2) Do you have a plan for what you will do. (This really doesn't apply to you, 1SG Private RallyPoint Member since you have a skill set in demand, but it might apply to others thinking about getting out.) The stupidest thing I can think of is to get out and suddenly realize you don't have a future and you have to start over at the bottom of the ladder.
3) CAN you do without it? Perhaps the second stupidest thing is retired 1SGs still trying to hold morning formation, or retired COLs looking for their aide, driver, and boot polisher.

If you are going to stay or going to get out, do it because it's what you want to do, not because it's what someone else wants you to do (except your wife.)

Response by MAJ Mark Wilson made Jun 7 at 2016 8:15 AM

MAJ Mark Wilson — Tue, 07 Jun 2016 08:15:50 -0400

Stay in until you can retire comfortably or have something lined up that you really want to do. The real world is a smack in the face. You will never have a group of people like you have worked with in the Army. The biggest lie ever told when I was in the Army was that we were a cross section of society. Maybe not a huge lie, but the slice is taken from the top, not all the way down through. I had to leave corporate America because I couldn't stand the backstabbing and outright lies. All for I or look at me was the theme, but the stock price had better climb.

Response by 1SG Michael Dochterman made Jun 7 at 2016 8:25 AM

1SG Michael Dochterman — Tue, 07 Jun 2016 08:25:31 -0400

I made the decision to retire as I looked at myself and realized I could no longer do all the things the Army asked of me. I still loved the Army, I still loved my job, but my body could no longer perform and I felt that I could not ask Soldiers to do things I could no longer do. The transition to Civilian life was difficult. I have to remember that I work 8-5 daily and that I must request sick leave or time off if I have a quick errand to run (I miss those small benefits of the Army) but I still work with Soldiers and do what I love to do.

Michael Dochterman
1SG (Ret)

Response by SSG Dale London made Jun 7 at 2016 8:34 AM

SSG Dale London — Tue, 07 Jun 2016 08:34:16 -0400

To be honest, Top, you need to assess you and your family's bullshit tolerance level. No matter when you leave there will be a tough transition and a steep learning curve. If you reckon you have more scope now than you will later, I'd go for it now. If, on the other hand, most or all of your kids will be out of school in a few years, I would wait until your transition will have the least impact on them. The only ones who can make that call are you and your family.
I pulled the plug just short of the 16-year mark after my branch manager told me that my next 4.5 years would essentially be unaccompanied. I was not prepared to pursue a retirement check just to wind up single, arguing for visitation rights with my kids. For me it was a case of fish or cut bait and I didn't really have the luxury of picking and choosing when. i was on orders and I had to either do it or not.
Now, with all that said, I am glad I got out when I did. My kids were small and the impact on the family wasn't that bad. It would have been worse had I gone to 20 and retired -- my kids would have been in junior high and we would have had to resettle on the other side of the country -- and that doesn't include the 5 years' enforced separation I would have had from my wife and kids.
In the end I found, after the dust had settled, that civvie street ain't as bad as I thought -- though I am now working without the safety net the army provides. It's exciting and interesting.

Response by PO2 William Louthan made Jun 7 at 2016 8:47 AM

PO2 William Louthan — Tue, 07 Jun 2016 08:47:34 -0400

Earlier better
The Civilian side is in dire need of good leaders. In most cases, retirement is the beginning of the next chapter.
Good luck / Thank you for your service

Response by PO2 William Louthan made Jun 7 at 2016 8:48 AM

PO2 William Louthan — Tue, 07 Jun 2016 08:48:15 -0400

Earlier better
The Civilian side is in dire need of good leaders. In most cases, retirement is the beginning of the next chapter.
Good luck / Thank you for your service

Response by LTC Kevin B. made Jun 7 at 2016 8:48 AM

LTC Kevin B. — Tue, 07 Jun 2016 08:48:51 -0400

I retired at the point where:

1. The military was no longer "as" enjoyable,
2. I had passed retirement eligibility,
3. I was still young enough to pursue a second career, and
4. The right opportunity presented itself.

Up until that point, I certainly wasn't being forced out of the Army, and I was definitely still having some fun, so I could be picky with civilian opportunities. Once the right opportunity came along, I punched my ticket, and that was well before I reached any point of being forced out (I retired 2 years before my O-6 look) and/or no longer having any fun in the Army. I have no regrets about the timing.

The job security (or lack thereof) aspect takes a little bit of an adjustment, but otherwise it has been an easy transition for me. I chose to retire in an area without a significant military footprint, so that left me somewhat disconnected from any potential safety net (like falling back onto a GS or Contractor job, in case this career path didn't work out for me). Again, no regrets at all, and I've enjoyed developing somewhat of a new identity outside of the military.

Response by MSgt Michael Smith made Jun 7 at 2016 8:51 AM

MSgt Michael Smith — Tue, 07 Jun 2016 08:51:51 -0400

For me it wasn't as much "that's enough!" and more of a practical look at where I lived and where I wanted to be. I was facing another PCS after 6 years in the NCR, as well as another deployment, for what would essentially be 2-3 more years before I hit HYT. It was an easy decision. Do I move, uproot my family, sell me house, and all our security, or do I retire now and start a civilian career. Sometimes you have to do what is the smart thing rather than the preferred thing to do.

Response by SGT Josh Johnson made Jun 7 at 2016 9:21 AM

SGT Josh Johnson — Tue, 07 Jun 2016 09:21:21 -0400

I obviously didn't take the career path you did, but you can take my opinion for what it's worth. If you are ready to retire and take it easy, then retire. If you want or need to continue earning money and don't have a great career in mind, stay in. The world is totally different out here, and it is becoming more and more challenging, to say the least, to be fruitful and constructive. Ask yourself, "Am I a good leader? Am I still able to lead soldiers the way they need to be led? Do I enjoy leading soldiers?" If you lean a little towards staying in, you should stay in. The military is always in need of good NCOs.

Response by Capt Vickie Adams made Jun 7 at 2016 9:25 AM

Capt Vickie Adams — Tue, 07 Jun 2016 09:25:33 -0400

I was stationed at a base slated for closure. The Air Force was changing uniforms, restructuring commands. Basically I felt like a dinosaur. It was time to go. Also, I felt that every year after 40 would be that much mode difficult to get a job.

Response by CPL James Zielinski made Jun 7 at 2016 9:44 AM

CPL James Zielinski — Tue, 07 Jun 2016 09:44:44 -0400

civilian life is great, if you can adapt to it. The civilian populace is not guided by the same principles as the military population and they do not respond in ways that you will find "predictable". You have to adapt because the world will not adapt to you. You have to be able to relax and relinquish control.

Response by SFC(P) Private RallyPoint Member made Jun 7 at 2016 9:44 AM

SFC(P) Private RallyPoint Member — Tue, 07 Jun 2016 09:44:49 -0400

I'm there right now. I loved my job and lived for it. Now I find that the new position in am in is barely tolerable. I'm counting the days to retirement......

Response by SFC Private RallyPoint Member made Jun 7 at 2016 10:02 AM

SFC Private RallyPoint Member — Tue, 07 Jun 2016 10:02:32 -0400

1SG Private RallyPoint Member although I am not near the crossroads yet, I have had a few mentors tell me that when you stop enjoying what you are doing, when you don't love the Army as much anymore, it is time to leave. I am sure you will make the best decision for you and your family. Good Luck 1SG

Response by SGT Josh Suchoski made Jun 7 at 2016 10:23 AM

SGT Josh Suchoski — Tue, 07 Jun 2016 10:23:17 -0400

The grass is greener on the other side of the fence, but it tastes like shit. The reality is, if you are close, suck it up and get that retirement. If you still have ten years, weigh carefully. You know what the Atmy is, and how it works. The civilian world has its own rules. The jobs suck out here too. I left the Army because my wife could no longer handle the deployments, and I had to choose to make her happy or be selfish. I have many friends that have hit that 20 mark, and are enjoying the fruits of their hard time. I say, if you can make it, get hat retirement.

Response by PO1 Colleen Lozano (McGuire) made Jun 7 at 2016 10:25 AM

PO1 Colleen Lozano (McGuire) — Tue, 07 Jun 2016 10:25:56 -0400

I always told myself that no matter how long I was in, when I started to hate the job then I would call it quits. One morning, after serving 14 years, I was sitting in my car, probably on my 4th cigarette and 2nd cup of coffee, trying to force myself to walk up the brow of the ship and go to work. That's when I knew I had had enough. Civilian life has been an adjustment, and I am still struggling with it. I had a job lined up while I was on terminal leave, but it's the dealing with civilians all day that gets to me. Just make sure you have a plan no matter which way you go. Good luck on whatever you decide.

Response by CW3 Mike Baza made Jun 7 at 2016 10:42 AM

CW3 Mike Baza — Tue, 07 Jun 2016 10:42:05 -0400

Top,
I was injured back in 2008 in Basra after that my knees, back and headaches / vertigo started getting worse! I could no longer kick paratroops out the door or fulfill my rucksack marches plus many other duties besides riding a desk! I miss it but I remember ol SMA Julius Gates say if it's no longer fun and you cannot change with the times, it's time to go!

Slayer 1 out....

Response by CW4 Angel C. made Jun 7 at 2016 10:57 AM

CW4 Angel C. — Tue, 07 Jun 2016 10:57:42 -0400

To me it came down to my health (injuries). So I let them put me out medically at 24. Work relations with my supervisors (MAJ & LTC) were sour and toxic for a while by then but a good friend at the time told me "don't let anyone be the reason you retire". So the medical discharge & full retirement turned out to be the best thing for me in every aspect.

Response by SCPO Jason McLaughlin made Jun 7 at 2016 11:00 AM

SCPO Jason McLaughlin — Tue, 07 Jun 2016 11:00:15 -0400

Family and body told me it was time to retire. I have been retired for 7 months now. The best advice I can give you is to ask yourself whether you can let it go?
Can you Mike to the guys that only know you as 1SG?
Can you be comfortable with longer hair?
Would you be ok with an appointment time of "sometime between 10 and 11?"
Would you be able to walk past a Soldier and not correct a deficiency?
Could you take a non-leadership role within an organization?

Your answers will tell you what you need to know....

Response by SSG Wayne Wood made Jun 7 at 2016 11:23 AM

SSG Wayne Wood — Tue, 07 Jun 2016 11:23:48 -0400

I got "retired" early from both my professions due to physical problems hopefully, this will be helpful.

I always thought it would be neat to be like a couple of guys I knew who had done their twenty and kept their retirement papers in a drawer in their desk all filled out except for date and signature. I heard them both say at different times that one day someone was going to tick them off with something stupid and they were going to say #$@& it and hand in their papers.

One did and almost immediately regretted it. He was one of the finest First Sergeants under whom I've ever served. He tried to pull the papers back but our battalion commander held off until the last moment before he stopped the action. The word I heard he was trying to teach him a lesson in anger management. I won't comment on that.

For me, I wanted to do my 20, 30 if I really liked it but got screwed up over a parachute accident I was in in 1982. I had convinced everyone I had recovered and was returned to jump status after near fatal injuries and an eight month recovery. But the residuals got me and I knew it was time to get out because I could no longer function and be the soldier I felt I needed to be - wanted to be. But I was able to give five more years before it caught up with me.

It was the same with my second career in teaching. My old injuries caught up with me after another nineteen years. My knees got so bad I could barely walk and when surgery failed to provide relief I knew it was time to go. Again, I wasn't physically able to do the job to the standards I felt I needed to do them. It didn't help the situation in Education had gotten so bad we could barely do our jobs (that would take a book).

I relate all this to give some insight into where my point of view comes from. To me, it boils down to:

1) Do you feel you are still making a difference? CAN you make a difference?

2) Are you still able to do the job in the way it needs to be done?

3) Are you still earning your pay or just drawing a check?

4) Is your current vocation the BEST way you could be spending your time?

As an old preacher once told me, "I've been in ministry over 40 years and I've sat by many a deathbed. Never once have I heard a dying man say, 'Gee, I wish I'd spent more time at work.'"

We have one shot in this life, if we find ourselves spinning our wheels too long maybe it's time to get out of the rut.

Response by MAJ John Kirkbride made Jun 7 at 2016 11:29 AM

MAJ John Kirkbride — Tue, 07 Jun 2016 11:29:56 -0400

I think you have to look at your prospects for civilian work vs what you are doing now. Things like the job market for what you want to do, aging yourself out of the job market, timing of moving kids to different schools (who are often either in HS vs getting ready to start), and where you are in you military career are all factors.

Highly recommend about year 19 you start looking and check the qualifications of what you want to do and work towards them.

Float your resume and see if any one bites. If your getting offers then you can make an informed decision vs getting out with no job lined up.

Response by SGM Bill Johnson made Jun 7 at 2016 11:34 AM

SGM Bill Johnson — Tue, 07 Jun 2016 11:34:52 -0400

I never said "enough is enough". I hit my mandatory retirement at 32 years Active Duty and I had almost five years National Guard time before that. I would have stayed in longer if I could. But at some point everyone has to get out (or die in the saddle). It can be a hard transition because as a retiring Enlisted Soldier, even as a Senior NCO, you will never get the almost automatic respect and credibility in the civilian world that you have in the Army. Also, I have found that senior NCOs are caught in a Catch-22 situation with employers. Now you have a Master Degree so that might not be as big an issue for you. But when I apply for jobs, for work that I did easily as a Soldier and leader, I am told I do not have the education level to be a supervisor (GS-13 and above) nor do I have the recent "hands-on" experience that they are looking for in workers (GS-12 and below). I ran an NCO Academy for three years but I haven't been deemed able to run a 2-3 person training section in the civilian world because I don't have a degree in Adult Education. If you are going the Federal Jobs route, the USAJOBS.gov website will screen you out without any consideration for what you have done if you don't have the exact education requirement they ask for. No one cares if you can or cannot do a job, only whether you have documentation that says you can. Just be careful of you expectations and tap into the good 'ol boy network. At most places, if you don't know someone influential in the company, you have very little chance to get selected (or even an interview).

Response by CW3 Neal Long made Jun 7 at 2016 11:40 AM

CW3 Neal Long — Tue, 07 Jun 2016 11:40:07 -0400

When the Avn assignment's officer demanded that I had to take my family with me on an assignment and threatened me with dire consequences if I didn't make it happen. Retired, got another position. Ended up being the best decision I ever made, except form the wife.

Response by CDR William Kempner made Jun 7 at 2016 11:41 AM

CDR William Kempner — Tue, 07 Jun 2016 11:41:07 -0400

My decision to retire was made for me with the TERA in 1994. As one of my sailors said very sagely: "I know you don't want to leave, but I know you'll be glad to go." I was GLAD to get out-the Clinton Administration and all their early b.s. was in full swing(, though it pales to the nonsense with this current POTUS. I'm sorry for you guys on AD right now.) The transition can be challenging, but after about 18 months I was able to get into a job that I held for the next ten years. It was in a hospital in a largely female environment, so that was a bit of an adjustment, but there were also some very decent guys who helped me. The best compliment I ever got on the job was from a male RN-regular guy who said "You're a lifer who made it! You made the transition (to the civilian workplace) A lot of guys can't." I have been in the civilian work force for 22 years, being employed for all but about 21 months of that time-job changes, lay-offs, a firing(special caveat-a LOT of women supervisors don't LIKE veterans-and make it a point to break shoes. I had five female supervisors from 2006 to 2014. Four of the five were varying stages of TERRIBLE-the one good one was the YOUNGEST one!! Those who came of age in the 80s were ALL ball-breakers!! I managed to get transferred away from the last one-to the best boss I have ever had ( a guy) and I watched them WALK HER OUT a few months later!! (I still get a woodie thinking about that!!) ) Point being- it's a lot different on the beach than it is in the service. People change jobs often-it isn't like it was 50, even 40 years ago. Try to do something you like. Try to find someone who respects your service and is glad to have you for it. I have always been the senior veteran/retiree/ex-military guy where I worked and did my best to network with other vets, and offer help and support. All vets who live with a good discharge or honorably retire bring good things to the table. Good luck.

Response by SMSgt Roy Dowdy made Jun 7 at 2016 11:52 AM

SMSgt Roy Dowdy — Tue, 07 Jun 2016 11:52:26 -0400

As many have pointed out, does the job still offer fun and gratification? Are you forced to continue to sacrifice more for the institution over the demands of your family? Do your post-military career plans include requirements for increased education or certifications that the military can't support, otherwise do you need to throw yourself full bore into an educational regime that will require a full time commitment? Finally, do the upcoming breed of generation (i.e. millennials) challenge you daily to find reason to go on? It's a consideration of many variables for some and only a few for others, so when making that final decision to submit retirement paperwork, choose carefully...once your out the gate you become like everyone else...thank you for your service!

Response by LTC Private RallyPoint Member made Jun 7 at 2016 12:00 PM

LTC Private RallyPoint Member — Tue, 07 Jun 2016 12:00:21 -0400

1SG Private RallyPoint Member The hardest adjustment for me to retirement/civilian life was adjusting to what to wear to work today.

Response by SSG Brian L. made Jun 7 at 2016 12:05 PM

SSG Brian L. — Tue, 07 Jun 2016 12:05:48 -0400

Early on in my Army career, before I realized it would be my career, I made the mistake of leaving Active Duty on a Hardship Discharge after being disenfranchised when I was turned down for a compassionate reassignment after the untimely death of my father due to a vehicle collision. I was on a fast track in Armor having gone from E-1 to E-4 in 13 months and lined up for PLDC in West Germany. I had a little over 3 years in and was only expecting to stay in for 4 years to get the college money, ETS and go to school. After leaving active duty, I met my future wife and started a family right away before finishing school. Since I lacked any real world skills and I was still under my initial enlistment contract, I joined the Army Reserves in the early '90s. Promotions were slow as the Army was going through the BRAC and I wound up in 5 different reserve units in as many years. I reclassed from Armor (19K) to Engineering (62B) but after a year of one weekend a month classes to get my 1059, the unit was shutdown the week after I was awarded the MOS. I never worked in the MOS. I moved to Florida and joined the Florida Army National Guard without realizing that Florida did not have any slots for 19Ks or 62Bs. I was repeatedly told that there were no training dollars to reclass until just after 9/11 so I was excess and kept my E-4 rank for 17 years. I finally reclassed as a 74B (later redesignated 25B) and promoted to E-5 while on a 3 year deployment. I had to wait to an additional year once I arrived at my receiving unit until I was eligible for my E-6 which came almost a year to the day of my arrival in the unit. My new promotion landed me in a unit which was pre-mobilizing for Iraq. I had less than a month to familiarize myself with my troops and then we were separated once we arrived in country. The down-side of being in a Signal unit is that the unit is loaned out in small teams to support other units and you rarely see you troops. For the next 4 years, I bounced around the BN until I finally landed in a E-7 billet as a 25E and waited for schooling again. There was only one position for the entire state and I was soon bumped out of it in order to accommodate a State Technician who needed the hard slot. They moved me to a COMSEC Custodian position (E-5 slot) with little chance of getting promoted into another E-7 slot. That's when the new electronic promotion system came out which required more Officer involvement in the NCOER chain and at least 2 Excellent ratings before the system would tag you for the E-7 board. The officers didn't give out Excellent ratings because they always aimed for center mass when rating and didn't understand the ramifications of the new system.
After 28 years of service, I was an E-6 with little to look forward to and the Army had changed so much over the years. The respect for senior enlisted from junior enlisted, especially right out of AIT, was damn-near gone and my fun meter was pegged. I was already established in my civilian career so it made sense to step aside and let one of the young bucks step up to the plate. I've been retired for 3 years now and still miss it but I know I did the right thing.

Response by CPT Chris Newport made Jun 7 at 2016 12:31 PM

CPT Chris Newport — Tue, 07 Jun 2016 12:31:22 -0400

BE VERY CAREFUL ABOUT PICKING THE MOMENT TO LEAVE THE SERVICE. Check carefully on the Net with local companies and organizations so you don't end up unemployed in this economy. Coming from a different time and place, I could not and ended up going from an Officer to minimum wage jobs if I could find one, and lying about my education and rank just to get a job, any job.

Response by SGT Taylor Gavello made Jun 7 at 2016 1:18 PM

SGT Taylor Gavello — Tue, 07 Jun 2016 13:18:29 -0400

Top,

I was injured at only 6 years, and I tried to make it a career as you have. Once out, things were pretty different. There's no more discipline around civilians. I went into the culinary industry after my time, just because there's a structure such as a chain of command. Take time to think about the future soldiers under you. Are they ready? Did you do the best you could? If so, then you're ready to retire. Thank you for your service 1SG.

Response by 1SG George Pegram made Jun 7 at 2016 1:34 PM

1SG George Pegram — Tue, 07 Jun 2016 13:34:04 -0400

Great! Get out and enjoy your coffee!

Response by MSG Jay Jackson made Jun 7 at 2016 1:59 PM

MSG Jay Jackson — Tue, 07 Jun 2016 13:59:52 -0400

I think you either stay to long or retire before your ready. Very few get it just right. I like a few others on here have said, chose to leave because I felt that I was in the way in stead of out front where senior NCO's should be. It took 24 years and wounds, disease and mental torture Army style before I tapped. I enjoy the peace and quiet, being home more and looking forward to grand kids so I can fuss and tell them how it use to be!! One thing though for you NCO,s buy you a dog or cat and name him sir/private after you retire. And last but not least, you stop rolling your damn sox!

Response by Sgt Able Snider made Jun 7 at 2016 2:17 PM

Sgt Able Snider — Tue, 07 Jun 2016 14:17:13 -0400

My last deployment was voluntary and I went with a headquarters outfit, what a mistake. It was enough for me.

Response by PO1 Eric Loughridge made Jun 7 at 2016 2:48 PM

PO1 Eric Loughridge — Tue, 07 Jun 2016 14:48:13 -0400

last august i got out at 12 years. it wasn't everything i hoped, since now i work 2 jobs (home depot and also a lifeguard), but overall i'm still happier. still looking at higher paying jobs related to electronics, and just gave my 2 weeks notice to home depot b/c they want to play 'jealous bitches' with my other work schedule, but i'm also not being run ragged on back-to-back 10 month deployments by an asshole who has no grasp of how to run the military. so while i temporarily make half of my old E-6 pay, i ain't starvin and i ain't scared. DO have a plan when you leave, part of our financial well being while unemployed for 7 months was due to selling our house in california and selling our stocks (even though i lost $1800 on the stocks).

Response by SCPO Edward Westerdahl made Jun 7 at 2016 3:07 PM

SCPO Edward Westerdahl — Tue, 07 Jun 2016 15:07:49 -0400

I decided when I had 19-1/2 years in. Some of my troops were taking classes through SIU-C at Dam Neck, VA, to get a BS in Vocational Education.
I had a gap in my annual evaluations due to teaching for COMNAV-AirLant and knew I'd never advance to E-9, and got out at 20-1/2 years.
I went back to MN and got into a MA program in Industrial & Vocational Education - and lucked into a job developing & teaching Power Generation courses for another 22+ years, and retired again.

So far retirement is pretty good at 10 years retired after my 2nd career.

Planning Counts, boys and girls !!
Put as much of your salary into a Roth IRA as you can, and buy good stocks. But a house where you are stationed, and when you move PCS, hire a management company to rent it for you. Do not sell real estate, that is part of your retirement plan.
Find an enjoyable hobby that doesn't cost too much, and enjoy life !!

Response by MSgt Jonathan Stump made Jun 7 at 2016 3:18 PM

MSgt Jonathan Stump — Tue, 07 Jun 2016 15:18:45 -0400

I would ride that train as far as I could. Stay in. I would pad that pay check as much as I could for as long as I could.

Response by Cpl Kevin Osborne made Jun 7 at 2016 3:19 PM

Cpl Kevin Osborne — Tue, 07 Jun 2016 15:19:53 -0400

I said, "I'm done after I received a 30% disability rating, but more than that, it was the two years with a closed cutting score! I wish TAMP and TAP had explained Federal service. I have been downsized, rightsized and layed off too many times. I would have been much better off transitioning into the Federal Government. This is also a great option for retirees, as you can start working on another defined benefit pension.

Response by PO1 Aaron Baltosser made Jun 7 at 2016 3:34 PM

PO1 Aaron Baltosser — Tue, 07 Jun 2016 15:34:05 -0400

At the point where you have accomplished what you came to do. At the end of my time, my body was hurting, and easily passing the graded PT tests became a problem I really had to work at. I was well satisfied where I was with rank. I'd been able to shape people preparing them for future assignments. I'd been all pver the world traveling. Despite my difficulties in the graded PT tests I was more fit than half the people on Active Duty that were almost 20 years younger than I was. Seeing their level of commitment was the final straw for me. I can teach and guide to many different paths. I can't teach an i ternal desire to succeed. I retired, and have never regretted it. Life is good.

Response by SPC Sheila Lewis made Jun 7 at 2016 5:00 PM

SPC Sheila Lewis — Tue, 07 Jun 2016 17:00:58 -0400

Civilian life is no picnic, stay in as long as possible.

Response by COL John Power made Jun 7 at 2016 5:03 PM

COL John Power — Tue, 07 Jun 2016 17:03:07 -0400

One of the best pieces of advice I got was from one of my late bosses; a Major General. While returning from a business trip we got to talking about this very question and he advised that it was like being a commander and planning a battle. If one can, you choose the time and place that works to your advantage. After all, the good Lord willing, it isn't a matter of whether or not to retire but a matter of when and where. I stayed on until almost 30 years, was at a locale that worked for me, and started a job search. It was quick work and they wanted me to start, so I put in my papers. No regrets. The best job I ever had was being a soldier, but I've had great other work to do that was rewarding. Paid more but not as great a responsibility. But I've enjoyed. Pick the right time and place, find the career you want to pursue, and make it a family decision. The only problem in transition that I found was that you can't "direct" people very much in civilian jobs and they might think you don't understand that. A lot of civilians think we ex-military just order poeple around and exercise our command "muscle". We know better; it takes them a while to understand that.

Response by MSgt Ernest Wood made Jun 7 at 2016 5:48 PM

MSgt Ernest Wood — Tue, 07 Jun 2016 17:48:25 -0400

Big decision! Recommend that you stay for 20 yrs, retire from military, get another career in civilian sector and do another 20 years for another retirement. Then enjoy life free from worries of health care. Make to 62 yoa then you can draw social security pay also. Note-- I retired from military in 1984. Back then we NCO's had more authority than some have now and, true, times have changed,

Response by Capt Christian D. Orr made Jun 7 at 2016 6:45 PM

Capt Christian D. Orr — Tue, 07 Jun 2016 18:45:12 -0400

It was a twofer for me:
(1) Getting screwed out of a promotion to Captain over petty office politics (I didn't get my Capt. promotion 'til I was in the IRR, and therefore did not get to enjoy a promotion ceremony or the extra pay, privilege, and prestige of being a Captain over a lowly "ell-tee;"
(2) The decision back in 2005 made by our then-Director of Security Forces, Brig. Gen. Holmes, that we would phase out the law enforcement function from the USAF Security Forces career field and give that function to GS-series Federal civilians, and making our career field a purely Air Base Ground Defense-oriented one. Sorry, I understood "needs of the Air Force" and "Cervix," er, "Service Before Self" and all that other happy horse-hockey, but I chose the career field to be a *cop*, NOT a quasi-infantryman; if I'd wanted to be a pseudo-infantryman, I'd have joined the Army or Marine Corps to become a bonafide infantryman in the first place!

Don't get me wrong, I'm proud to have served, had many wonderful experiences and made many great friends, but I ultimately got more fulfillment and enjoyment, not to mention made much better money, as both a Federal civilian law enforcement officer and *especially* in the past 5 years as a Private Military Contractor (PMC).

Response by 1SG Private RallyPoint Member made Jun 7 at 2016 7:14 PM

1SG Private RallyPoint Member — Tue, 07 Jun 2016 19:14:04 -0400

Hey everyone just wanted to say thanks for the response to a tough question, my wife and I have been contemplating this move and its tough, still having fun, but my kids are growing up without me. I just turned 40 hit 20 years in December. The battle continues for an answer but I really enjoy everyones views and experiences after transition. Thank you all!

Response by SFC Joseph Dunphy made Jun 7 at 2016 8:36 PM

SFC Joseph Dunphy — Tue, 07 Jun 2016 20:36:42 -0400

Suggest you make sure of all your retirement points ahead of time, and leave a cushion of time in there, like 21/22 years, cause the fine print says they can make adjustments at their convenience, and you don't want to lose out. Suggest you get your education credits in order too, as once the benefits are exhausted, tuition is up to you. There are plenty of military affiliate groups that can help you with the planning, through Veteran Service Officers, and USAA, if you aren't a member yet, i consider to be a great resource for you and your family. As to conditions on the outside, the Labor Participation Rate is common knowledge.

Response by MAJ Bill Maynard made Jun 7 at 2016 9:29 PM

MAJ Bill Maynard — Tue, 07 Jun 2016 21:29:03 -0400

Ironically, it's an easier decision when Uncle Sam says your services are no longer required. I miss being in often and I am working hard to become a JROTC instructor so I can stay connected.

Response by Cpl Christopher Lopez made Jun 7 at 2016 9:39 PM

Cpl Christopher Lopez — Tue, 07 Jun 2016 21:39:51 -0400

Col Power gave good advice. Civilian Life is a battle. Retire now or later? I don't know. Think about how you will earn a living as a civilian. Honor isn't intrinsic. No one cares in the civilian world. You have to take things on the outside. Nothing just happens. If you don't move you will end up a slave. Money buys time. That includes your own. Be prepared to play politics if you intend to sell your time. Prepare for thieves if you want to sell products. Prepare for morons if you intend to sell yourself. Good Luck Brother!

Response by CMSgt Mark Lewis made Jun 7 at 2016 10:44 PM

CMSgt Mark Lewis — Tue, 07 Jun 2016 22:44:18 -0400

I simply ran out of time. I truly enjoyed my job and working with the people so I would have stayed longer than 30 years if the Air Force would have allowed me too. (My wife probably wouldn't have liked it though) Now, once I actually applied and was approved for retirement I had to change my mindset to be content with end of military career. It ended up being fairly easy and now I am enjoying my second career.

Response by SGT Stanley Bass made Jun 7 at 2016 10:45 PM

SGT Stanley Bass — Tue, 07 Jun 2016 22:45:52 -0400

When I decided that it was enough i was going through a divorce coming off my 5th surgery on 1 eye, on anabolic steroids to keep the swelling down, and my boss and I did not like each other. also after looking back i was severely depressed. When I got out there was nothing. I found something similar to my last job in the Army. Everybody struggles with the transition. No matter what anybody tells you. You man not miss the people, as i did not miss a single one of them after 15 years and 10 months. But you will miss the comradery. I worked for several hiring agencies. i finaly decided to use my GI bill, which is where i found what I had done in the military as close as possible. Drastically helped with the transition. Go to your Local Veterans hall, find out when the meetings are, talk to folks. The Vietnam Veterans of America, along with the other Veterans organizations have a lot of resources to help out. For me personally my civilian life is pretty good. I do shows as a vendor selling military items and I get to talk to almost all the Veterans that come through, its awesome

Response by TSgt Mike Millett made Jun 7 at 2016 10:50 PM

TSgt Mike Millett — Tue, 07 Jun 2016 22:50:24 -0400

When I found an opportunity with equal or more honor (hint: still serving my country) and equal or more reward (not just financial), I knew it was time to weigh the options. Started a family and available round the clock, round the calendar to them. Life is great.

Response by TSgt Mike Millett made Jun 7 at 2016 10:50 PM

TSgt Mike Millett — Tue, 07 Jun 2016 22:50:50 -0400

Response by SCPO Larry Knight Sr. made Jun 7 at 2016 11:37 PM

SCPO Larry Knight Sr. — Tue, 07 Jun 2016 23:37:15 -0400

I spent 17.5 years attached to forces afloat units out of 25 years, and my last Co came up to me one day after I had received my approved retirement package and asked me to deploy once more for 6 month's. Being the committed professional I have always been we came to a mutual agreement that the first half of the deployment I'd train some junior E-7's to take over , the last half I'd be on liberty status inport. Seriously though you start feeling when it's time for you know when you've contributed all that you can and it's time to turn over the reigns to a E-7 inline for his/her promotion and needs the experience of being in the frying pan. In addition if you have adolescents/teenagers in school go an be there for their formidable years where your guidance is crucial in their development. Civilian life can be a bit of a challenge depending on what your expectations are after retirement. Stay focused as you have during your career and it will be an easy transition from military to civilian life. Research what type of next generation career path you feel you'd best fit into based on your years of experience and what additional education you would need to market yourself. when you retire at your retirement age group where you'll draw full retirement benefits and if you choose to work beyond that point the SSA woill not penalize you. I've retired and love every minute of it at 68 and trucking...

also by you retiring that aids those under you in several paygrades a better opportunity to advance into their next paygrade. It used to irritate me to see E-9's and some E-8's homesteading for more years beyond 20 just to get that extra 2.5 % in their retirement ? The problem I had with that is your no longer an asset to your command, since most of those individuals weren't contributing anything to their subordinates nor the command as a whole ! Basically becoming dead weight !

Response by PO1 Keith Zola made Jun 8 at 2016 12:02 AM

PO1 Keith Zola — Wed, 08 Jun 2016 00:02:41 -0400

I will tell you I nearly gave up military life at 15 years. My wife was able to convince me to stay for the last 5. At 18 years I knew without a doubt I was done at 20. I made sure that enough people knew that and that it would be a waste to select me for E7 as I would not stay anyway. Since retiring 2 years ago, I have lost 20 pounds just from the pure lack of stress, I have a good paying and rewarding job, and my marraige and family life has never been better.

Response by PO1 Elverton Chin made Jun 8 at 2016 12:38 AM

PO1 Elverton Chin — Wed, 08 Jun 2016 00:38:18 -0400

Each individual circumstances may be different. When to make the decision to retire can be mind bugging and gets very frustrating. Try not to make your final decision until you are in a good frame of mind. I am a retired Navy Reserve and was on active duty for nine years and thirteen years as a reserve. If I had to do this over, I would have stayed on active duty for twenty or more years until retirement. Getting back to civilian life is not as rosy as it looks, it is very challenging. Before I would make any suggestions to you, I need to know how many years you already have in the service and what are your career intentions after the service. I believe I can make better suggestions to you once I know this, as I will not be speculating and just throwing out suggestions at you which are not useful. Hope to hear from you again.

Response by MCPO Edwin Peck made Jun 8 at 2016 8:44 AM

MCPO Edwin Peck — Wed, 08 Jun 2016 08:44:02 -0400

Mike,
My advice is to make the decision without being forced into it. I've seen too many others make the decision in reaction and without a plan. Every job reaches a point where "that's enough" that's why people move on. Depending upon your MOS, keep in mind, that it is VERY competitive in the job market and there is a LOT to learn in order to successfully make the transition. I know from both first hand experience and because my civilian job deals exclusively with transitioning veterans, so my perspective is both personal and professional. If you don't have to leave, don't. Not until you have everything lined up, then make your move. Starting out, chances are that your civilian job will not pay what you currently receive. Make the decision rationally vs. emotionally.

Response by COL David Petray made Jun 8 at 2016 10:46 AM

COL David Petray — Wed, 08 Jun 2016 10:46:31 -0400

For me it came when I could no longer pass the APFT and was in a non-deployable status due to sustained injuries from the Gulf War which has subsequently been diagnosed as Persian Gulf War Syndrome. I went from being a competitive marathon runner who ran 80 miles per week, always beating everyone in the 2 mile run to failing the run on my last APFT. This occurred over a period of three years (2005-2008). I developed a blood clotting disorder which made me non-deployable too. I could have stayed. There were some Flags willing to keep me on AD for a couple of years but I did not want to be one of those fat, broke-d&^k, Colonels running around a headquarters just bidding their time until retirement. I was medically separated and applied for and was selected for in DC. I miss the Army greatly. Sometimes on a cold morning, I'll smell the diesel from a big truck roll by and I'll think of those mornings when I was on training exercises and freezing my rear end off waiting for a staff call or waiting to fire a weapon on qualification course. Although I miss the Army, it was the right decision. So basically, when I could no longer soldier with pride, I retired.

Response by MSG Private RallyPoint Member made Jun 8 at 2016 11:19 AM

MSG Private RallyPoint Member — Wed, 08 Jun 2016 11:19:15 -0400

I'm thinking I'm actually past the point of "that's enough". My main pusher is physical limitations. I have degenerative discs and the prospect of having to fight the pain of wearing my IBA through a deployment or training is not looking like it'd be worth it. I enjoy the army, made it my life to train and build soldiers, but there are days where I feel like an old athlete trying to get through aches and pains doing normal daily activities.

Response by SFC Timothy Reynolds made Jun 8 at 2016 11:23 AM

SFC Timothy Reynolds — Wed, 08 Jun 2016 11:23:49 -0400

The decision to retire for me was easy, I was diagnosed with several medical conditions after getting back from Baghdad. I was over the 22 year mark and decided it would be easier to throw paperwork than to go through some medical board. Life is good for me right now. I've been doing contractor work since retirement. Take care and good luck.

Response by TSgt Robert Mahaffy made Jun 8 at 2016 11:28 AM

TSgt Robert Mahaffy — Wed, 08 Jun 2016 11:28:48 -0400

I had asked myself if there was anything left in the service that I had not done yet? By my 19th year I had been everywhere and done everything so sticking around would only serve to put me in a better spot (education, financially). I was testing for E7 for the second time and used that as the coin flip. I make it I stay, I don't...I don't. I didn't and didn't. 20 years and a wake-up and I was gone.

Response by Cpl Justin Goolsby made Jun 8 at 2016 11:28 AM

Cpl Justin Goolsby — Wed, 08 Jun 2016 11:28:58 -0400

Well for me it was the birth of my 2nd daughter being 2 weeks before my EAS. I couldn't let the indecisiveness of waiting for a package to be approved to determine the future for my family, so I took my papers and walked. As my Gunny told me once, as soon as the gun club stops being fun, that's the time to step away from it. Civilian life is enjoyable. I had a significant pay increase, I work less hours which means more time with my little girls. But I work closely with Marines, so I still get to feel that brotherhood without all the random drama that comes with it.

Response by SGT David Petree made Jun 8 at 2016 11:59 AM

SGT David Petree — Wed, 08 Jun 2016 11:59:35 -0400

when it is NOT fun any more, or when U don't what to be there any more. having a cheek coming in every mo. helps with the change over. At least u have a good chance for a job in medical field. if that is what u want to do. it is a challenge out here. But there's times that it is better to go to Ft. Living Room then staying in.

Response by SSG Michael McKiel made Jun 8 at 2016 12:02 PM

SSG Michael McKiel — Wed, 08 Jun 2016 12:02:54 -0400

It DEFINETLY makes it easier when it is what YOU want and when YOU are ready. Maybe you could consider going on the civilian side and helping the veterans?

Response by SPC James Seigars made Jun 8 at 2016 3:53 PM

SPC James Seigars — Wed, 08 Jun 2016 15:53:55 -0400

I really enjoyed all the years I was in and would have stayed until I was 65 if I could. however, I made a dumb mistake as a Sergeant and ended up being demoted (which I know happens to a lot of Military Personnel). What made me decide that it was enough was when I realized that I didn't care if I ever went back to the board and got back on track & that my Command didn't care one way or the other either. I had always had good friends and command structures until I made that one BIG mistake (got first DUI of the year in Germany picking up my stepdaughter from the bar on new year's eve after her bf left her(was only .054, not drunk in US, but that is irrelevant) and then it seemed like the last year I was there and the final duty station I went to afterwards had decided I wasn't worth giving any help to in getting back on track). So I just did the minimum I had to do and let them boot me out due to too many years in service for the grade I held. I have to say, it was hard at first adjusting to being a Civilian but I am finally happy after almost 4 years of "retirement". My advice to you, 1SG, is to stay as long as they will have you or until you don't like it anymore because I personally know a retired 1SG who has to stock shelves in a local store because he doesn't have the civilian experience or college to do what he wants to out in the "real world". Good Luck in whatever you choose and as I always said to my supply units "Semper Gumby".

Response by SFC Steven Cunningham made Jun 8 at 2016 5:22 PM

SFC Steven Cunningham — Wed, 08 Jun 2016 17:22:51 -0400

Hello 1SG I am glad you have made it to retirement. When my time was up I was ready to exit, it times I miss it but I stand with my decision. Here is some suggestions for you before you retire. I was never aware that I was eligible for VA benefits secondary to my active life style in the military. First and time you were hurt while on active duty minor or major make sure you have the documentation (Aid station chart notes) as a veteran we are eligible to receive a disability rating 0 to 100% I know we look at injury as some stuff. Most states will give you tax breaks based on your VA % of disability. 0-30% most home VA lending could offer you zero down on your home loan and the VA covers other closing cost. Most Civilians pay up 30% of the cost of the home to move in. As a retiring veteran make sure all of your documentation is in order because as an outsider it is very difficult to resolve. As far as retiring you'll/dependent will be fully insured if your retiring from active so that will make you more marketable. You'll have a double pay check opportunity provided you work. If you have any VA disability the % allowed is a tax free % of your military retirement. Once you retire check into other government employment options most will offer points towards your hiring advantage such as VA/Post office ect. Good luck on your plans

Response by Sgt Hard Philips made Jun 8 at 2016 8:24 PM

Sgt Hard Philips — Wed, 08 Jun 2016 20:24:52 -0400

I wasn't a true civilian until I was 26. Grew up army and then did 4 years active & 2 years inactive reserve USMC. So for me it was semper fi...nally about 45 years ago. But my Dad did 31 active and retired as the CSM of the Army Signal Corps. Then less than a year later he died @ 55 of a heart attack or what I think was "retiritis" since he was way busy all around the world whilst in command but once that was gone he didn't see much to live for, all the glory gone. Have new dreams to goal.

Response by SFC Frank Burns made Jun 8 at 2016 9:24 PM

SFC Frank Burns — Wed, 08 Jun 2016 21:24:00 -0400

I had a pretty long checklist of what I already accomplished and asked myself if there was anything else I wanted I couldn't answer that question by myself. I had orders for Korea, reporting three months after I came back from our last Iraq tour, which was a year long. I had done 4 tours, in the 10 years in Iraq, and asked "Why was I going to uproot my family in such short time for 12 to 24 months in a foreign country." Branch wasn't being forgiving so my options was go without family, or retirement.

Response by LTC Private RallyPoint Member made Jun 9 at 2016 10:28 AM

LTC Private RallyPoint Member — Thu, 09 Jun 2016 10:28:22 -0400

Active duty life as an Army Officer married to a Marine Officer was difficult at best. Neither of us are ready to walk away from our military careers so we chose the reserves. I actually got completely out of the military but came back in 5 years later missing the comradery and esprit de corps. Being a reservist can increase opportunities and flexibility as well. Now, they'll have to push me out kicking and screaming when I have reached the end of this roller coaster.

Response by LTC Craig Peddicord made Jun 9 at 2016 6:38 PM

LTC Craig Peddicord — Thu, 09 Jun 2016 18:38:31 -0400

My kids were in high school and I did not want to relocate one more time and further disrupt their lives. Found work in manufacturing management and continued working for another 15 years. Discovered leadership is universal. People are people and will follow anyone who leads them correctly. Also discovered that many corporate executives do not know how to lead. Very sad.

Response by 1LT Susan Bailey made Jun 9 at 2016 6:58 PM

1LT Susan Bailey — Thu, 09 Jun 2016 18:58:25 -0400

I don't have the length of service that a lot of you do. But, I will say this. If you find that serving on AD has changed for you and the bad days outnumber the good, I think it's time to go. The world outside the military will take getting used to for sure. And there are opportunities to serve still outside the military. Check out the service groups in your area where they could benefit from your years of experience too. I joined my local Lions group and that has been very helpful to me. The Lions have an international presence and works all over the place. Hope this helps!

Response by SFC Bill Graham made Jun 11 at 2016 12:11 PM

SFC Bill Graham — Sat, 11 Jun 2016 12:11:16 -0400

1SG, for me it was "what are my plans for life after retirement?" and could I put it off or not? I was eager to retire. Excited to get moving on my education, licensure and start working as an Investment Advisor. The discipline side of the military helped immensely as 16+ hour days are commonplace in that occupation. I also knew I wasn't getting any younger. I did what I wanted to do in the Army and now it's time for the next phase in life. It was an easy decision for me. I wish you well and success in your decision.

Response by TSgt Charles O'Riordan made Jun 15 at 2016 5:02 PM

TSgt Charles O'Riordan — Wed, 15 Jun 2016 17:02:46 -0400

After D Storm everyone was taking all the credit for what ever, I was with the Coalition I was a ETAC primary instructor to teach CAS to Coalition at KKMC and the 5th Group folks. It was crazy I had to prove my math so my TACP took the refugees into a take Battle and then home to Kuwait, crazy. One year later talked to the boys in 5th Group and found that 70% had walked, with in one year, I followed in 1993. Totally frustrated that nobody wanted to know what the mission challenges were, it was like it never happened. So I left and bought a Comedy Club Charlie "Os" my motto was "it ant going to get any better than today". Went broke after 7 years went to school got a job at the VA (twisted) and now disabled retired via OPM SSA and VA. I had to pay for my own back fusion S1-L5 thank you medical folks at KKMC, McCord AFB and of course the VA. Today my moto is "two wrong don't make a wright but three lefts seam to work just fine.

Response by CPO Amb. Terry Earthwind Nichols made Jun 15 at 2016 7:46 PM

CPO Amb. Terry Earthwind Nichols — Wed, 15 Jun 2016 19:46:56 -0400

For me, retiring at the end of shore duty was my most secure way of transitioning. I extended a couple tours on sea duty to accomplish this.

Response by 1SG Jeff Finlay made Jun 23 at 2016 3:12 PM

1SG Jeff Finlay — Thu, 23 Jun 2016 15:12:05 -0400

This would not be a good year to retire. Every election year where there is a possibility of a changing of the guard, there is a decline in the economy. Even now you can see with the drop in oil prices and many oil companies laying off workers you will see a domino effect in unemployment. No one could talk me out of retiring in the last part of 2008 but after that time I found two things against me. Unemployment was at 12% nationally but 17% among VETS. No one was hiring. The other thing that I never would have believed was the negative stereo-type against white male, older workers. Especially, those coming out of the Military. Everyone knows they are opinionated set in their ways used to getting everything they want. I went for almost two years out of work and was finally hired in an entry level job. Not bad for a guy with two Master Degrees, 23 years experience leading Soldiers and several combat tours. I even had one of my co-workers tell me she had a dream I went crazy in the office and started shooting everyone because of PTSD. I never exhibited any tendencies toward going Postal.
All I will say; don't believe everything they tell you at ACAP.

Response by 1SG Private RallyPoint Member made Jun 28 at 2016 8:29 PM

1SG Private RallyPoint Member — Tue, 28 Jun 2016 20:29:10 -0400

I woke up and simply knew. I was told that I would by an old CSM buddy. Starting making the connections for life after. The business world is different but we all have a shelf life and your near the end ready or not

Response by SPC Sheila Lewis made Jun 30 at 2016 12:46 PM

SPC Sheila Lewis — Thu, 30 Jun 2016 12:46:16 -0400

I would not retire I would go on as long as possible. Civilian "life" is not easy.

Response by SSG Stephan Pendarvis made Jul 5 at 2016 3:43 PM

SSG Stephan Pendarvis — Tue, 05 Jul 2016 15:43:45 -0400

Civilian life is great! You have to have a plan and more importantly...a flexible plan. Depending on where you are planning to reside is one thing...job is another. I reside in TX so the city really embraces the military in a huge way. (I wonder how much of the population here is military transplants?...hmmmm). You will know when that time comes...when enough is enough. Your body will definately let you know...lol!! When you do decide or even start to think about it...get your medical stuff in order about a year out.

Response by PO1 Aaron Baltosser made Jul 7 at 2016 2:40 PM

PO1 Aaron Baltosser — Thu, 07 Jul 2016 14:40:38 -0400

My body was unwilling to continue at the level I needed out of it in order to be in a leadership position and still lead by example. I still very much enjoyed all of my other duties, especially guiding younger Sailors. When I recognized I was at the end of my time, I left happy. Civilian life was not then 5 years ago, or today in any way described as easy. Before leaving have a transition plan in place that makes you money when you are fresh out of service.

Response by 1SG Michael Hudson made Jul 14 at 2016 4:55 PM

1SG Michael Hudson — Thu, 14 Jul 2016 16:55:49 -0400

I retired after 20 years and 10 days in the Army. While in I absolutely enjoyed my time. I've been in almost every type of unit there is, from Armored Cav, Aviation, AG, Combat Support Hospital, even a boat Battalion (10th Trans Ft Eustis). My wife retired 5 years before me with 15 years of service. The Army was changing (not all bad) but I just knew it was time for me to start another career. I could still out do most in the APFT but my knees were getting worse. After 18 years and 9 months I came down on orders for Korea with a follow on assignment to Ft. Bragg.....NAIL IN THE COFFIN! DEUCES! Civilian life has been remarkable. I still work around the military and believe it or not, I travel more now then I did while I was in! Kids are no longer kids!

Response by PO3 Steven Stinnett made Jul 16 at 2016 3:57 PM

PO3 Steven Stinnett — Sat, 16 Jul 2016 15:57:47 -0400

I left the military to get a college education, after three degrees and 38 years in the public school system, I cannot complain. A good friend/colleague, a retired Major U.S.A.F. found the public school system to be too political so he started teaching in the Catholic School System, so give that a thought, public v.s. private sector.

Response by SCPO Edward Westerdahl made Jul 23 at 2016 11:16 AM

SCPO Edward Westerdahl — Sat, 23 Jul 2016 11:16:11 -0400

I had a gap in my annual reviews due to working for ComNavAirLant in Management schools for 9 months. I had 20-/12 years in, the stepson was out of school (7th grade) and my Ex wanted to move back close to her Mom and Sisters. The Navy moved us from Tidewater (VA) to the Twin Cities (MN). I started on a Masters course in Industrial Education and lucked into a PAID internship in training, which turned into a 22 year career - where I retired again.
My Retirement check pays our housing bill, and I'm doing woodcarving as a hobby and working on a book about advanced troubleshooting of Power Generation Control Systems.
Retirement has had some bumps, but no more than moving every 3 to 5 years in the Navy - and there are no 9 month deployments (where I have to update my seabag). I wear shorts most of the time, and have no meetings to attend. I have a low-stress life, although sometimes I miss the "fellowship" of the Goat Locker.

Response by SFC William Sutherland III made Jul 30 at 2016 8:05 PM

SFC William Sutherland III — Sat, 30 Jul 2016 20:05:01 -0400

It's a personal decision- one that I've always said, it's like quitting smoking! For me I have to say I stayed until I had reached Maxium burn out! But remember the Active Reserves are different then the active force! That said I do miss it!

Response by 1SG Ken Bedwell made Aug 4 at 2016 9:58 PM

1SG Ken Bedwell — Thu, 04 Aug 2016 21:58:03 -0400

Well, for me I had a few incentives to consider retirement. I was not having fun and physically I was wearing down fast. The moment I made the decision was when I met our new Regimental CSM at the NCO club. I immediately found myself at Parade rest with several other 1SGs. At that point I decided I was too old for those games. Dropped my paperwork the next morning.

Response by LT Louis McKellar made Aug 11 at 2016 12:55 PM

LT Louis McKellar — Thu, 11 Aug 2016 12:55:50 -0400

I reached the 18 year mark, was passed over for LCDR once and made a conscious choice to put in my papers to retire in 1994. Civilian life has been interesting. I am approaching 62 and look back on my military career as a wise choice.

Good luck!

Response by CSM Charles Turbeville made Aug 16 at 2016 8:23 PM

CSM Charles Turbeville — Tue, 16 Aug 2016 20:23:14 -0400

I was about 6 months from my 20 year mark when I was called to meet with the Brigade CSM. He had been my Battalion CSM in Germany when he pulled me from my Platoon Sergeant position to take over the S1 section after the new Battalion Commander had fired them all. Mind you I was not a personnel specialist so I had to learn the job quickly and fix the mess that was there as well as prepare to close the post. I did the job and received an MSM for it. As soon as I sat down I knew something was up. He wanted to pull me from my 1SG position and put me in the G3 SGM position at Brigade. So just like before in Germany I asked why. The reason was that the Brigade would be moving to Korea! My kids were just starting high school and I felt they had had enough. I had already served a long tour in Korea and had no desire to return. I declined the request and spent the rest of my time completing an alternative teacher certification course. I retired on 1July and was picked up to teach on 11 July. I finished my 21st year this past June. I found out later that I had been on the SGM list but that's ok, I don't regret retiring. An opportunity came in Nov 2013 for me to enlist in the Texas State Guard as a Battalion CSM and was promoted to CSM in Mar 2014. I now have the best of both worlds. Ironically I am now a Brigade CSM.

Response by SGT Stanley Bass made Aug 21 at 2016 6:33 PM

SGT Stanley Bass — Sun, 21 Aug 2016 18:33:21 -0400

For me, I had a lot going on. Medical problems, going through a divorce, and a CO that did not want me in "His Army." I woke up one day, got to the base, went to PT told my CO and Senior NCO I was going on sick call. Started my medical board proceedings that day a year and a half later I finally got out. My life outside of the Army was a struggle, as most Vets struggle when they first get out. About two years after getting out (after 15 years and 10 months). I decided to use my GI bill. Found a Major that was close to the last job I had in the Army. Then during my schooling I got my Re sellers and started my business.

Response by 1SG Jim Wagner made Aug 22 at 2016 5:58 PM

1SG Jim Wagner — Mon, 22 Aug 2016 17:58:01 -0400

I made the decision based off of the Army. I was in a 3 year assignment that got curtailed to 2. I PCSd at 19 years. I was then asked to PCS again 1 year later when the Armor Center was moving to Benning. With a daughter in college, a daughter graduating and a son starting a new high school, it was time for my family. I was also broke and on a P2 Profile. I did not want to get out. I wanted to be a CSM. However, I refused to continue on knowing that I could not do the things I would ask my SSGs to do.

Civilian life is great if you know what you want to do. I went straight into teaching JROTC, coaching football and marksmanship. I still have a purpose in life and I can see the results. Most people fail in retirement by not having a plan and not realizing that they really do need to have a purpose. None of us serve 20 or more years without a purpose.

Response by PFC Jessi West made Aug 22 at 2016 7:16 PM

PFC Jessi West — Mon, 22 Aug 2016 19:16:41 -0400

I hate the civilian life, since I got out, I've been trying to get back in. But I'm only 25 and go to school with people that don't have a sense of urgency and their parents pay for everything. People expect you to do things for them, but give nothing in return.

Response by 1SG Uwe Mueller made Aug 23 at 2016 8:56 PM

1SG Uwe Mueller — Tue, 23 Aug 2016 20:56:20 -0400

When, at 37, I realized that I still had time for a second career and there were 27 eligible E8s for 3 SGM/CSM slots in the MOS. Add to that that many of the basic training soldiers arriving for their AIT weren't even born when I initially enlisted I decided that despite being able to outscore them on a 18-21 year old APFT it was time to put in the papers. I retired at 38, had already started an RN degree program at U. of Colorado Health Sciences and missed it every day since.

Response by 1SG Brian Adams made Aug 27 at 2016 9:32 PM

1SG Brian Adams — Sat, 27 Aug 2016 21:32:59 -0400

Mine was easy, I was in United States Army Recruiting Command for 15 years. I ended up doing close to 23 years and believe me, there is life after the Army. In fact, I found that I was very marketable. If you feel you have a healthy financial portfolio and you have the support to do it, then retire! Your going to have to do it sooner or later...
Good luck Top!

Response by CW4 Aaron Rasmussen made Aug 30 at 2016 7:12 PM

CW4 Aaron Rasmussen — Tue, 30 Aug 2016 19:12:54 -0400

I was still enjoying my work and my co-workers, but my kids were starting to suffer from frequent moves. So I retired and now have a new career in a stable location. I couldn't be happier.

Response by 1SG Keith Jamison made Sep 27 at 2016 3:48 PM

1SG Keith Jamison — Tue, 27 Sep 2016 15:48:07 -0400

For me the decision was based upon my family and health. My sons were getting to the age where they wanted to finish out high school at our current duty station (Killeen, TX). My wife was tired of moving as well since we built a new home. I started having problems with my knees, which hindered my PT performance. I always believed a leader should lead from the front, physically and mentally. With those factors I decided to retire. I will say I enjoyed my military career very much. Civilian life was a little challenging at first but I fell into place pretty quick. You just have to move on with your life and live each day to the fullest.

Response by LCDR Private RallyPoint Member made Nov 23 at 2016 10:00 PM

LCDR Private RallyPoint Member — Wed, 23 Nov 2016 22:00:48 -0500

At my 24 year service point, I had a son in college, and a daughter finishing high school. I had a couple of job offers in civilian life. Weighing this against offers from my detailer, it appeared I was young enough for a second career, though I was quite comfortable with the Navy. My wife and I decided to give the kids a break (from all the moving), and so I retired.

Response by 1SG Ted Mcdaris made May 16 at 2017 10:41 PM

1SG Ted Mcdaris — Tue, 16 May 2017 22:41:06 -0400

WHEN MY TWO ELDEST SON'S ENTERED JR. HIGH, LOST MY MOTHER , DAD, AND FATHER IN LAW WITH IN 7 MONTHS. MOTHER IN LAW AND FAMILY NEEDED ME STABLE AND HOME.

Response by MSG John Duchesneau made Feb 15 at 2018 10:16 PM

MSG John Duchesneau — Thu, 15 Feb 2018 22:16:51 -0500

Never leave the military unless you know what you are leaving it for. Too many people leave the military thinking life will be better when it turns out it is only different.

Response by 1SG Michael Bonnett made Mar 5 at 2018 1:31 PM

1SG Michael Bonnett — Mon, 05 Mar 2018 13:31:12 -0500

No one enlisted lives on their retirement pay, not even us senior NCO's. Line something up for after. I left at 22 years and would have at 20 if I could have. The military should not be all of your life and certainly not the best part of it. Good luck on your decision.