Posted on Sep 21, 2015
SGT Sara Hodgkiss
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First let me state I realize I am a girl with a dream. I am a Medically Retired Vet who has recently bought my family's un operational, not even animal inhabitable horse farm. This farm is located in Lancaster County Pa. The farm is in need of more than I alone can handle, especially with my Medical issues. Does anyone know of any programs that could offer assistance whether it be labor or financial? Any and all advice is greatly appreciated!
Posted in these groups: Retirement logo RetirementWheelchair and flag Disabled Veterans
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Responses: 58
SSG Warren Swan
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If it's too big for your to manage on your own, have you looked into a small business loan from VA? Make a business that rents out the space to others who could use it. You're your own boss, get to be a part of something you like, and make money at the same time. You could also network with some smaller vet orgs and see if you could get "free" or reduced price labor to get parts of the property more manageable or marketable? It's amazing how vets come together to help each other with the promise of beer, whiskey, rinse, lather, repeat, and the knowledge we're taking care of our own.
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SFC William Crews
SFC William Crews
9 y
Wow, great information on the rural home loan. I had no idea it existed so I will be looking into that. I, too am interested in a similar venture as the OP. I am looking at buying some land for horses, various livestock and self-sustaining farming. I have the same obstacle as she and this is a great post, so thanks to all.
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
LTC Christopher Sands - Amazing information! Thank you!
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LTC Christopher Sands
LTC Christopher Sands
9 y
SGT Sara Hodgkiss - You are welcome!
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PO1 Charles Kimbril
PO1 Charles Kimbril
9 y
It is also different for different areas. Agricultural loans are different than home loans. Also look into something like Farm Credit Services of America.
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PO3 Alan Haynes
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
Thank you! Great info!
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MAJ Michele Bretz
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Sara, contact the individual below as they are a 501 (C) 3 that is doing exactly what you are trying to achieve. Hope this helps out. Lancaster is a great place to start this venture. Check also with the Amish, they are great people and may want to assist with your worthy cause.

Talia T. Aguayo BermĂşdez,LMFT
Director of Clinical Operation
Horse Sense of the Carolinas, Inc.
[login to see] office
[login to see] cell/barn phone
[login to see] fax
http://www.HorseSenseOtc.com
[login to see]
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LTC Christopher Sands
LTC Christopher Sands
9 y
My Nephew is autistic and they also have programs for autistic children.
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Any programs/grants available for a disabled veteran taking over a horse farm?
SGM Barbara Henson
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Hi Sara, congratulations on wanting to join the equine community. I have a 40 acre horse ranch in Arkansas and this is what I would suggest to you, based on my experience. I would immediately go to your local FSA (Farm Service Agency) If your farm was ever registered with the FSA you are a step ahead in all the government programs that will open up to you. As a beginning farmer, and a minority owned one, you should also sign up with the National Resource Conservation Service (NRCS) They are usually co-located with the FSA. NRCS will help you do improvements to the place and will pay for the materials. It's a great deal and a great way to get water systems set up, hay planted, fences done. Loans are an option as well. I have not had to take a loan out as of yet for capital, I've used the NRCS extensively and that has worked out beautifully for us. And of course the VA can help with a business plan, depending on what your business will entail. But I will caution that unless the VA rep has experience in the horse community, the plan may not be the one you want. And finally, go to a local bank. Many are working with the SBA and you would definitely qualify. A good commercial lender will also help with the business plan, as they are familiar with the business community in your area. It took me a couple of lenders before I got a good knowledgeable one from an Agriculture bank. Hope this helps.
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
I'll def be looking into the information you have provided!
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Cpl Chris Woodford
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Sergeant, stand fast... as I too am a 100% service-connected veteran injured while on active duty in the Marine Corps shortly after returning from Desert Storm, I can tell you there are numerous benefits out there for veterans like yourself. First, I hope you filed a claim for VA benefits and already received your disability rating. Next, the most logical place to begin your endeavor would be with the VA's Department of Vocational Rehabilitation, as they offer several benefits for an individual with the desire to open a working horse farm... ranging from SBA counseling to money & benefits for your startup. The SBA for Veterans will provide you with the know-how to get financial aid to begin your endeavor and will also provide training so you don't end up losing everything after you get started. Moreover, you also have accessibility to a number of other benefits depending on your medical discharge rating, such as, an adaptive housing grant, specifically, the Home Improvement Accessibility Grant, commonly referred to as a HIPA grant. There is also another grant, which I can't recall at the moment but it provided me with $10,000 for structural modifications in my different homes, while I was using the GI Bill to go to school. Really, what you should do is go to VA.gov and get a benefit handbook for disabled veterans and/or medically retired veterans. There is also, both, federal and state benefits for every veteran who is eligible to take advantage off. You would also qualify for a huge tax break which I am sure your local tax assessor would never ever tell you about,unless, you fight for it. There are vehicle grants... free registration and license platas fees at your local DMV for veterans; should you need to have any structural modifications, the building permits will be exempt too. Woman, a pledge was made when we stormed the beaches of Normandy; a promise that weathered Tet; a contract was made when we stormed the Desert of Iraq! I know the previous phrase is all political BS but you served your country and was injured while doing it. I hate seeing deserving veterans get the short end of the stick! Should you have additional questions just reach out to me!
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
CPO Andy Carrillo, MS - Your story is another inspirational testimony of success while taking full advantage of benefits. Not only is it wonderful advice but motivation for me to strive! Thank you for taking the time to help and assist me!
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
1SG Henry Yates - I can not thank you enough for as well. Especially after reading what the two brothers in arms had already provided me. Your story just adds more motivation! Thank you again!
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CPO Andy Carrillo, MS
CPO Andy Carrillo, MS
9 y
Cpl Chris Woodford - You are a great example of what is possible and self-advocacy. And yes, a letter to a senator or congressman can be the last resort stick of dynamite that breaks the logjam.
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Cpl Chris Woodford
Cpl Chris Woodford
9 y
SGT Sara Hodgkiss - Believe me, it would be my pleasure to meet you Sargent! Good luck & God Speed!
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Sgt Angela Covey
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I would recommend the following : your needs fall into many buckets so determine what the number one over rising cost is you are hoping to cover with a grant.
Determine if your horse farm can be or if it is I apologize a designated non profit or even better L3C which provides you the income and self sustainability to not have to go after grants alone as a funding source.
http://www.va.gov/health/NewsFeatures/20110106a.asp

Here's some direction. Call these two Veteran focused equine specific farms and look at equine therapy for the disabled as a funding focus.
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SPC Christina Roulston
SPC Christina Roulston
9 y
This is what I was watching for as suggestions. I live in AR so horses are a big part of many of our lives. We have an equine therapy group here that is very successful and is a great program, would work great also as a veteran helping other vets with their disabilities.
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
This is wonderful! Thank you!
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SCPO David Lockwood
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Have you looked at the VA rep at your local unemployment office? I would also look at American Legion, VFA and other associations. I hope this will help you, Good luck!
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
No I have not. I will though. Thank You for your help/response.
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LTC Christopher Sands
LTC Christopher Sands
9 y
PO2 Brian Harrington - Some of them are. Thats we we are all here to help each other.
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SPC Christina Roulston
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You had also asked about free/cheaper labor. I don't know about PA but here in AR we have a huge amount of vets and vet supporters. They are great about helping out in the community and especially with other vets. There are also motorcycle groups that might be interested in providing free labor to a vet. I say free, will probably need to furnish beer, lol. Best of luck. Really would like to see you make this a go.
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
Thank you!
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Cpl James Knecht
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I am in same situation if you find anything let me know. Mine prob. is financing the land. I wish I was closer I have tractors and excavating equipment I would gladly help if closer. Love horses myself have 9 rescue now but out of room
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Cpl James Knecht
Cpl James Knecht
9 y
SGT Sara Hodgkiss - I really appreciate that but I think you can I need a 250,000 to buy 144 acres next to my property to expand . And that is to much to ask someone . Unless you have good credit and keep land in your name until I can finance
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SGT Sara Hodgkiss
SGT Sara Hodgkiss
9 y
Cpl James Knecht - I highly suggest reading through all of the posts. Their is some really great information provided by others. Much of which could probably help assist you as well. Keep me in the loop, and let me know if something does work out for you!
Here's a post someone gave me about a loan that my help you.
A Rural Home Loan

The Veterans Administration guarantees/insures farm loans that allow for Veterans to purchase a primary home or refinance their current home in a rural, suburban or urban environment. There is no limit on acreage as long as the property is typical of the area. The highest and best use should be for residential purposes. Tillable ground, limited farm animals and small farming is allowed. Non-commercial outbuildings are allowed. Working commercial farms are not allowed. Farm Loan Center provides the lending options available for veteran loan farm financing to support the growing need for financing in Rural America.

VA loan features:
1. No down payment - 100% Financing
2. Competitive low interest rates
3. Seller is allowed to pay all closing costs
4. VA funding fee applies (Note: **Funding fee is waived with VA service related
disability)
5. Loan amounts up to $1,094,625 in qualified counties across America
6. Credit scores of 620+
7. Higher limit on debt ratios

**Disabled veterans with a VA related disability of 10% or more are waived of the funding fee charged to non-disabled veterans. Surviving spouses of veterans who died in-service or from a service-connected disability also qualify for the exemption.
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Cpl James Knecht
Cpl James Knecht
9 y
Thank you for your time, I can tell you have a great heart. GOD BLESS and good luck in your adventure I know it will work out.You have the drive and fire. Iam located up by Scranton pa we do head down your way now and then we will try to look you up. Also if you could just use some hand labor for a weekend maybe my sons and I could handle that ty
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Cpl Chris Woodford
Cpl Chris Woodford
9 y
Sgt, I know everything in the government takes forever but I hope the girl with a dream, is beginning to experience a little bit of that dream I read about in your initial message!
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SSG Richard Reilly
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Voc Rehab is suppose to help get you a joba nd maybe start a trade or business.
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