Am I able to change the TSP Fund Code to which I am currently contributing?

Will do Sir. I'll check back on this thread upon completion.

SGT Derick J. For the bond question, there is more than that at play. That is just focusing on the interest rate. There is a calculation called duration which figures the bond’s sensitivity to interest rates and ideally, all else equal, you would want a bond with high duration as rates are going down and low duration as rates are increasing. But there are a lot more fundamentals in play such as credit quality, where the bond is on with regards to maturity, etc.

My point was that things are in flux right now, more so than they have in a long time. Last year was really easy to make money, this year it’s a bit harder. So when starting out don’t get discouraged.

SGT Derick J. Schwab it good. I left Wall Street and moved over to the a special group with treasury and we get a second 401k with Charles Schwab. I use that to actually invest, buy stocks etc in the 401k that we have. The TSP I just leave it for the most part. Sadly I contribute about 5% or 6% to the TSP and another 3% to the Schwab and my Schwab, over the same period, is about 3-4x larger. Says a lot about the TSP.

SFC (Join to see) When you leave you should have something like 4 options: roll over to new 401k (IF that plan takes rollovers), rollover to an IRA, take a distribution, or keep it in the TSP. The TSP is absolutely the worst 401k — it sells itself as the low cost but that comes at the expense of diversification and performance. So I would do what you are thinking: rollover to an IRA or 401k.
Just work with an advisor that really knows investments. You can also learn a lot by reading bloomberg articles, wsj, Barron’s and ask questions.

Thanks. I will look into that.SPC Steve Bright