Posted on Jun 17, 2016
ENS Ansi Officer
8.06K
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Roth? Traditional? What funds?

*I am contributing 44% of all pay into Roth TSP. I have contributions split 50/50 in S and C.
Edited >1 y ago
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CDR Terry Boles
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Edited >1 y ago
I do not know the percentage but when I became capable of maxing the contributions I did. It took a long time to be able to contribute much of anything with life in the way, college age kids etc.

The TSP I do not think is a very good investment vehicle, seems like the returns are lower than elsewhere and you are limited to 2 transactions per month for investments. I suppose that could be good for those who simply want auto-pilot.

I still have concerns about this new retirement system which includes the TSP as a significant portion. Just thankful everyday I have the original retirement plan, final pay.
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SPC Steve Bright
SPC Steve Bright
>1 y
The TSP is, in my professional view, the worst 401k plan I have ever hear of with regards to the investment options and restrictions. I am personally floored at how bat shit crazy it is. But who am I to say this? 15+ years as a research analyst at bulge bracket firms and research analyst on one of the largest private funds in the country.

So you are not wrong. It’s border line criminal.
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Lt Col Commander
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10% but when in deployed I put in 25%-35%. Tax free forever on Deployment contributions.... It also good to know that I'm not stuck with the new retirement system
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CPT Joseph K Murdock
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You gonna be rich if you do this for many years. What is the S and C?
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ENS Ansi Officer
ENS (Join to see)
>1 y
High risk TSP funds with possible big payouts (32% gain)
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CPT Joseph K Murdock
CPT Joseph K Murdock
>1 y
You are invested with Common stock (market rate) Small Capitalization which goes further up in good markets, and further down in bad markets. But, the general long term trend of stocks is up. You should have a huge chunk of change at age 60.
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